Equity
€44,270 ▲ 44.5%
J & K Solutions paid out €1,718 in dividends. That is 11% of the 2024 profit.
J & K Solutions
Lifetime
9 annual accounts with figures on one time axispeak €34,097 (2024)
€34,097▲ 52.4%
lowest -€3,190 (2017)
€15,353▲ 45.4%
peak €44,270 (2024)
€44,270▲ 44.5%
€41,575▼ 2.3%
Board1 name since 2015
1 directorCLAEYS John Eric
Documentsfilings and deeds
31-12-2025153 days late
2024micro format
Gross margin from €22,367 to €34,097Result from €10,559 to €15,353Dividend €1,718Equity from €30,635 to €44,270Cash from €401 to €4,899
Key points
from the 2024 annual accountsChecked score
56
Fair
Financially stronger than 50% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 1.0%▲ +0.1 percentage points vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 0.9%▼ -0.1 percentage points vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025
08-2025: 1.2%▲ +0.2 percentage points vs 07-2025
09-2025: 1.4%▲ +0.2 percentage points vs 08-2025
10-2025: 2.0%▲ +0.6 percentage points vs 09-2025
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.5%▲ +0.5 percentage points vs 11-2025highest value
01-2026: 0.7%▼ -1.8 percentage points vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.2 percentage points vs 07-2026
09-2026: 1.1%▲ +0.2 percentage points vs 08-2026
10-2026: 1.6%▲ +0.5 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 31-12-2025)
Liquidity: current ratio 1.81, cash €4,899
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 47% of them on solvency, 15% on liquidity, 61% on profitability and 78% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as J & K Solutions has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of J & K Solutions itself is higher: 1.6% within 12 months. It rests on far more data about J & K Solutions than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for J & K Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.81 (1.54 in 2023), above the usual 1.5. Short-term debt is 48% and cash 5.7% of total assets. 48.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 99 days later.
NBB · 9 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline07-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
153 days late
2023
113 days late
2022
168 days late
2021
61 days late
2020
153 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 118 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0635789765
Resignation: CLAEYS John Eric (director)
Reappointment: CLAEYS John Eric (director) · General meeting of 16-10-2023 · Gazette deed
Incorporation
published on 28-08-2015 · Gazette deed
First establishment
J & K Consulting - J&K Entertainment, Jef Tinellaan 37, Maldegem
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as J & K Solutions: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €68,900 and €87,100, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 26-08-2015Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.245.101.7219990 Maldegem, since 26-08-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Insights on J & K Solutions
J & K Solutions files the micro format. That format states no turnover. The gross margin rose from €10,820 in 2016 to €34,097 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about J & K Solutions
- What is the company number of J & K Solutions?
- The company number of J & K Solutions is 0635.789.765. The VAT number is the same number with BE in front: BE 0635.789.765.
- Where is J & K Solutions based?
- The registered office is at Jef Tinellaan 37, 9990 Maldegem.Company details
- What does J & K Solutions do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of J & K Solutions?
- J & K Solutions is a private limited company (BV).
- When was J & K Solutions founded?
- J & K Solutions was founded on 26-08-2015.
- Is J & K Solutions still active?
- Yes, J & K Solutions is an active enterprise in the KBO register.
- What is the turnover of J & K Solutions?
- The turnover in financial year 2024 is ≈ €99,000. This figure is estimated from the gross margin of €34,097 and 144 comparable companies (NACE 70200). It probably lies between €59,000 and €140,000.Financials
- Is J & K Solutions profitable?
- In financial year 2024, J & K Solutions made a profit of €15,353.
- Where can I find the annual accounts of J & K Solutions?
- J & K Solutions filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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