JFB KINE
ActiveSummary
The computed 12-month bankruptcy probability of JFB KINE is 3.2% (moderate). The 2025 annual accounts show equity of €13k and a net result of €1k. Equity is growing by ~20.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-25
Solvency100▲+11
Growth55=
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.24 against 2.05 in 2024; short-term debt: 21.3% and cash: 64.5% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-12-2025, 34 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
34 d early
2024
20 d early
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€93k▲ 7.3%
2024 · €87k
2023: €80k
2024: €87k
2023 → 2025
EBIT margin
3.4%▼ 2.2pp
2024 · 5.6%
2023: 8.5%
2024: 5.6%
2023 → 2025
Net result
€1k▼ 65.6%
2024 · €4k
2023: €5k
2024: €4k
2023 → 2025
Working capital
€8k▲ 13.3%
2024 · €7k
2023: €7k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€80k-€87k▲ 7.9%€93k▲ 7.3%
Equity€8k-€12k▲ 43.7%€13k▲ 10.5%
Operating result€7k-€5k▼ 29.5%€3k▼ 35.4%
Net result€5k-€4k▼ 31.4%€1k▼ 65.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€5k ▲ 6.3%
Current assets
€12k ▼ 16.0%
Equity and liabilities €17k
Equity
€13k ▲ 10.5%
Debt
€4k ▼ 46.8%
Debt's share of the balance-sheet total falls from 36.0% to 21.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €5k
Cash flow
€2k▼
2024 · €4k
Current ratio
3.24▲
2024 · 2.05
Debt to equity
0.27▼
2024 · 0.56
ROE
9.5%▼
2024 · 30.4%
ROA
7.5%▼
2024 · 19.5%
Interest coverage
3.62▼
2024 · 124.23
Debt ≤ 1 year
€4k▼
2024 · €7k
Income taxes
€699▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€17k▼
Fixed assets21/28€5k€5k▲
Tangible fixed assets22/27€4k€5k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€3k▲
Financial fixed assets28€450€450=
Current assets29/58€14k€12k▼
Cash at bank and in hand54/58€6k€11k▲
Deferred charges and accrued income490/1€8k€750▼
Equity and liabilities
Total equity and liabilities10/49€19k€17k▼
Equity10/15€12k€13k▲
Contributions10/11€3k€3k=
Capital10-€3k
Issued capital100-€3k
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€481€358▼
Income statement
Code20242025
Turnover70€87k€93k▲
Goods, raw materials, services and sundry goods60/61€81k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€508€1k▲
Other operating charges640/8€159€352▲
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€5k€3k▼
Financial charges65/66B€43€1k▲
Recurring financial charges65€43€1k▲
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77€1k€699▼
Profit (loss) for the period9904€4k€1k▼
Profit (loss) for the period to be appropriated9905€4k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k▲
Profit (loss) brought forward from the previous period14P€5k€9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 30-06-2026
- Registered-office move, rue des Gaux 14 - 6540 Lobbes
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €1k ▼65.6%
Net result drops to €1k, the lowest in the series.
11-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Gaux 146540 LobbesGround area
1,440 m²
Building footprint
243 m²
Volume, LiDAR
1,092 m³
2 parcels, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JFB KINE
since 20222.337.079.297
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56009A0250/00M003 | Wallonia | 937 m² | 1 · 149 m² | 5.1 m · 1 fl. |
| 56044B0571/00L000 | Wallonia | 503 m² | 1 · 94 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2022
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeanfrancois.bastin09@gmail.com
Phone:0493560467