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Active
BE 0792.558.393Private limited companyOpen bankruptcy
JFP CHAUFFAGE
· 3 yrs active
Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
(43222)
Conclusion
A bankruptcy procedure is open for JFP CHAUFFAGE according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2024 annual accounts show equity of €9k and a net result of €4k.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €9k |
| Net result | €4k |
| Better than sector | 14% |
| Active | 3 yrs |
Financial profile
38
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
100
Solvency
13
Growth
78
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
53 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
Address struck
Health barometer
0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 8.5% | 40.9% | |
| Net result | €4k | €11k | |
| Equity | €9k | €34k | |
| Gross operating margin | €25k | €35k | |
| Staff costs | €9k | €24k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€10k
+34.3%
23-24
€4k
+28.3%
23-24
€8k
+35.0%
23-24
€104k
+31.6%
23-24
€9k
+99.4%
23-24
€-18k
+23.8%
23-24
0
-
23-24
€9k
+59.9%
23-24
Show 10 other metrics
€2k
+12.7%
23-24
€95k
+27.6%
23-24
€95k
+27.6%
23-24
0.81
+18.2%
23-24
0.81
+18.2%
23-24
8.5%
+51.5%
23-24
10.77
-36.0%
23-24
49.9%
-35.7%
23-24
4.2%
-2.5%
23-24
12.01
+33.0%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €10k |
| Net profit | €4k |
| Cash flow | €8k |
| Staff costs | €9k |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €104k |
| Equity | €9k |
| Debt | €95k |
| of which ≤ 1y | €95k |
| of which > 1y | - |
| Working capital | €-18k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.81 |
| Quick ratio | 0.81 |
| Working capital ratio | -17.0% |
| Solvency | 8.5% |
| Debt / equity | 10.77 |
| Long-term debt ratio | - |
| Interest coverage | 12.01 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.2% |
| ROE | 49.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €104k |
| Fixed assets | 21/28 | €27k |
| Tangible fixed assets | 22/27 | €27k |
| Current assets | 29/58 | €78k |
| Amounts receivable within one year | 40/41 | €59k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €104k |
| Equity | 10/15 | €9k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €8k |
| Amounts payable | 17/49 | €95k |
| Amounts payable within one year | 42/48 | €95k |
| Trade debts payable within one year | 44 | €60k |
| Income statement | ||
| Gross operating margin | 9900 | €25k |
| Operating result | 9901 | €7k |
| Financial income | 75 | €180 |
| Financial charges | 65 | €839 |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | VIOLAINE DEVYVER QUAI MARCELLIS 7,
4020 LIEGE 2 |
30-03-2026 → present | Belgian State Gazette |
| Curator | LAURA NICOLINI RUE HAUTE
ROGNAC 169, 4400 FLEMALLE |
30-03-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222) |
| Legal form | Private limited company(610) |
| Incorporation | 17-10-2022 |
| Status | Active |
| Postal code | - |
| First BS signal | 03-04-2026 |
| Latest BS signal | 03-04-2026 |
Establishment units
JFP CHAUFFAGE
since 20222.337.486.402
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 61027A0032/00R000 | Wallonia | 172 m² | 1 · 40 m² | 8.2 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
03-04-2026
Bankruptcy
Opening
2025
08-12-2025
KBO administration
Address struck
17-07-2025
NBB filing
Annual accounts filed
2024
16-10-2024
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
03-04-2026
Bankruptcy
Opening
Full insolvency chronology
The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.
We hold 1 further earlier event in this file, covering 08-12-2025 to 30-03-2026.
Available in Kantoor S.
See plans →
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Algemene bouw van residentiële gebouwen41001Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41203Loodgieterswerk43221Sanitaire werkzaamheden43221
Primary activity highlighted.
Names & trade names
| Legal nameNL | JFP CHAUFFAGE |
Registration history
- 08-12-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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