JESSEM
ActiveJESSEM has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+22
Solvency90▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.2 in 2024; short-term debt: 35.3% and cash: 6.5% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
-6.2%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d early
2023
on the day
2022
3 d early
2021
5 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 8.8%
2024 · €51k
2018: €-11k
2019: €-34k
2020: €108k
2021: €104k
2022: €101k
2023: €63k
2024: €51k
2018 → 2025
Total assets
€72k▲ 0.7%
2024 · €72k
2018: €130k
2019: €126k
2020: €108k
2021: €104k
2022: €101k
2023: €74k
2024: €72k
2018 → 2025
Net result
€-4k▲ 61.2%
2024 · €-12k
2018: €-9k
2019: €-23k
2020: €142k
2021: €-4k
2022: €-3k
2023: €-38k
2024: €-12k
2018 → 2025
Working capital
€-21k▼ 27.6%
2024 · €-16k
2018: €-104k
2019: €-127k
2020: €41k
2022: €33k
2023: €-5k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€101k▼ 3.2%€63k▼ 37.7%€51k▼ 18.4%€47k▼ 8.8%
Operating result€-4k-€-3k▲ 20.4%€-5k▼ 61.4%€-11k▼ 117%€-4k▲ 61.0%
Net result€-4k-€-3k▲ 20.0%€-38k▼ 1,057%€-12k▲ 69.5%€-4k▲ 61.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€67k=
Current assets
€5k▲ 12.9%
Equity and liabilities €72k
Equity
€47k▼ 8.8%
Debt
€25k▲ 24.6%
The debt ratio rises from 28.5% to 35.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
64.7%▼
2024 · 71.5%
Current ratio
0.18▼
2024 · 0.20
Quick ratio
0.18▼
2024 · 0.20
Debt / equity
0.54▲
2024 · 0.40
ROE
-9.6%▲
2024 · -22.6%
ROA
-6.2%▲
2024 · -16.2%
Debt
€25k▲
2024 · €20k
Debt ≤ 1 year
€25k▲
2024 · €20k
Income taxes
€0▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€72k▲
Fixed assets21/28€67k€67k=
Tangible fixed assets22/27€67k€67k=
Land and buildings22€67k€67k=
Current assets29/58€4k€5k▲
Current investments50/53€0-
Cash at bank and in hand54/58€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€72k€72k▲
Equity10/15€51k€47k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€31k€26k▼
Amounts payable17/49€20k€25k▲
Amounts payable within one year42/48€20k€25k▲
Trade debts44€387€400▲
Suppliers440/4€387€400▲
Other amounts payable47/48€20k€25k▲
Income statement
Code20242025
Other operating charges640/8€661€677▲
Gross operating margin9900€-11k€-4k▲
Operating profit (loss)9901€-11k€-4k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€224€64▼
Recurring financial charges65€224€64▼
Profit (loss) for the period before taxes9903€-12k€-4k▲
Income taxes67/77€0€0▲
Profit (loss) for the period9904€-12k€-4k▲
Profit (loss) for the period to be appropriated9905€-12k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€26k▼
Profit (loss) brought forward from the previous period14P€42k€31k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €142k
Net result €142k after 2 loss-making years.
30-09
Financial
Liquidity times 3144current ratio 655.92
Current ratio from 0.21 to 655.92; short-term debt falls from €161k to €62.
30-09
Financial
Equity above €100kEq €108k
Equity rises from €-34k to €108k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan(E) 6843630 MaasmechelenGround area
2,622 m²
Building footprint
315 m²
Volume, LiDAR
1,062 m³
Parcel 73060E0270/00C003, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JESSEM
since 19882.041.458.733
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73060E0270/00C003 | Flanders | 2,622 m² | 1 · 315 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROZENHOEVE
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Verhaeghe Hans Pluimveehandel
BE 0662.557.312
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Pluimveeservice A. Oostvogels
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De Boerder-ei
BE 1014.436.094
Wuustwezel · Eq €39k
Of 608 companies in sector 01471 we hold annual accounts for 216. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-1988
Fiscal year end30-09
Activities, NACEBEL
01471Crop and animal production, hunting and related service activities
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.