JEST
ActiveSummary
The computed 12-month bankruptcy probability of JEST is 2.2% (moderate). The 2025 annual accounts show equity of €4k and a net result of €7k. Its solvency ranks better than 15% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+33
Solvency31▲+9
Growth78
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k
2024 · €-2k
2024: €-2k
2025: €4k▲ +272% vs 2024
2024 → 2025
Total assets
€77k▼ 20.5%
2024 · €97k
2024: €97k
2025: €77k▼ -20.5% vs 2024
2024 → 2025
Net result
€7k
2024 · €-5k
2024: €-5k
2025: €7k▲ +223% vs 2024
2024 → 2025
Working capital
€-35k▼ 12.7%
2024 · €-31k
2024: €-31k
2025: €-35k▼ -12.7% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-2k-€4k
2024: €-2k
2025: €4k▲ +272% vs 2024
Operating result€-3k-€12k
2024: €-3k
2025: €12k▲ +501% vs 2024
Net result€-5k-€7k
2024: €-5k
2025: €7k▲ +223% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€73k ▼ 22.4%
Current assets
€4k ▲ 63.8%
Equity and liabilities €77k
Equity
€4k
Debt
€73k
Debt finances 94.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k▲
2024 · €10k
Cash flow
€28k▲
2024 · €8k
Current ratio
0.09▲
2024 · 0.07
Quick ratio
0.05▼
2024 · 0.07
Debt to equity
17.02▲
2024 · -39.99
ROE
158.1%
ROA
8.8%▲
2024 · -5.7%
Interest coverage
11.22▲
2024 · 4.20
Debt ≤ 1 year
€39k▲
2024 · €33k
Debt > 1 year
€34k▼
2024 · €47k
Income taxes
€2k▲
2024 · €43
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€77k▼
Fixed assets21/28€94k€73k▼
Intangible fixed assets21-€18k
Tangible fixed assets22/27€94k€55k▼
Plant, machinery and equipment23€31k€1k▼
Furniture and vehicles24€64k€54k▼
Current assets29/58€2k€4k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€673€2k▲
Trade receivables40-€2k
Other amounts receivable41€673€264▼
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1€24€0▼
Equity and liabilities
Total equity and liabilities10/49€97k€77k▼
Equity10/15€-2k€4k▲
Contributions10/11€3k€3k=
Reserves13-€1k
Distributable reserves133-€1k
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€99k€73k▼
Amounts payable after more than one year17€47k€34k▼
Financial debts170/4€47k€34k▼
Amounts payable within one year42/48€33k€39k▲
Current portion of amounts payable after more than one year42€13k€18k▲
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€43€5k▲
Remuneration and social security454/9€8k€3k▼
Other amounts payable47/48-€9k
Accrued charges and deferred income492/3€19k€123▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€21k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€11k€35k▲
Operating profit (loss)9901€-3k€12k▲
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-5k€9k▲
Income taxes67/77€43€2k▲
Profit (loss) for the period9904€-5k€7k▲
Profit (loss) for the period to be appropriated9905€-5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€1k▲
Profit (loss) brought forward from the previous period14P-€-5k
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €21k | ▲ 60.6% |
| Other operating charges640/8 | €1k | €2k | ▲ 42.9% |
| Gross operating margin9900 | €11k | €35k | ▲ 210% |
| Operating profit (loss)9901 | €-3k | €12k | ▲ 501% |
| Financial income75/76B | €0 | €5 | ▲ 8,283% |
| Recurring financial income75 | €0 | €5 | ▲ 8,283% |
| Financial charges65/66B | €2k | €3k | ▲ 22.6% |
| Recurring financial charges65 | €2k | €3k | ▲ 22.6% |
| Profit (loss) for the period before taxes9903 | €-5k | €9k | ▲ 268% |
| Income taxes67/77 | €43 | €2k | ▲ 5,414% |
| Profit (loss) for the period9904 | €-5k | €7k | ▲ 223% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €7k | ▲ 223% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €97k | €77k | ▼ 20.5% |
| Fixed assets21/28 | €94k | €73k | ▼ 22.4% |
| Intangible fixed assets21 | - | €18k | - |
| Tangible fixed assets22/27 | €94k | €55k | ▼ 41.5% |
| Plant, machinery and equipment23 | €31k | €1k | ▼ 95.2% |
| Furniture and vehicles24 | €64k | €54k | ▼ 15.4% |
| Current assets29/58 | €2k | €4k | ▲ 63.8% |
| Stocks and contracts in progress3 | - | €2k | - |
| Stocks30/36 | - | €2k | - |
| Amounts receivable within one year40/41 | €673 | €2k | ▲ 166% |
| Trade receivables40 | - | €2k | - |
| Other amounts receivable41 | €673 | €264 | ▼ 60.8% |
| Cash at bank and in hand54/58 | €1k | €0 | ▼ 100% |
| Deferred charges and accrued income490/1 | €24 | €0 | ▼ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €97k | €77k | ▼ 20.5% |
| Equity10/15 | €-2k | €4k | ▲ 272% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | - | €1k | - |
| Distributable reserves133 | - | €1k | - |
| Profit (loss) carried forward14 | €-5k | €0 | ▲ 100% |
| Amounts payable17/49 | €99k | €73k | ▼ 26.7% |
| Amounts payable after more than one year17 | €47k | €34k | ▼ 28.0% |
| Financial debts170/4 | €47k | €34k | ▼ 28.0% |
| Amounts payable within one year42/48 | €33k | €39k | ▲ 16.0% |
| Current portion of amounts payable after more than one year42 | €13k | €18k | ▲ 43.1% |
| Trade debts44 | €13k | €3k | ▼ 73.7% |
| Suppliers440/4 | €13k | €3k | ▼ 73.7% |
| Taxes, remuneration and social security45 | €8k | €8k | ▲ 0.7% |
| Taxes450/3 | €43 | €5k | ▲ 11,653% |
| Remuneration and social security454/9 | €8k | €3k | ▼ 66.7% |
| Other amounts payable47/48 | - | €9k | - |
| Accrued charges and deferred income492/3 | €19k | €123 | ▼ 99.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €7k | ▲ 223% |
| + Depreciation and write-downs630 | €13k | €21k | ▲ 60.6% |
| Operating cash flow (approximation) | €8k | €28k | ▲ 262% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-1k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2023
Ground area
1,740 m²
Building footprint
119 m²
Volume, LiDAR
654 m³
Parcel 71045A0167/00G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JEST
since 20232.356.586.690
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045A0167/00G000 | Flanders | 1,740 m² | 1 · 119 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 5,836 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43422Screed work
96210Hairdressing and barber services
Scores and ratios are computed by Checked and are not a credit decision.