JERVAN
ActiveSummary
JERVAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €6k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-20
Solvency52▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.14 in 2024; short-term debt: 72.9% and cash: 6.4% of total assets), and 72.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
28 d early
2023
20 d early
2022
24 d early
2021
6 d early
2020
30 d late
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€18k▲ 49.1%
2024 · €12k
Total assets
€67k▼ 9.7%
2024 · €74k
Net result
€6k▼ 81.7%
2024 · €33k
Working capital
€16k▲ 83.7%
2024 · €8k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15k▼ 29.5%€9k▼ 35.2%€16k▲ 70.6%€33k▲ 103%€6k▼ 81.6%
Net result€14k▼ 29.4%€9k▼ 35.4%€16k▲ 70.5%€33k▲ 104%€6k▼ 81.7%
Equity€-46k▲ 24.0%€-36k▲ 20.5%€-20k▲ 43.9%€12k€18k▲ 49.1%
Total assets€58k▲ 28.7%€62k▲ 7.4%€57k▼ 8.5%€74k▲ 29.9%€67k▼ 9.7%
Debt€103k▼ 1.5%€98k▼ 4.9%€77k▼ 21.6%€62k▼ 20.1%€49k▼ 21.2%
Working capital€-48k▲ 24.5%€-39k▲ 18.5%€-22k▲ 43.0%€8k€16k▲ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€3k ▼ 30.8%
Current assets
€64k ▼ 8.6%
Equity and liabilities €67k
Equity
€18k ▲ 49.1%
Debt
€49k ▼ 21.2%
Debt's share of the balance-sheet total falls from 83.6% to 72.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €34k
Cash flow
€7k▼
2024 · €33k
Current ratio
1.32▲
2024 · 1.14
Debt to equity
2.69▼
2024 · 5.09
ROE
32.9%▼
2024 · 268.5%
ROA
8.9%▼
2024 · 44.1%
Interest coverage
95.27▼
2024 · 244.56
Debt ≤ 1 year
€49k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €14k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €959 | €980 | €1k | ▲ 15.2% |
| Other operating charges640/8 | €468 | €122 | €975 | €2k | €544 | ▼ 65.8% |
| Gross operating margin9900 | €16k | €11k | €18k | €35k | €8k | ▼ 78.2% |
| Operating profit (loss)9901 | €15k | €9k | €16k | €33k | €6k | ▼ 81.6% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €123 | €105 | €187 | €138 | €75 | ▼ 45.5% |
| Recurring financial charges65 | €123 | €105 | €187 | €138 | €75 | ▼ 45.5% |
| Profit (loss) for the period before taxes9903 | €14k | €9k | €16k | €33k | €6k | ▼ 81.7% |
| Profit (loss) for the period9904 | €14k | €9k | €16k | €33k | €6k | ▼ 81.7% |
| Profit (loss) for the period to be appropriated9905 | €14k | €9k | €16k | €33k | €6k | ▼ 81.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €58k | €62k | €57k | €74k | €67k | ▼ 9.7% |
| Fixed assets21/28 | €3k | €3k | €2k | €4k | €3k | ▼ 30.8% |
| Tangible fixed assets22/27 | €3k | €3k | €2k | €4k | €3k | ▼ 30.8% |
| Plant, machinery and equipment23 | €3k | €3k | €2k | €4k | €3k | ▼ 30.8% |
| Current assets29/58 | €55k | €59k | €55k | €70k | €64k | ▼ 8.6% |
| Amounts receivable within one year40/41 | €53k | €58k | €52k | €65k | €60k | ▼ 7.5% |
| Trade receivables40 | €53k | €9k | €3k | €15k | - | - |
| Other amounts receivable41 | - | €49k | €49k | €50k | €60k | ▲ 19.5% |
| Cash at bank and in hand54/58 | €2k | €1k | €3k | €5k | €4k | ▼ 21.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €58k | €62k | €57k | €74k | €67k | ▼ 9.7% |
| Equity10/15 | €-46k | €-36k | €-20k | €12k | €18k | ▲ 49.1% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €6k | €6k | €6k | €6k | €6k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €4k | €4k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €-72k | €-62k | €-46k | €-14k | €-8k | ▲ 43.2% |
| Amounts payable17/49 | €103k | €98k | €77k | €62k | €49k | ▼ 21.2% |
| Amounts payable within one year42/48 | €103k | €98k | €77k | €62k | €49k | ▼ 21.2% |
| Trade debts44 | €483 | €3k | €533 | €3k | €155 | ▼ 94.2% |
| Suppliers440/4 | €483 | €3k | €533 | €3k | €155 | ▼ 94.2% |
| Taxes, remuneration and social security45 | €738 | €838 | - | - | - | - |
| Taxes450/3 | €738 | €838 | - | - | - | - |
| Other amounts payable47/48 | €102k | €95k | €77k | €59k | €48k | ▼ 18.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €9k | €16k | €33k | €6k | ▼ 81.7% |
| + Depreciation and write-downs630 | €1k | €1k | €959 | €980 | €1k | ▲ 15.2% |
| Operating cash flow (approximation) | €16k | €11k | €17k | €33k | €7k | ▼ 78.9% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-1k | €2k | €3k | €-1k | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €33k ▲104%
Operating result €33k, net result €33k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €4k ▼19.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2012
Ground area
342 m²
Building footprint
89 m²
Volume, LiDAR
655 m³
Parcel 44081C0067/00M000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jervan
since 20122.206.653.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0067/00M000 | Flanders | 342 m² | 1 · 89 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 29,497 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.