JHM Conseil
ActiveJHM Conseil has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500 and a net result of €113k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+71
Solvency25▼-7
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
13.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
35 d late
2023
43 d late
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€500▼ 99.0%
2024 · €50k
2022: €26k
2023: €81k
2024: €50k
2022 → 2025
Total assets
€820k▲ 18.5%
2024 · €692k
2022: €123k
2023: €734k
2024: €692k
2022 → 2025
Net result
€113k
2024 · €-31k
2022: €26k
2023: €55k
2024: €-31k
2022 → 2025
Working capital
€-52k
2024 · €15k
2022: €101k
2023: €49k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€81k▲ 209%€50k▼ 38.8%€500▼ 99.0%
Operating result€33k-€79k▲ 139%€-13k€167k
Net result€26k-€55k▲ 113%€-31k€113k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €167k after a loss of €13k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €820k
Fixed assets
€621k▼ 1.0%
Current assets
€199k▲ 206%
Equity and liabilities €820k
Equity
€500▼ 99.0%
Debt
€820k▲ 27.6%
The debt ratio rises from 92.8% to 99.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€185k▲
2024 · €6k
Cash flow
€131k▲
2024 · €-13k
Solvency
0.1%▼
2024 · 7.2%
Current ratio
0.79▼
2024 · 1.31
Quick ratio
0.79▼
2024 · 1.31
ROA
13.7%▲
2024 · -4.5%
Interest coverage
7.35▲
2024 · 0.26
Debt
€820k▲
2024 · €643k
Debt ≤ 1 year
€251k▲
2024 · €50k
Debt > 1 year
€569k▼
2024 · €593k
Income taxes
€34k
Equity ratios withheld: equity of €500 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€692k€820k▲
Fixed assets21/28€627k€621k▼
Tangible fixed assets22/27€627k€621k▼
Land and buildings22€622k€618k▼
Plant, machinery and equipment23€837€614▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€65k€199k▲
Amounts receivable within one year40/41€56k€160k▲
Trade receivables40-€34k
Other amounts receivable41€56k€127k▲
Current investments50/53€7k-
Cash at bank and in hand54/58€1k€38k▲
Deferred charges and accrued income490/1-€378
Equity and liabilities
Total equity and liabilities10/49€692k€820k▲
Equity10/15€50k€500▼
Contributions10/11€500€500=
Reserves13€49k-
Distributable reserves133€49k-
Amounts payable17/49€643k€820k▲
Amounts payable after more than one year17€593k€569k▼
Financial debts170/4€593k€569k▼
Amounts payable within one year42/48€50k€251k▲
Current portion of amounts payable after more than one year42€25k€24k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€15k€36k▲
Taxes450/3€15k€36k▲
Other amounts payable47/48-€183k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€299€10k▲
Gross operating margin9900€6k€195k▲
Operating profit (loss)9901€-13k€167k▲
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€22k€25k▲
Recurring financial charges65€22k€25k▲
Profit (loss) for the period before taxes9903€-31k€147k▲
Income taxes67/77-€34k
Profit (loss) for the period9904€-31k€113k▲
Profit (loss) for the period to be appropriated9905€-31k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€113k▲
Profit (loss) brought forward from the previous period14P€55k-
Transfer from equity791/2-€49k
Transfer to equity691/2€23k-
To other reserves6921€23k-
Profit to be distributed694/7-€162k
Return on contributions (dividend)694-€162k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €113k
Net result €113k after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
31-12
Financial
Weakest financial yearnet €-31k ▼157%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Gilliskerkstraat 491060 Sint-Gillis (bij-Brussel)Ground area
548 m²
Building footprint
119 m²
Volume, LiDAR
1,269 m³
Parcel 21562A0118/00P004, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JHM Conseil
since 20212.325.879.262
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0118/00P004 | Brussels | 548 m² | 1 · 119 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TICHAN
BE 0551.979.488
Aartselaar · Eq €500
THE EILA GROUP
BE 0707.641.229
Ukkel · Eq €500
HB CONSULTING & MANAGEMENT
BE 0727.711.024
Jette · Eq €500
STRIVE4
BE 0746.959.584
Braine-l'Alleud · Eq €500
ToFi Jan
BE 0751.925.192
Beerse · Eq €500
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 2,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62900Other information technology and computer services
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.