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JEXEL

Active Private limited companyfounded 2014active for 12 yearsOvermeersstraat 2, 9051 GhentKBO/BCE: BE 0544.948.473

Lifetime

11 annual accounts with figures on one time axis
peak €162,041 (2015)
€34,953▲ €60,103
lowest -€45,560 (2022)
€20,787▲ €62,461
peak €133,339 (2019)
€39,485▲ 111%
€47,627▼ 9.5%
peak 0 FTE (2023)
-not published
Board2 names since 2014
1 directorMeert Camille Dominique Charlotte
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from -€25,151 to €34,953Back to profit: €20,787Equity from €18,698 to €39,485Cash from €5,105 to €10,925

Key points

from the 2025 annual accounts

Equity

€39,485 from €133,339 in 2019

Equity fell by 70% in 6 years.

Result

€20,787 €20,787
-€41,7002024€20,8002025

Back in profit in 2025, after a loss of €41,674 in 2024.

Liquidity

1.08 was 0.40 in 2024

Short-term debts rose from €31,048 to €36,160.

Checked score

95
Excellent
Financially stronger than 56% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.3 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

70+19equity 45.3% of total assets
46+8short-term debt 41.5% · cash 12.5%
99+99return on assets 23.9%

Score breakdown

lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €87,112
Liquidity: current ratio 1.08, cash €10,925
Figures for financial year 2025 (filed on 31-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 42% of them on solvency, 26% on liquidity, 68% on profitability and 90% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as JEXEL has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of JEXEL itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for JEXEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.08 (0.4 in 2024), below the usual 1.5. Short-term debt is 41.5% and cash 12.5% of total assets. 54.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €87,112
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.08, cash €10,925
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
17 days early
2023
27 days early
2022
24 days early
2021
18 days early
2020
32 days early
2019
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MC
Meert Camille Dominique Charlotte
Director, since 29-01-2014
Board & ownership

Recent changes

Resignation: Meert, Francis Marie Yves Antoine (director) “Het bevorderen van mentaal welzijn en persoonlijke ontwikkeling door het aanbieden van diensten zoals, maar…” (deed in Dutch) · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0544948473
Incorporation published on 11-02-2014 · Gazette deed
First establishment Mindful Me, Overmeersstraat 2, Ghent
All 22 events

Comparable companies

same main activity, similar in size and age
Company
JEXEL Ghent €87,112 €34,953 45.3% -
AgnosCo Lokeren €93,276 €30,313 40.1% -
STEPHANE DE CONINCK Eeklo €73,331 €34,281 61.8% -
J & K Solutions Maldegem €85,845 €34,097 51.6% -
Corrente Ghent €84,887 €35,080 92.4% -
ACM MANAGEMENT Aalter €77,219 €42,452 82.3% -
SUBLIVO Evergem €70,676 €31,292 15.0% -

These companies have the same main activity as JEXEL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €70,700 and €93,300, founded between 2013 and 2015.

Official details

Source: KBO
Status
Active since 29-01-2014Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.353.650.8579051 Ghent, since 29-01-2014
Financial year end
31 December
Peppol
Reachable since 19-09-2023
Company details

Annual accounts 2025

≈ €100,000estimated
€87,112▲ 22.1%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on JEXEL

JEXEL files the micro format. That format states no turnover. The gross margin fell from €162,041 in 2015 to €34,953 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about JEXEL

What is the company number of JEXEL?
The company number of JEXEL is 0544.948.473. The VAT number is the same number with BE in front: BE 0544.948.473.
Where is JEXEL based?
The registered office is at Overmeersstraat 2, 9051 Ghent.Company details
What does JEXEL do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of JEXEL?
JEXEL is a private limited company (BV).
When was JEXEL founded?
JEXEL was founded on 29-01-2014.
Is JEXEL still active?
Yes, JEXEL is an active enterprise in the KBO register.
What is the turnover of JEXEL?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €34,953 and 144 comparable companies (NACE 70200). It probably lies between €61,000 and €140,000. In financial year 2021 turnover was €145,096.Financials
Is JEXEL profitable?
In financial year 2025, JEXEL made a profit of €20,787.
Where can I find the annual accounts of JEXEL?
JEXEL filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JEXEL due?
JEXEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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