JENS VAN DAELE
ActiveSummary
JENS VAN DAELE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €15k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+12
Solvency100▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 2.69 in 2024; short-term debt: 18.8% and cash: 33.6% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
10.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
26 d early
2024
10 d early
2023
33 d early
2022
32 d early
2021
61 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 15.6%
2024 · €94k
2019: €20k
2020: €25k
2021: €28k
2022: €63k
2023: €93k
2024: €94k
2019 → 2025
Total assets
€146k▼ 2.5%
2024 · €150k
2019: €169k
2020: €118k
2021: €66k
2022: €100k
2023: €153k
2024: €150k
2019 → 2025
Net result
€15k▲ 1,943%
2024 · €721
2019: €12k
2020: €5k
2021: €2k
2022: €35k
2023: €31k
2024: €721
2019 → 2025
Working capital
€78k▲ 18.5%
2024 · €66k
2019: €-27k
2020: €-12k
2021: €5k
2022: €44k
2023: €66k
2024: €66k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€63k▲ 127%€93k▲ 49.0%€94k▲ 0.8%€109k▲ 15.6%
Operating result€4k-€49k▲ 1,024%€44k▼ 10.6%€2k▼ 96.2%€21k▲ 1,152%
Net result€2k-€35k▲ 1,319%€31k▼ 12.3%€721▼ 97.7%€15k▲ 1,943%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,152% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€41k ▼ 10.0%
Current assets
€105k ▲ 0.8%
Equity and liabilities €146k
Equity
€109k ▲ 15.6%
Debt
€37k ▼ 33.2%
Debt's share of the balance-sheet total falls from 37.2% to 25.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €12k
Cash flow
€26k▲
2024 · €12k
Current ratio
3.82▲
2024 · 2.69
Quick ratio
3.29▲
2024 · 2.44
Debt to equity
0.34▼
2024 · 0.59
ROE
13.5%▲
2024 · 0.8%
ROA
10.1%▲
2024 · 0.5%
Interest coverage
26.08▲
2024 · 8.69
Debt ≤ 1 year
€28k▼
2024 · €39k
Debt > 1 year
€10k▼
2024 · €17k
Income taxes
€7k▲
2024 · €1k
Staff costs
€81k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€150k€146k▼
Fixed assets21/28€46k€41k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€38k€35k▼
Plant, machinery and equipment23€17k€20k▲
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€14k€10k▼
Financial fixed assets28€3k€3k=
Current assets29/58€104k€105k▲
Stocks and contracts in progress3€10k€15k▲
Stocks30/36€10k€5k▼
Contracts in progress37-€10k
Amounts receivable within one year40/41€48k€33k▼
Trade receivables40€31k€5k▼
Other amounts receivable41€17k€28k▲
Cash at bank and in hand54/58€36k€49k▲
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€150k€146k▼
Equity10/15€94k€109k▲
Contributions10/11€6k€6k=
Reserves13€88k€103k▲
Distributable reserves133€88k€103k▲
Amounts payable17/49€56k€37k▼
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€39k€28k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€6k€4k▼
Credit institutions430/8€6k€4k▼
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9€11k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€76k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€95k€117k▲
Operating profit (loss)9901€2k€21k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€2k€22k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€721€15k▲
Profit (loss) for the period to be appropriated9905€721€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€721€15k▲
Transfer to equity691/2€721€15k▲
To other reserves6921€721€15k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €109k ▲15.6%
7 profitable years in a row build equity to €109k.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €721 ▼97.7%
Net result drops to €721, the lowest in the series; recovery starts the following year.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €35k ▲1319%
Operating result €49k, net result €35k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.75
Current ratio from 1.15 to 2.75; short-term debt falls from €35k to €25k.
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 359950 LievegemGround area
1,389 m²
Building footprint
679 m²
Volume, LiDAR
4,153 m³
Parcel 44072E0202/00X000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapellestraat 35, 9950 Lievegem
since 20172.267.215.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E0202/00X000 | Flanders | 1,389 m² | 1 · 679 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 852 EUR awarded · 852 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 852 EUR | 852 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Dual-learning approval
6 endedInterieurbouwer duaal (so)
Machinaal houtbewerker (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Plaatser interieurelementen (so)
Productiemedewerker interieurbouw (so)
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Of 1,499 companies in sector 31004 we hold annual accounts for 620. 465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2017
Fiscal year end30-06
Activities, NACEBEL 2025
31004Manufacture of dining room, living room, bedroom and bathroom furniture
31002Manufacture of furniture
31009Manufacture of furniture
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.