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Complete company report
Generated 26-07-2026
Active BE 0859.641.417Private limited company

JerHôme

Tremelobaan 87 ·3140 Keerbergen, Belgium· 23 yrs active
Sector: Wholesale trade (46150)
Conclusion Checked

The computed 12-month bankruptcy probability of JerHôme is 0.5% (low). The 2024 annual accounts show equity of €125k and a net result of €4k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 3332 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €125k
Net result €4k
Better than sector 95%
Active 23 yrs
Snowflake analysis 5 axes · computed by Checked
Health86Profitability15Solvency100Growth78Stability100
76 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 15
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
86 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 16-06-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2020: €44k€44kNet result 2020: €24k€24kOperating result 2021: €34k€34kNet result 2021: €24k€24kOperating result 2022: €-8k€-8kNet result 2022: €-12k€-12kOperating result 2023: €63k€63kNet result 2023: €47k€47kOperating result 2024: €9k€9kNet result 2024: €4k€4k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~14.7%/year over 7 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k2025: €137k (€121k - €154k)2026: €150k (€124k - €176k)2027: €162k (€127k - €198k)2018: €51k2019: €54k2020: €84k2021: €101k2022: €78k2023: €122k2024: €125k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 98.5% 25.2%
better than 95% of 3332 sector peers
Net result €4k €4k
better than 50% of 3320 sector peers
Equity €125k €23k
better than 84% of 3339 sector peers
Gross operating margin €14k €18k
better than 45% of 3306 sector peers
Total assets €127k €105k
better than 56% of 3337 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€13k
-80.6% 18-24
Net profit
€4k
-91.9% 18-24
Cash flow
€8k
-84.0% 18-24
Total assets
€127k
-1.6% 18-24
Equity
€125k
+2.8% 18-24
Working capital
€118k
+8.5% 18-24
Income taxes
€3k
-78.4% 18-24
Dividends
€11k
+126.2% 18-24
Debt
€2k
-74.6% 18-24
Debt ≤ 1y
€2k
-74.6% 18-24
Current ratio
64.87
+307.4% 18-24
Quick ratio
47.32
+197.2% 18-24
Solvency
98.5%
+4.5% 18-24
Debt / equity
0.01
-75.3% 18-24
ROE
3.0%
-92.1% 18-24
ROA
3.0%
-91.8% 18-24
Interest coverage
5.99
-66.4% 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€13k
Net profit€4k
Cash flow€8k
Staff costs-
Income taxes€3k
Dividends-
Total assets€127k
Equity€125k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€118k
Employees (FTE)-
Ratios (computed)
2024
Current ratio64.87
Quick ratio47.32
Working capital ratio93.2%
Solvency98.5%
Debt / equity0.01
Long-term debt ratio-
Interest coverage5.99
Gross margin-
Net margin-
ROA3.0%
ROE3.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€127k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€120k
Stocks & contracts in progress 3€33k
Amounts receivable within one year 40/41€64k
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€127k
Equity 10/15€125k
Contributions / capital 10/11€20k
Reserves 13€105k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Income statement
Gross operating margin 9900€14k
Operating result 9901€9k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€6k
Income taxes 67/77€3k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46150)
Legal form Private limited company(610)
Incorporation15-07-2003
StatusActive
Postal code3140
Establishment units 1 location
COPPE
Tremelobaan 87, 3140 Keerbergenhandelsbemiddeling in meubels, huishoudelijke artikelen en ijzerwaren
since 20032.133.504.211
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24472G0142/00N000 Flanders 3,157 m² 1 · 251 m² 13.2 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
27-05-2025
State Gazette act Director changes
Evy Willems
2024
07-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
16-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
27-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
02-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
23-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
08-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
01-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
11-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
27-05-2025 1 director appointed, 1 resigning Director changes·Evy Willems
  • Coppé Michèle, Bestuurder
  • Coppé Hugo, Bestuurder
Notary: Evy Willems · Keerbergen
Technical details 
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  "act_meta": {
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    "pub_date": "2025-05-27",
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    "act_kind_objet": "Onderwerp akte:"
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      "date": "2025-05-22",
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  "is_correction": false,
  "subject_company": {
    "kbo": "0859.641.417",
    "name_full": "COPP\u00C9",
    "legal_form": "BV"
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in meubels, huishoudelijke artikelen en ijzerwaren51150
Primary activity highlighted.
Names & trade names
Legal nameNL JerHôme
Registered office
Tremelobaan 87
3140 Keerbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative