HB CONSULTING & MANAGEMENT
ActiveHB CONSULTING & MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500 and a net result of €15k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+36
Solvency26▼-71
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-03-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
59 d late
2024
28 d late
2023
90 d late
2022
28 d late
2021
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€71k
EBIT margin
7.1%
Net result
€15k▲ 399%
2024 · €3k
2021: €8k
2022: €3k
2023: €6k
2024: €3k
2021 → 2025
Working capital
€-5k
2024 · €20k
2021: €5k
2022: €11k
2023: €17k
2024: €20k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€71k
Equity€9k-€12k▲ 34.0%€17k▲ 47.4%€20k▲ 17.0%€500▼ 97.5%
Operating result€10k-€5k▼ 49.0%€9k▲ 84.6%€6k▼ 38.7%€20k▲ 250%
Net result€8k-€3k▼ 61.4%€6k▲ 86.9%€3k▼ 47.3%€15k▲ 399%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 250% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€6k▲ 1,415%
Current assets
€46k▲ 64.8%
Equity and liabilities €51k
Equity
€500▼ 97.5%
Debt
€51k▲ 541%
The debt ratio rises from 28.1% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k
Cash flow
€16k
Solvency
1.0%▼
2024 · 71.9%
Current ratio
0.90▼
2024 · 3.51
Quick ratio
0.90▼
2024 · 3.51
ROA
28.5%▲
2024 · 10.4%
Interest coverage
124.14
Debt
€51k▲
2024 · €8k
Debt ≤ 1 year
€51k▲
2024 · €8k
Income taxes
€5k▲
2024 · €3k
Equity ratios withheld: equity of €500 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€51k▲
Fixed assets21/28€363€6k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€363€363=
Current assets29/58€28k€46k▲
Amounts receivable after more than one year29€14k-
Other amounts receivable291€14k-
Amounts receivable within one year40/41€10k€26k▲
Trade receivables40€10k€26k▲
Cash at bank and in hand54/58€4k€20k▲
Deferred charges and accrued income490/1€169-
Equity and liabilities
Total equity and liabilities10/49€28k€51k▲
Equity10/15€20k€500▼
Contributions10/11€500€500=
Profit (loss) carried forward14€20k-
Amounts payable17/49€8k€51k▲
Amounts payable within one year42/48€8k€51k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9-€148
Other amounts payable47/48€1k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€2k€665▼
Gross operating margin9900€8k€22k▲
Operating profit (loss)9901€6k€20k▲
Financial income75/76B€169-
Recurring financial income75€169-
Financial charges65/66B€215€171▼
Recurring financial charges65€215€171▼
Profit (loss) for the period before taxes9903€6k€20k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€3k€15k▲
Profit (loss) for the period to be appropriated9905€3k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€34k▲
Profit (loss) brought forward from the previous period14P€17k€20k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
30-06
Financial
Highest result since 2021net €15k ▲399%
Operating result €20k, net result €15k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Weakest financial yearnet €3k ▼47.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
18-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pierre Verscheldenstraat 371090 JetteGround area
5,490 m²
Building footprint
326 m²
Volume, LiDAR
3,705 m³
2 parcels, Brussels, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HB CONSULTING & MANAGEMENT
since 20192.290.353.409
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0319/00M002 | Flanders | 5,319 m² | 1 · 233 m² | 13.5 m · 4 fl. |
| 21010B0164/00R005 | Brussels | 171 m² | 1 · 93 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 2,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:hayat.bouzya@gmail.com