ESPACE CONSEIL
ActiveESPACE CONSEIL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €8k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-7
Solvency94▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 6.09 in 2023; short-term debt: 30.6% and cash: 44.9% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
18 d late
2023
30 d early
2022
31 d early
2021
29 d early
2020
36 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k▲ 10.9%
2023 · €71k
2018: €10k
2019: €24k
2020: €35k
2021: €44k
2022: €61k
2023: €71k
2018 → 2024
Total assets
€113k▲ 38.1%
2023 · €82k
2018: €29k
2019: €45k
2020: €52k
2021: €65k
2022: €79k
2023: €82k
2018 → 2024
Net result
€8k▼ 22.6%
2023 · €10k
2018: €6k
2019: €14k
2020: €11k
2021: €9k
2022: €17k
2023: €10k
2018 → 2024
Working capital
€55k▼ 2.3%
2023 · €57k
2018: €-1k
2019: €7k
2020: €22k
2021: €29k
2022: €42k
2023: €57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€35k-€44k▲ 26.2%€61k▲ 37.5%€71k▲ 16.3%€78k▲ 10.9%
Operating result€17k-€15k▼ 9.9%€27k▲ 77.3%€17k▼ 36.4%€15k▼ 15.0%
Net result€11k-€9k▼ 14.6%€17k▲ 80.4%€10k▼ 40.1%€8k▼ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 15% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €113k
Fixed assets
€23k▲ 64.3%
Current assets
€90k▲ 32.7%
Equity and liabilities €113k
Equity
€78k▲ 10.9%
Debt
€35k▲ 210%
The debt ratio rises from 13.6% to 30.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2023 · €26k
Cash flow
€16k▼
2023 · €18k
Solvency
69.4%▼
2023 · 86.4%
Current ratio
2.60▼
2023 · 6.09
Quick ratio
2.60▼
2023 · 6.09
Debt / equity
0.44▲
2023 · 0.16
ROE
9.8%▼
2023 · 14.0%
ROA
6.8%▼
2023 · 12.1%
Interest coverage
106.81▼
2023 · 218.03
Debt
€35k▲
2023 · €11k
Debt ≤ 1 year
€35k▲
2023 · €11k
Income taxes
€7k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€82k€113k▲
Fixed assets21/28€14k€23k▲
Tangible fixed assets22/27€13k€22k▲
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€9k€14k▲
Other tangible fixed assets26€1k€741▼
Financial fixed assets28€1k€1k=
Current assets29/58€68k€90k▲
Amounts receivable after more than one year29€31k€37k▲
Other amounts receivable291€31k€37k▲
Amounts receivable within one year40/41€6k€637▼
Trade receivables40€2k€615▼
Other amounts receivable41€4k€22▼
Cash at bank and in hand54/58€30k€51k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€82k€113k▲
Equity10/15€71k€78k▲
Contributions10/11€30k€30k=
Reserves13€34k€42k▲
Distributable reserves133€34k€42k▲
Profit (loss) carried forward14€7k€7k▲
Amounts payable17/49€11k€35k▲
Amounts payable within one year42/48€11k€35k▲
Trade debts44€730€11k▲
Suppliers440/4€730€11k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48-€15k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€2k€490▼
Non-recurring operating charges66A€10-
Gross operating margin9900€27k€23k▼
Operating profit (loss)9901€17k€15k▼
Financial income75/76B€418€123▼
Recurring financial income75€418€123▼
Financial charges65/66B€117€214▲
Recurring financial charges65€117€214▲
Profit (loss) for the period before taxes9903€17k€15k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€14k▼
Profit (loss) brought forward from the previous period14P€7k€7k▲
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲80.4%
Operating result €27k, net result €17k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Parmentierlaan 361150 Sint-Pieters-WoluweGround area
2,263 m²
Building footprint
705 m²
Volume, LiDAR
10,717 m³
2 parcels, Brussels · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
ESPACE CONSEIL
since 19882.040.594.245
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0286/00T000 | Brussels | 1,267 m² | 1 · 482 m² | 19.4 m · 6 fl. |
| 21682C0082/00W006 | Brussels | 995 m² | 1 · 224 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,857 companies in sector 73110 we hold annual accounts for 3,754. 3,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-1988
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.