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IMA5

Active
Private limited companyfounded 20242 yrs activeRue du Haut-Mas 6, 4500 Huy, BelgiumKBO/BCE: BE 1008.485.046
Summary

IMA5 has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€21,561) and a net result of -€41,561. Its solvency ranks better than 13% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability16
Solvency21
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.46; short-term debt: 68.3% and cash: 0.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-4.4%
Return on assets
-8.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
24 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 April 2024, IMA5 was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€21,561
Total assets
€493,884
Net result
-€41,561
Working capital
€156,439

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Key figures and ratios
2025 value
Solvency
-4.4%
Current ratio
1.46
Quick ratio
0.32
Debt to equity
-23.91
ROA
-8.4%
Debt
€515,445
Debt ≤ 1 year
€337,445
Debt > 1 year
€178,000

Peer companies

Historical observation

Of the 1,251 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
1.0% went bankrupt
2.2% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€493,884
Current assets29/58€493,884
Stocks and contracts in progress3€384,821
Stocks30/36€384,821
Amounts receivable within one year40/41€108,378
Other amounts receivable41€108,378
Cash at bank and in hand54/58€334
Deferred charges and accrued income490/1€351
Equity and liabilities
Total equity and liabilities10/49€493,884
Equity10/15-€21,561
Contributions10/11€20,000
Capital10€20,000
Issued capital100€20,000
Profit (loss) carried forward14-€41,561
Amounts payable17/49€515,445
Amounts payable after more than one year17€178,000
Financial debts170/4€178,000
Amounts payable within one year42/48€337,445
Financial debts43€165,000
Credit institutions430/8€165,000
Trade debts44€445
Suppliers440/4€445
Other amounts payable47/48€172,000
Income statement Code2025
Other operating charges640/8€1,328
Gross operating margin9900-€30,730
Operating profit (loss)9901-€32,058
Financial charges65/66B€9,503
Recurring financial charges65€9,503
Profit (loss) for the period before taxes9903-€41,561
Profit (loss) for the period9904-€41,561
Profit (loss) for the period to be appropriated9905-€41,561
Appropriation of the result
Profit (loss) to be appropriated9906-€41,561

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€1,328
Gross operating margin9900-€30,730
Operating profit (loss)9901-€32,058
Financial charges65/66B€9,503
Recurring financial charges65€9,503
Profit (loss) for the period before taxes9903-€41,561
Profit (loss) for the period9904-€41,561
Profit (loss) for the period to be appropriated9905-€41,561
Line2025
Assets
Total assets20/58€493,884
Current assets29/58€493,884
Stocks and contracts in progress3€384,821
Stocks30/36€384,821
Amounts receivable within one year40/41€108,378
Other amounts receivable41€108,378
Cash at bank and in hand54/58€334
Deferred charges and accrued income490/1€351
Equity and liabilities
Total equity and liabilities10/49€493,884
Equity10/15-€21,561
Contributions10/11€20,000
Capital10€20,000
Issued capital100€20,000
Profit (loss) carried forward14-€41,561
Amounts payable17/49€515,445
Amounts payable after more than one year17€178,000
Financial debts170/4€178,000
Amounts payable within one year42/48€337,445
Financial debts43€165,000
Credit institutions430/8€165,000
Trade debts44€445
Suppliers440/4€445
Other amounts payable47/48€172,000
Line2025
Profit (loss) for the period9904-€41,561
Operating cash flow (approximation)-€41,561

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,494 m²
Building footprint
178 m²
Volume, LiDAR
1,034 m³
Parcel 61031B0727/00H006, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
IMA5
Rue du Haut-Mas 6, 4500 HuyReal estate activities
since 20242.360.805.497
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61031B0727/00H006 Wallonia 1,494 m² 1 · 178 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,321 companies in sector 68110 we hold annual accounts for 5,387. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008485046
Also 9925:BE1008485046
Registered 01-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.