JEXEL
ActiveJEXEL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €21k. Equity is shrinking by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+99
Solvency70▲+19
Growth23=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.4 in 2024; short-term debt: 41.5% and cash: 12.5% of total assets), and 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
23.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
17 d early
2023
27 d early
2022
24 d early
2021
18 d early
2020
32 d early
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€145k▲ 38.5%
2020 · €105k
2018: €189k
2019: €176k
2020: €105k
2018 → 2021
EBIT margin
15.0%▲ 26.7pp
2020 · -11.7%
2018: 26.0%
2019: 16.8%
2020: -11.7%
2018 → 2021
Net result
€21k
2024 · €-42k
2018: €37k
2019: €19k
2020: €-13k
2021: €14k
2022: €-46k
2023: €-13k
2024: €-42k
2018 → 2025
Working capital
€3k
2024 · €-19k
2018: €68k
2019: €96k
2020: €86k
2021: €89k
2022: €38k
2023: €22k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€145k-
Equity€119k-€73k▼ 38.3%€60k▼ 17.6%€19k▼ 69.0%€39k▲ 111%
Operating result€22k-€-45k€-9k▲ 80.3%€-39k▼ 340%€23k
Net result€14k-€-46k€-13k▲ 71.7%€-42k▼ 223%€21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €39k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€48k▼ 18.6%
Current assets
€39k▲ 218%
Equity and liabilities €87k
Equity
€39k▲ 111%
Debt
€48k▼ 9.5%
The debt ratio falls from 73.8% to 54.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €-26k
Cash flow
€32k▲
2024 · €-29k
Solvency
45.3%▲
2024 · 26.2%
Current ratio
1.08▲
2024 · 0.40
Quick ratio
1.08▲
2024 · 0.40
Debt / equity
1.21▼
2024 · 2.82
ROE
52.6%▲
2024 · -222.9%
ROA
23.9%▲
2024 · -58.4%
Interest coverage
18.44▲
2024 · -10.86
Debt
€48k▼
2024 · €53k
Debt ≤ 1 year
€36k▲
2024 · €31k
Debt > 1 year
€9k▼
2024 · €22k
Income taxes
€225▼
2024 · €233
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€87k▲
Fixed assets21/28€59k€48k▼
Intangible fixed assets21€40k€35k▼
Tangible fixed assets22/27€18k€12k▼
Plant, machinery and equipment23€497€0▼
Furniture and vehicles24€276€0▼
Other tangible fixed assets26€17k€12k▼
Financial fixed assets28€750€750=
Current assets29/58€12k€39k▲
Amounts receivable within one year40/41€7k€28k▲
Trade receivables40€7k€25k▲
Other amounts receivable41€123€3k▲
Cash at bank and in hand54/58€5k€11k▲
Deferred charges and accrued income490/1€373€222▼
Equity and liabilities
Total equity and liabilities10/49€71k€87k▲
Equity10/15€19k€39k▲
Contributions10/11€12k€12k=
Reserves13€101k€101k=
Distributable reserves133€101k€101k=
Profit (loss) carried forward14€-94k€-73k▲
Amounts payable17/49€53k€48k▼
Amounts payable after more than one year17€22k€9k▼
Financial debts170/4€16k€9k▼
Other amounts payable178/9€5k€0▼
Amounts payable within one year42/48€31k€36k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Financial debts43€333€284▼
Credit institutions430/8€333€284▼
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Other amounts payable47/48€7k€11k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-25k€35k▲
Operating profit (loss)9901€-39k€23k▲
Financial income75/76B€1€38▲
Recurring financial income75€1€38▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-41k€21k▲
Income taxes67/77€233€225▼
Profit (loss) for the period9904€-42k€21k▲
Profit (loss) for the period to be appropriated9905€-42k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-73k▲
Profit (loss) brought forward from the previous period14P€-53k€-94k▼
Transfer from equity791/2€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.08
Current ratio from 0.40 to 1.08.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-46k ▼423%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 40.14
Current ratio from 5.04 to 40.14; short-term debt falls from €22k to €979.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 6.54
Current ratio from 2.04 to 6.54; short-term debt falls from €66k to €17k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overmeersstraat 29051 GentGround area
845 m²
Building footprint
175 m²
Volume, LiDAR
1,052 m³
Parcel 44062C0048/00E000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mindful Me
since 20142.353.650.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062C0048/00E000 | Flanders | 845 m² | 1 · 175 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,842 EUR awarded · 1,842 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 720 EUR | 720 EUR |
| 2022 | 1 | 1,122 EUR | 1,122 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2014
Fiscal year end31-12
Trade name NL
Mindful Me
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:camille@jexel.be