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JGJ Beheer

Active
Private limited companyfounded 201312 yrs activePapenweg 4, 3620 Lanaken, BelgiumKBO/BCE: BE 0543.480.112

JGJ Beheer has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-5
Solvency54▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.36 in 2024; short-term debt: 45.8% and cash: 19.6% of total assets), and 70.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
29.4%
Return on assets
8.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €92k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
28 d late
2023
33 d early
2022
25 d late
2021
29 d late
2020
2 d early
2019
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€92k▲ 43.1%
2024 · €65k
2018: €6k 2019: €-4k 2020: €-10k 2021: €-817 2022: €3k 2023: €26k 2024: €65k
2018 → 2025
Total assets
€314k▲ 6.0%
2024 · €296k
2018: €301k 2019: €282k 2020: €348k 2021: €322k 2022: €289k 2023: €284k 2024: €296k
2018 → 2025
Net result
€28k▼ 27.8%
2024 · €39k
2018: €-984 2019: €-10k 2020: €-6k 2021: €9k 2022: €4k 2023: €23k 2024: €39k
2018 → 2025
Working capital
€-56k▲ 42.7%
2024 · €-98k
2018: €-76k 2019: €-103k 2020: €-155k 2021: €-157k 2022: €-162k 2023: €-153k 2024: €-98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-817-€3k€26k▲ 667%€65k▲ 148%€92k▲ 43.1%
Operating result€13k-€8k▼ 43.1%€37k▲ 379%€58k▲ 58.4%€43k▼ 26.0%
Net result€9k-€4k▼ 53.0%€23k▲ 437%€39k▲ 70.4%€28k▼ 27.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €13k€13kNet result 2021: €9k€9kOperating result 2022: €8k€8kNet result 2022: €4k€4kOperating result 2023: €37k€37kNet result 2023: €23k€23kOperating result 2024: €58k€58kNet result 2024: €39k€39kOperating result 2025: €43k€43kNet result 2025: €28k€28k20212022202320242025
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets €227k▼ 5.8%
Current assets €88k▲ 57.3%
Equity and liabilities €314k
Equity €92k▲ 43.1%
Debt €222k▼ 4.3%
The debt ratio falls from 78.2% to 70.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€58k
2024 · €74k
Cash flow
€43k
2024 · €55k
Solvency
29.4%
2024 · 21.8%
Current ratio
0.61
2024 · 0.36
Quick ratio
0.61
2024 · 0.36
Debt / equity
2.40
2024 · 3.59
ROE
30.1%
2024 · 59.7%
ROA
8.9%
2024 · 13.0%
Interest coverage
23.10
2024 · 125.68
Debt
€222k
2024 · €232k
Debt ≤ 1 year
€144k
2024 · €154k
Debt > 1 year
€78k=
2024 · €78k
Income taxes
€13k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€296k€314k
Fixed assets21/28€241k€227k
Tangible fixed assets22/27€241k€227k
Land and buildings22€208k€197k
Furniture and vehicles24€0-
Other tangible fixed assets26€32k€30k
Current assets29/58€56k€88k
Amounts receivable within one year40/41€31k€24k
Trade receivables40€31k€21k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€23k€61k
Deferred charges and accrued income490/1€1k€3k
Equity and liabilities
Total equity and liabilities10/49€296k€314k
Equity10/15€65k€92k
Contributions10/11€19k€19k=
Reserves13€46k€74k
Distributable reserves133€46k€74k
Amounts payable17/49€232k€222k
Amounts payable after more than one year17€78k€78k=
Other amounts payable178/9€78k€78k=
Amounts payable within one year42/48€154k€144k
Current portion of amounts payable after more than one year42€0-
Trade debts44€3k€513
Suppliers440/4€3k€513
Taxes, remuneration and social security45€12k€8k
Taxes450/3€10k€8k
Remuneration and social security454/9€1k€0
Other amounts payable47/48€140k€135k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k
Other operating charges640/8€3k€2k
Gross operating margin9900€77k€61k
Operating profit (loss)9901€58k€43k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€589€3k
Recurring financial charges65€589€3k
Profit (loss) for the period before taxes9903€57k€40k
Income taxes67/77€19k€13k
Profit (loss) for the period9904€39k€28k
Profit (loss) for the period to be appropriated9905€39k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€39k€28k
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€39k€28k
To other reserves6921€39k€28k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2018net €39k ▲70.4%
Operating result €58k, net result €39k, both a record.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Back to profitnet €9k
Net result €9k after 3 loss-making years.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Papenweg 43620 Lanaken
Ground area
1,642 m²
Building footprint
225 m²
Volume, LiDAR
1,369 m³
Parcel 73088A0619/00H000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JGJ Beheer
Papenweg 4, 3620 LanakenFinancial service activities, except insurance and pension funding
since 20142.226.800.888
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73088A0619/00H000 Flanders 1,642 m² 1 · 225 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,660 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2013
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.