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MERALYS

Active
Private limited companyfounded 20188 yrs activeGravenlaan 20, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0694.739.041

MERALYS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €21k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
92 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+2
Solvency99▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.91 in 2024; short-term debt: 26.4% and cash: 71.1% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.6%
Return on assets
13%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
3 d early
2024
4 d late
2023
23 d late
2022
14 d early
2021
12 d late
2020
16 d late
2019
20 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€119k▲ 1.0%
2024 · €118k
2019: €28k 2020: €40k 2021: €59k 2022: €78k 2023: €99k 2024: €118k
2019 → 2025
Total assets
€162k▼ 0.8%
2024 · €163k
2019: €45k 2020: €66k 2021: €84k 2022: €104k 2023: €138k 2024: €163k
2019 → 2025
Net result
€21k▲ 12.6%
2024 · €19k
2019: €22k 2020: €13k 2021: €19k 2022: €19k 2023: €22k 2024: €19k
2019 → 2025
Working capital
€89k▲ 3.0%
2024 · €86k
2019: €20k 2020: €34k 2021: €55k 2022: €52k 2023: €70k 2024: €86k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€59k-€78k▲ 31.4%€99k▲ 28.0%€118k▲ 18.7%€119k▲ 1.0%
Operating result€28k-€28k▼ 2.5%€33k▲ 19.8%€31k▼ 7.5%€33k▲ 7.6%
Net result€19k-€19k▼ 1.2%€22k▲ 17.3%€19k▼ 14.4%€21k▲ 12.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €28k€28kNet result 2021: €19k€19kOperating result 2022: €28k€28kNet result 2022: €19k€19kOperating result 2023: €33k€33kNet result 2023: €22k€22kOperating result 2024: €31k€31kNet result 2024: €19k€19kOperating result 2025: €33k€33kNet result 2025: €21k€21k20212022202320242025
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets €30k▼ 4.4%
Current assets €132k▲ 0.1%
Equity and liabilities €162k
Equity €119k▲ 1.0%
Debt €43k▼ 5.5%
The debt ratio falls from 27.7% to 26.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38k
2024 · €36k
Cash flow
€26k
2024 · €24k
Solvency
73.6%
2024 · 72.3%
Current ratio
3.08
2024 · 2.91
Quick ratio
3.08
2024 · 2.91
Debt / equity
0.36
2024 · 0.38
ROE
17.6%
2024 · 15.8%
ROA
13.0%
2024 · 11.4%
Interest coverage
15.20
2024 · 11.11
Debt
€43k
2024 · €45k
Debt ≤ 1 year
€43k
2024 · €45k
Income taxes
€9k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€163k€162k
Fixed assets21/28€32k€30k
Tangible fixed assets22/27€31k€30k
Plant, machinery and equipment23€6k€7k
Furniture and vehicles24€26k€23k
Financial fixed assets28€250€250=
Current assets29/58€132k€132k
Amounts receivable within one year40/41€20k€17k
Trade receivables40€17k€16k
Other amounts receivable41€3k€480
Cash at bank and in hand54/58€109k€115k
Deferred charges and accrued income490/1€2k€42
Equity and liabilities
Total equity and liabilities10/49€163k€162k
Equity10/15€118k€119k
Contributions10/11€6k€6k=
Reserves13€112k€113k
Non-distributable reserves130/1€2k€0
Reserves not available under the articles1311€2k€0
Distributable reserves133€110k€113k
Amounts payable17/49€45k€43k
Amounts payable within one year42/48€45k€43k
Trade debts44€20k€17k
Suppliers440/4€20k€17k
Taxes, remuneration and social security45€25k€26k
Taxes450/3€25k€26k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k
Other operating charges640/8€2k€1k
Gross operating margin9900€38k€40k
Operating profit (loss)9901€31k€33k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€27k€30k
Income taxes67/77€9k€9k
Profit (loss) for the period9904€19k€21k
Profit (loss) for the period to be appropriated9905€19k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€19k€21k
Transfer from equity791/2-€20k
Transfer to equity691/2€19k€21k
To other reserves6921€19k€21k
Profit to be distributed694/7-€20k
Directors or managers695-€20k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial Equity above €100kEq €118k ▲18.7%
6 profitable years in a row build equity to €118k.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Highest result since 2019net €22k ▲17.3%
Net result €22k, the highest in the series.
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial Weakest financial yearnet €13k ▼42.2%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
20-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gravenlaan 203550 Heusden-Zolder
Ground area
2,317 m²
Building footprint
266 m²
Volume, LiDAR
5,016 m³
Parcel 71065F0417/00D000, Flanders · tallest building 26.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
MERALYS
Gravenlaan 20, 3550 Heusden-ZolderBusiness consulting
since 20182.276.113.116
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71065F0417/00D000 Flanders 2,317 m² 1 · 266 m² 26.8 m · 7 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,833 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-04-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.