Turnover
The micro format states no turnover.
The micro format states no turnover.
The 2019 accounts came latest: 101 days after the end of the period.
Higher solvency than 82% of companies in head offices and management consultancy. Sector median 55.5% · 39,360 companies.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 55% on liquidity, 54% on profitability and 66% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as JESAR has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JESAR itself is lower: < 0.1% within 12 months. It rests on far more data about JESAR than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JESAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.84 (2.09 in 2024), above the usual 1.5. Short-term debt is 15.5% and cash 13% of total assets. 15.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| JESAR Bree | €199,511 | €41,149 | 84.5% | - |
| Estate + Bocholt | €230,169 | €37,114 | 74.1% | - |
| MERALYS Heusden-Zolder | €162,014 | €39,620 | 73.6% | - |
| Banju Consulting Hasselt | €164,682 | €46,919 | 17.5% | - |
| Schulpen Consultancy Leuven | €196,649 | €39,149 | 87.0% | - |
| GSP Consulting Forest | €210,395 | €40,723 | 64.3% | - |
| M2D consultancy Fauvillers | €193,222 | €38,413 | 95.5% | - |
These companies have the same main activity as JESAR: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €162,000 and €230,000, founded between 2018 and 2019.
JESAR files the micro format. That format states no turnover. The gross margin rose from €2,879 in 2019 to €41,149 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 83% of 39,360 companies in 2025.
Higher than 61% of 38,044 companies in 2025.
Higher than 48% of 38,516 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
199,511 | 165,629 | 159,693 | 144,542 | 146,861 | 135,293 | 144,128 | |
21/28 |
111,361 | 115,423 | 119,486 | 123,548 | 127,610 | 134,710 | 142,821 | |
22/27 |
111,361 | 115,423 | 119,486 | 123,548 | 127,610 | 134,710 | 142,821 | |
22 |
111,361 | 115,423 | 119,486 | 123,548 | 127,610 | 134,710 | 142,821 | |
29/58 |
88,150 | 50,206 | 40,208 | 20,994 | 19,251 | 583 | 1,307 | |
29 |
2,850 | - | - | - | 86 | - | - | |
291 |
2,850 | - | - | - | 86 | - | - | |
40/41 |
59,426 | 38,855 | 29,181 | 5,004 | - | - | - | |
40 |
59,393 | 35,976 | 28,000 | 4,715 | - | - | - | |
41 |
33 | 2,879 | 1,181 | 289 | - | - | - | |
54/58 |
25,874 | 11,351 | 11,027 | 15,989 | 12,164 | 583 | 1,307 | |
490/1 |
- | - | - | - | 7,000 | - | - | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
199,511 | 165,629 | 159,693 | 144,542 | 146,861 | 135,293 | 144,128 | |
10/15 |
168,496 | 141,619 | 142,881 | 130,313 | 131,711 | 131,854 | 143,378 | |
10/11 |
29,192 | 29,192 | 29,192 | 29,192 | 29,192 | 29,192 | 29,192 | |
100 |
- | - | - | - | - | 29,192 | 29,192 | |
13 |
24,007 | 8,472 | 8,472 | 8,472 | 8,472 | 8,472 | 8,472 | |
130/1 |
- | - | - | 8,472 | 8,472 | 8,472 | - | |
130 |
- | - | - | - | - | 8,472 | 8,472 | |
1311 |
- | - | - | 8,472 | 8,472 | - | - | |
133 |
24,007 | 8,472 | 8,472 | - | - | - | - | |
14 |
115,296 | 103,954 | 105,216 | 92,649 | 94,047 | 94,190 | 105,714 | |
17/49 |
31,015 | 24,011 | 16,813 | 14,228 | 15,150 | 3,439 | 750 | |
42/48 |
31,015 | 24,011 | 16,813 | 14,228 | 15,150 | 3,439 | 750 | |
44 |
1,800 | 799 | 0 | 603 | 0 | 1,939 | - | |
440/4 |
1,800 | 799 | 0 | 603 | 0 | 1,939 | - | |
45 |
7,939 | 6,225 | 713 | 713 | - | - | - | |
450/3 |
7,939 | 6,225 | 713 | 713 | - | - | - | |
47/48 |
21,276 | 16,986 | 16,100 | 12,913 | 15,150 | 1,500 | 750 | |
| Income statement | ||||||||
70 |
- | - | - | - | - | 4,000 | 5,500 | |
9900 |
41,149 | 5,762 | 19,501 | 5,303 | 9,474 | 363 | 2,879 | |
60/61 |
- | - | - | - | - | 3,637 | 2,621 | |
630 |
4,062 | 4,062 | 4,062 | 4,062 | 7,099 | 8,112 | 10,140 | |
640/8 |
2,943 | 2,919 | 2,810 | 2,569 | 2,454 | 3,727 | 2,288 | |
9901 |
34,144 | -1,219 | 12,629 | -1,328 | -79 | -11,475 | -9,549 | |
65/66B |
40 | 44 | 62 | 69 | 64 | 49 | 34 | |
65 |
40 | 44 | 62 | 69 | 64 | 49 | 34 | |
9903 |
34,104 | -1,262 | 12,567 | -1,397 | -143 | -11,524 | -9,583 | |
67/77 |
7,227 | - | - | - | - | - | - | |
9904 |
26,877 | -1,262 | 12,567 | -1,397 | -143 | -11,524 | -9,583 | |
9905 |
26,877 | -1,262 | 12,567 | -1,397 | -143 | -11,524 | -9,583 | |
| Appropriation of the result | ||||||||
9906 |
130,831 | 103,954 | 105,216 | 92,649 | 94,047 | 94,190 | -9,583 | |
14P |
103,954 | 105,216 | 92,649 | 94,047 | 94,190 | - | - | |
791/2 |
- | - | - | - | - | - | 115,296 | |
691/2 |
15,535 | - | - | - | - | - | - | |
6921 |
15,535 | - | - | - | - | - | - | |
| Document | ||||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00443543.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00443543 | |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00434655 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00310482 | |
| 31-12-2022 | micro format | 11-08-2023 | 2023-00324685 | |
| 31-12-2021 | micro format | 12-10-2022 | 2022-20457963 | |
| 31-12-2020 | micro format | 30-07-2021 | 2021-43300297 | |
| 31-12-2019 | micro format | 09-11-2020 | 2020-69300036 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 38,206 | 2,844 | 16,691 | 2,734 | 7,020 | -3,364 | 591 | ||
| 30,939 | 2,800 | 16,629 | 2,665 | 6,956 | -3,412 | 557 | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 270,273 | ||
| 14,523 | 323 | -4,962 | 3,825 | 11,581 | -724 | - | ||
| 57,135 | 26,195 | 23,395 | 6,766 | 4,101 | -2,855 | 557 | ||
| 84.5% | 85.5% | 89.5% | 90.2% | 89.7% | 97.5% | 99.5% | ||
| 2.84 | 2.09 | 2.39 | 1.48 | 1.27 | 0.17 | 1.74 | ||
| 0.18 | 0.17 | 0.12 | 0.11 | 0.12 | 0.03 | 0.01 | ||
| 16.0% | -0.9% | 8.8% | -1.1% | -0.1% | -8.7% | -6.7% | ||
| 13.5% | -0.8% | 7.9% | -1.0% | -0.1% | -8.5% | -6.6% | ||
| over 100 | 65.37 | over 100 | 39.62 | over 100 | - | - | ||
| - | - | - | - | - | 195 days | - |
EBIT margin. Not meaningful: turnover is only a small part of operating income.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a profit of €34,144, after a loss of €1,219 in 2024. It is the highest result since 2019.
Debt's share of the balance-sheet total rises from 14.5% to 15.5%. Equity and debt are higher.
JESAR has no parent and no holdings in its annual accounts. JEHOUL Sarah is the only director.
| AWL ASSIST
registered office since 14-02-2017 |
founded in 2017 0671.483.191 |
| BREAN INVEST via JEHOUL Sarah, no longer at BREAN INVEST · Director (not named in the articles) founded in 2005 |
total assets €1.4m (2025) |
| URBAN INVEST via JEHOUL Sarah, no longer at URBAN INVEST · Director founded in 2007 |
total assets €578,123 (2026) |
The network starts from the earlier ties.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Veeweidestraat 58 registered office 3960 Bree | 17-10-2018 | 2.285.065.325 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72004B0004/00P002 | 1,150 m² | 1 · 291 m² | 9.1 m · 2 |
If something looks wrong or is missing, please tell us.