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Jerdec

Active
Private limited companyfounded 2024active for 2 yearsAmerikalei 104A, 2000 Antwerpen, BelgiumKBO/BCE: BE 1005.095.291
Summary

Jerdec has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163,274 and a net result of €153,788. Its solvency ranks better than 68% of 3,371 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€243,784total assets 2025
Equity
€163,274
Profit
€153,788
Turnover not published (abbreviated format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 17 days early2 of 3 deeds summarised
Why 94raises risk1 change of registered office in 24 monthslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.92, cash €146,791Size: total assets €243,784Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 78% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 92+11
equity 67.0% of total assets
Liquidity 86+39
short-term debt 33.0% · cash 60.2%
Profitability 100=
return on assets 63.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,883 companies, NACE 62, micro)
Last 24 months 02-2025: 0.1% 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €15,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.92, compared with 2.27 in 2024, above the usual 1.5; short-term debt: 33% and cash: 60.2% of total assets), and 33% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 59% on solvency, 70% on liquidity, 82% on profitability and 99% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.92, cash €146,791
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €243,784
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-10-2025, 17 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
17 days early
2024
111 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 64 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end25-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Algemene Vergadering - BoekjaarPower of attorney
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Financials · financial year 2025, abbreviated format

Equity
€163,274▲ 17×
2024 · €9,486
Total assets
€243,784▲ 14×
2024 · €16,983
Net result
€153,788▲ 24×
2024 · €6,486
Working capital
€154,918▲ 16×
2024 · €9,486
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is over 24 times 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€201,404 2025 Net result€153,788 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€8,258-€201,404▲ 24×
Net result€6,486within the sector's middle half-€153,788above the sector's middle half▲ 24×
Equity€9,486below the sector's middle half-€163,274within the sector's middle half▲ 17×
Total assets€16,983below the sector's middle half-€243,784within the sector's middle half▲ 14×
Debt€7,497-€80,510▲ 974%
Working capital€9,486within the sector's middle half-€154,918within the sector's middle half▲ 16×
Solvency55.9%within the sector's middle half-67.0%within the sector's middle half▲ 11.1pp
Current ratio2.27within the sector's middle half-2.92within the sector's middle half▲ 0.66
Return on assets (ROA)38.2%above the sector's middle half-63.1%above the sector's middle half▲ 24.9pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243,784
Fixed assets €8,356
Current assets €235,427
Equity and liabilities €243,784
Equity €163,274 ▲ 17×
Debt €80,510 ▲ 974%
Debt's share of the balance-sheet total falls from 44.1% to 33.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€202,077
Cash flow
€154,460
Debt to equity
0.49▼
2024 · 0.79
ROE
94.2%▲
2024 · 68.4%
Interest coverage
over 100
Debt ≤ 1 year
€80,510▲
2024 · €7,497
Income taxes
€47,553▲
2024 · €1,765
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€16,983€243,784▲
Fixed assets21/28-€8,356
Tangible fixed assets22/27-€8,356
Plant, machinery and equipment23-€4,338
Furniture and vehicles24-€4,018
Current assets29/58€16,983€235,427▲
Amounts receivable within one year40/41€14,516€87,856▲
Trade receivables40€14,516€47,312▲
Other amounts receivable41-€40,545
Cash at bank and in hand54/58€2,467€146,791▲
Deferred charges and accrued income490/1-€780
Equity and liabilities
Total equity and liabilities10/49€16,983€243,784▲
Equity10/15€9,486€163,274▲
Contributions10/11€3,000€3,000=
Reserves13€6,486€160,274▲
Distributable reserves133€6,486€160,274▲
Amounts payable17/49€7,497€80,510▲
Amounts payable within one year42/48€7,497€80,510▲
Trade debts44€2,677€7,974▲
Suppliers440/4€2,677€7,974▲
Taxes, remuneration and social security45€4,199€72,536▲
Taxes450/3€4,199€70,911▲
Remuneration and social security454/9-€1,625
Other amounts payable47/48€621-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€673
Other operating charges640/8€211€130▼
Gross operating margin9900€8,469€202,207▲
Operating profit (loss)9901€8,258€201,404▲
Financial income75/76B-€440
Recurring financial income75-€440
Financial charges65/66B€8€503▲
Recurring financial charges65€8€503▲
Profit (loss) for the period before taxes9903€8,251€201,341▲
Income taxes67/77€1,765€47,553▲
Profit (loss) for the period9904€6,486€153,788▲
Profit (loss) for the period to be appropriated9905€6,486€153,788▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,486€153,788▲
Transfer to equity691/2€6,486€153,788▲
To other reserves6921€6,486€153,788▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€673-
Other operating charges640/8€211€130▼ 38.2%
Gross operating margin9900€8,469€202,207▲ 24×
Operating profit (loss)9901€8,258€201,404▲ 24×
Financial income75/76B-€440-
Recurring financial income75-€440-
Financial charges65/66B€8€503▲ 67×
Recurring financial charges65€8€503▲ 67×
Profit (loss) for the period before taxes9903€8,251€201,341▲ 24×
Income taxes67/77€1,765€47,553▲ 27×
Profit (loss) for the period9904€6,486€153,788▲ 24×
Profit (loss) for the period to be appropriated9905€6,486€153,788▲ 24×
Line20242025Change
Assets
Total assets20/58€16,983€243,784▲ 14×
Fixed assets21/28-€8,356-
Tangible fixed assets22/27-€8,356-
Plant, machinery and equipment23-€4,338-
Furniture and vehicles24-€4,018-
Current assets29/58€16,983€235,427▲ 14×
Amounts receivable within one year40/41€14,516€87,856▲ 505%
Trade receivables40€14,516€47,312▲ 226%
Other amounts receivable41-€40,545-
Cash at bank and in hand54/58€2,467€146,791▲ 60×
Deferred charges and accrued income490/1-€780-
Equity and liabilities
Total equity and liabilities10/49€16,983€243,784▲ 14×
Equity10/15€9,486€163,274▲ 17×
Contributions10/11€3,000€3,000=
Reserves13€6,486€160,274▲ 25×
Distributable reserves133€6,486€160,274▲ 25×
Amounts payable17/49€7,497€80,510▲ 974%
Amounts payable within one year42/48€7,497€80,510▲ 974%
Trade debts44€2,677€7,974▲ 198%
Suppliers440/4€2,677€7,974▲ 198%
Taxes, remuneration and social security45€4,199€72,536▲ 17×
Taxes450/3€4,199€70,911▲ 17×
Remuneration and social security454/9-€1,625-
Other amounts payable47/48€621--
Line20242025Change
Profit (loss) for the period9904€6,486€153,788▲ 24×
+ Depreciation and write-downs630-€673-
Operating cash flow (approximation)€6,486€154,460▲ 24×
Change in cash-€144,324-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-03-2025 abbreviated format 14-10-2025 2025-00541927
31-03-2024 abbreviated format 12-07-2024 2024-00240434

Similar companies · same sector, comparable size

Of the 29,878 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,868. 15,567 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 2 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
CAPITAC
Shared director
→

Board mandates elsewhere

2 board mandates
Board mandates of this companythis company sits on their board2
1 location
1 location

History

On 23 January 2024, Jerdec was incorporated as a private limited company.1 In 2026 the registered office moved to Antwerpen.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 25-08-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-10-2026
2026
25-08
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 17-08-2026
  • Registered-office move, Amerikalei 104A bus 01,2000 Antwerpen
31-03
Gazette deed Algemene Vergadering - Boekjaar
Power of attorney3 facts ▸
  • General meeting, “buitengewone algemene vergadering” (deed in Dutch)
  • Power of attorney, Jean-Louis Sabbe
  • Power of attorney, Van Daele & Partners
2025
14-10
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
31-03
Financial Equity above €150,000equity €163,274 ▲1,621%
A profit in every financial year since 2024 builds equity to €163,274.
2024
12-07
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded23-01-2024
Financial year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005095291
Registered 14-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
236 m²
Building footprint
236 m²
Building volume
3,965 m³
Parcel 11811L3613/00X003, Flanders · tallest building 20.7 m. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Jerdec
Amerikalei 104A, 2000 AntwerpenActivities of head offices
since 2024unit no. 2.354.756.162
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11811L3613/00X003 Flanders 236 m² 1 · 236 m² 20.7 m · 6
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

Financial yearThe twelve-month period the company draws up its annual accounts for.
From 1 October to 30 September
Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
20 March at 20:00

Read from the deeds: 2 provisions, deed of 31-03-2026