CBX
ActiveCBX has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-3k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+62
Solvency85▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.33 in 2024; short-term debt: 39.1% and cash: 7.3% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
-5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
14 d early
2023
28 d late
2022
28 d late
2021
28 d late
2020
56 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 7.7%
2024 · €44k
2018: €32k
2019: €43k
2020: €52k
2021: €50k
2022: €84k
2023: €75k
2024: €44k
2018 → 2025
Total assets
€67k▼ 15.8%
2024 · €79k
2018: €91k
2019: €106k
2020: €118k
2021: €118k
2022: €154k
2023: €160k
2024: €79k
2018 → 2025
Net result
€-3k▲ 89.2%
2024 · €-31k
2018: €11k
2019: €11k
2020: €9k
2021: €-2k
2022: €44k
2023: €-9k
2024: €-31k
2018 → 2025
Working capital
€-19k▲ 19.3%
2024 · €-24k
2018: €19k
2019: €23k
2020: €28k
2021: €-13k
2022: €20k
2023: €-3k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€84k▲ 69.2%€75k▼ 11.2%€44k▼ 41.6%€40k▼ 7.7%
Operating result€33k-€58k▲ 75.3%€-9k€-30k▼ 236%€-3k▲ 90.0%
Net result€-2k-€44k€-9k€-31k▼ 229%€-3k▲ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€60k▼ 11.5%
Current assets
€7k▼ 40.3%
Equity and liabilities €67k
Equity
€40k▼ 7.7%
Debt
€26k▼ 25.7%
The debt ratio falls from 44.9% to 39.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €-20k
Cash flow
€7k▲
2024 · €-21k
Solvency
60.4%▲
2024 · 55.1%
Current ratio
0.27▼
2024 · 0.33
Quick ratio
0.27▼
2024 · 0.33
Debt / equity
0.66▼
2024 · 0.81
ROE
-8.3%▲
2024 · -71.2%
ROA
-5.0%▲
2024 · -39.3%
Interest coverage
52.31▲
2024 · -162.43
Debt
€26k▼
2024 · €36k
Debt ≤ 1 year
€26k▼
2024 · €35k
Debt > 1 year
€300▲
2024 · €150
Income taxes
€176▼
2024 · €497
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€67k▼
Fixed assets21/28€67k€60k▼
Tangible fixed assets22/27€67k€59k▼
Land and buildings22€55k€53k▼
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€700€700=
Current assets29/58€12k€7k▼
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€386€1k▲
Other amounts receivable41€4k€8▼
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€516€1k▲
Equity and liabilities
Total equity and liabilities10/49€79k€67k▼
Equity10/15€44k€40k▼
Contributions10/11€6k€6k=
Reserves13€79k€79k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€-41k€-45k▼
Amounts payable17/49€36k€26k▼
Amounts payable after more than one year17€150€300▲
Other amounts payable178/9€150€300▲
Amounts payable within one year42/48€35k€26k▼
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€140€3k▲
Taxes450/3€140€3k▲
Other amounts payable47/48€26k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€919€1k▲
Gross operating margin9900€-11k€8k▲
Operating profit (loss)9901€-30k€-3k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€125€135▲
Recurring financial charges65€125€135▲
Profit (loss) for the period before taxes9903€-31k€-3k▲
Income taxes67/77€497€176▼
Profit (loss) for the period9904€-31k€-3k▲
Profit (loss) for the period to be appropriated9905€-31k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-45k▼
Profit (loss) brought forward from the previous period14P€-10k€-41k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 56 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Ernest Solvay 681310 La HulpeGround area
734 m²
Building footprint
146 m²
Volume, LiDAR
874 m³
2 parcels, Brussels, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CBX
since 20122.207.853.127
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050E0036/00S003 | Wallonia | 446 m² | 1 · 59 m² | - |
| 21616A0043/00W010 | Brussels | 288 m² | 1 · 87 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549009N3BG9MIECS509
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.