JFS TRADING
ActiveJFS TRADING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €66k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 24% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+4
Solvency43▼-52
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 5.39 in 2024; short-term debt: 27.7% and cash: 1.4% of total assets), but 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 6974 sector peers (2025).
NBB · sector comparisonPosition among 6974 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-01-2026, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
62 d late
2024
on the day
2023
28 d late
2022
29 d late
2021
15 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 86.0%
2024 · €616k
2019: €178k
2020: €246k
2021: €313k
2022: €409k
2023: €528k
2024: €616k
2019 → 2025
Total assets
€479k▼ 45.6%
2024 · €881k
2019: €482k
2020: €538k
2021: €590k
2022: €716k
2023: €824k
2024: €881k
2019 → 2025
Net result
€66k▼ 29.2%
2024 · €93k
2019: €53k
2020: €71k
2021: €70k
2022: €96k
2023: €119k
2024: €93k
2019 → 2025
Working capital
€193k▼ 67.1%
2024 · €588k
2019: €144k
2020: €204k
2021: €263k
2022: €404k
2023: €509k
2024: €588k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€313k-€409k▲ 30.6%€528k▲ 29.2%€616k▲ 16.6%€87k▼ 86.0%
Operating result€74k-€119k▲ 61.6%€123k▲ 2.9%€87k▼ 29.0%€68k▼ 22.0%
Net result€70k-€96k▲ 37.3%€119k▲ 24.4%€93k▼ 22.5%€66k▼ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €479k
Fixed assets
€153k▼ 3.7%
Current assets
€326k▼ 54.8%
Equity and liabilities €479k
Equity
€87k▼ 86.0%
Debt
€393k▲ 48.3%
The debt ratio rises from 30.1% to 81.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €93k
Cash flow
€71k▼
2024 · €98k
Solvency
18.1%▼
2024 · 69.9%
Current ratio
2.46▼
2024 · 5.39
Quick ratio
2.46▼
2024 · 5.39
Debt / equity
4.54▲
2024 · 0.43
ROE
75.7%▲
2024 · 15.0%
ROA
13.7%▲
2024 · 10.5%
Interest coverage
8.15▼
2024 · 11.32
Debt
€393k▲
2024 · €265k
Debt ≤ 1 year
€133k▼
2024 · €134k
Debt > 1 year
€260k▲
2024 · €130k
Income taxes
€18k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€881k€479k▼
Fixed assets21/28€159k€153k▼
Tangible fixed assets22/27€158k€152k▼
Land and buildings22€157k€151k▼
Furniture and vehicles24€654€456▼
Financial fixed assets28€2k€2k=
Current assets29/58€722k€326k▼
Amounts receivable after more than one year29€59k€59k=
Other amounts receivable291€59k€59k=
Amounts receivable within one year40/41€611k€260k▼
Trade receivables40€2k-
Other amounts receivable41€609k€260k▼
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€43k-
Equity and liabilities
Total equity and liabilities10/49€881k€479k▼
Equity10/15€616k€87k▼
Contributions10/11€19k€19k=
Reserves13€597k€68k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€596k€66k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€265k€393k▲
Amounts payable after more than one year17€130k€260k▲
Financial debts170/4€130k€260k▲
Amounts payable within one year42/48€134k€133k▼
Current portion of amounts payable after more than one year42€21k€54k▲
Trade debts44€2k€913▼
Suppliers440/4€2k€913▼
Taxes, remuneration and social security45€84k€56k▼
Taxes450/3€84k€56k▼
Other amounts payable47/48€27k€22k▼
Accrued charges and deferred income492/3€703-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€3k€2k▼
Gross operating margin9900€96k€76k▼
Operating profit (loss)9901€87k€68k▼
Financial income75/76B€33k€25k▼
Recurring financial income75€33k€25k▼
Non-recurring financial income76B€0-
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€112k€84k▼
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€93k€66k▼
Profit (loss) for the period to be appropriated9905€93k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€66k▼
Transfer from equity791/2-€595k
Transfer to equity691/2€88k€66k▼
To other reserves6921€88k€66k▼
Profit to be distributed694/7€5k€595k▲
Return on contributions (dividend)694-€595k
Directors or managers695€5k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 62 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
31-03
Financial
Highest result since 2019net €119k ▲24.4%
Operating result €123k, net result €119k, both a record.
31-03
Financial
Equity above €500kEq €528k ▲29.2%
5 profitable years in a row build equity to €528k.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Equity above €200kEq €246k ▲38.7%
2 profitable years in a row build equity to €246k.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredestraat 982550 KontichGround area
391 m²
Building footprint
110 m²
Volume, LiDAR
595 m³
Parcel 11602C0001/00F007, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JFS TRADING BVBA
since 20092.233.557.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0001/00F007 | Flanders | 391 m² | 1 · 110 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOENKE
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EPIC ADVENTURE
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Of 9,857 companies in sector 73110 we hold annual accounts for 3,754. 3,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-11-2009
Fiscal year end31-03
Activities, NACEBEL
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.