JFDI
JFDI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €63k and a net result of €6k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 5424 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €63k |
| Net result | €6k |
| Better than sector | 30% |
| Active | 6 yrs |
Mixed profile: strong on stability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.5% | 51.8% | |
| Net result | €6k | €53k | |
| Equity | €63k | €622k | |
| Gross operating margin | €10k | €87k | |
| Employees (FTE) | 0.0 | 0.0 |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €6k | €3k | €7k | €7k | €13k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €2k | €1k | €3k | €3k | €4k |
| Dividends | - | - | - | - | - |
| Total assets | €215k | €218k | €220k | €176k | €174k |
| Equity | €63k | €57k | €55k | €48k | €42k |
| Debt | €152k | €160k | €165k | €127k | €133k |
| of which ≤ 1y | €148k | €133k | €115k | €55k | €38k |
| of which > 1y | €2k | €25k | €48k | €71k | €93k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | 0.0 | 0.0 | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 29.5% | 26.4% | 25.0% | 27.4% | 23.9% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 2.8% | 1.2% | 3.0% | 3.7% | 7.7% |
| ROE | 9.3% | 4.5% | 12.2% | 13.5% | 32.3% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €215k | €218k | €220k | €176k | €174k |
| Fixed assets | 21/28 | €159k | €160k | €161k | €162k | €163k |
| Tangible fixed assets | 22/27 | €3k | €4k | €5k | €6k | €7k |
| Financial fixed assets | 28 | €156k | €156k | €156k | €156k | €156k |
| Current assets | 29/58 | €56k | €57k | €58k | €13k | €11k |
| Amounts receivable within one year | 40/41 | €0 | €680 | €0 | €2k | €11k |
| Cash & bank | 54/58 | €4k | €5k | €4k | €11k | €333 |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €215k | €218k | €220k | €176k | €174k |
| Equity | 10/15 | €63k | €57k | €55k | €48k | €42k |
| Contributions / capital | 10/11 | €3k | €3k | €3k | €3k | - |
| Reserves | 13 | €60k | €54k | €52k | €45k | €39k |
| Amounts payable | 17/49 | €152k | €160k | €165k | €127k | €133k |
| Amounts payable after one year | 17 | €2k | €25k | €48k | €71k | €93k |
| Amounts payable within one year | 42/48 | €148k | €133k | €115k | €55k | €38k |
| Trade debts payable within one year | 44 | - | - | - | €0 | €62 |
| Income statement | ||||||
| Gross operating margin | 9900 | €10k | €11k | €12k | €13k | €22k |
| Operating result | 9901 | €9k | €4k | €10k | €12k | €20k |
| Financial income | 75 | €3k | €3k | €2k | - | - |
| Financial charges | 65 | €3k | €3k | €3k | €2k | €3k |
| Result before taxes | 9903 | €8k | €4k | €9k | €9k | €18k |
| Income taxes | 67/77 | €2k | €1k | €3k | €3k | €4k |
| Net result for the period | 9904 | €6k | €3k | €7k | €7k | €13k |
| Result to be appropriated | 9905 | €6k | €3k | €7k | €7k | €13k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 24-09-2019 |
| Status | Active |
| Postal code | 3512 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71055A0467/00W000 | Flanders | 1,063 m² | 1 · 175 m² | 10.4 m · 2 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
24-11-2023 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Bernard INDEKEU",
"firm_city": null,
"firm_name": null,
"office_city": "Zoutleeuw",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-11-24",
"filing_date": "2023-11-22",
"act_kind_objet": "DOEL"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2023-11-18",
"unanimous": true
},
"agm_change": {
"new_schedule": null,
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": "Wijziging van het voorwerp van de vennootschap door vervanging van artikel 4 van de statuten met een uitgebreide lijst van activiteiten, waaronder managementprestaties, advies, participaties, bestuursopdrachten, ontwikkeling van diensten en producten, en diverse installatie- en handelsactiviteiten in de zonne-energie en milieutechnologie sector."
},
"detected_kind": "agm_rules_change",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0734.820.629",
"name_full": "JFDI",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"uitgifte van het proces-verbaal",
"verslag bestuursorgaan"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}| Legal nameNL | JFDI |