Construct Professional
ActiveConstruct Professional has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €102k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 401 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+9
Growth63▲+17
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 1.9 in 2024), and 21.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
65.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
7 d early
2022
7 d early
2021
16 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€362k▼ 7.5%
2020 · €391k
2019: €362k
2020: €391k
2019 → 2021
EBIT margin
1.5%▲ 1.1pp
2020 · 0.4%
2019: 4.1%
2020: 0.4%
2019 → 2021
Net result
€102k
2024 · €-38k
2018: €3k
2019: €16k
2020: €132
2021: €1k
2022: €35k
2023: €-3k
2024: €-38k
2018 → 2025
Working capital
€77k▲ 294%
2024 · €19k
2018: €8k
2019: €24k
2020: €24k
2021: €26k
2022: €61k
2023: €57k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€362k-
Equity€27k-€61k▲ 131%€58k▼ 5.5%€20k▼ 65.4%€122k▲ 508%
Operating result€6k-€36k▲ 554%€-1k€-21k▼ 1,783%€109k
Net result€1k-€35k▲ 3,241%€-3k€-38k▼ 1,027%€102k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €109k after a loss of €21k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€46k▲ 6,598%
Current assets
€110k▲ 169%
Equity and liabilities €156k
Equity
€122k▲ 508%
Debt
€34k▲ 56.6%
The debt ratio falls from 51.8% to 21.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€119k▲
2024 · €-21k
Cash flow
€112k▲
2024 · €-38k
Solvency
78.3%▲
2024 · 48.2%
Current ratio
3.26▲
2024 · 1.90
Quick ratio
3.22▲
2024 · 1.88
Debt / equity
0.28▼
2024 · 1.07
ROE
83.5%▲
2024 · -188.6%
ROA
65.4%▲
2024 · -90.9%
Interest coverage
138.53▲
2024 · -22.71
Debt
€34k▲
2024 · €22k
Debt ≤ 1 year
€34k▲
2024 · €22k
Income taxes
€6k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€156k▲
Fixed assets21/28€683€46k▲
Tangible fixed assets22/27€683€46k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€683€40k▲
Current assets29/58€41k€110k▲
Stocks and contracts in progress3€435€2k▲
Stocks30/36€435€2k▲
Amounts receivable within one year40/41€29k€93k▲
Trade receivables40€16k€57k▲
Other amounts receivable41€13k€36k▲
Cash at bank and in hand54/58€8k€13k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€42k€156k▲
Equity10/15€20k€122k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€14k€116k▲
Amounts payable17/49€22k€34k▲
Amounts payable within one year42/48€22k€34k▲
Trade debts44€22k€30k▲
Suppliers440/4€22k€30k▲
Taxes, remuneration and social security45-€4k
Remuneration and social security454/9-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314€10k▲
Other operating charges640/8€4k€13k▲
Gross operating margin9900€-17k€132k▲
Operating profit (loss)9901€-21k€109k▲
Financial income75/76B€593€19▼
Recurring financial income75€593€19▼
Financial charges65/66B€904€859▼
Recurring financial charges65€904€859▼
Profit (loss) for the period before taxes9903€-21k€108k▲
Income taxes67/77€17k€6k▼
Profit (loss) for the period9904€-38k€102k▲
Profit (loss) for the period to be appropriated9905€-38k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€116k▲
Profit (loss) brought forward from the previous period14P€52k€14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €102k
Net result €102k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €122k ▲508%
Equity rises from €20k to €122k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 6.60
Current ratio from 2.48 to 6.60; short-term debt falls from €17k to €11k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 2.95
Current ratio from 1.34 to 2.95; short-term debt falls from €24k to €12k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 582600 AntwerpenGround area
166 m²
Building footprint
122 m²
Volume, LiDAR
1,013 m³
Parcel 11003B0033/00X000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Construct Professional
since 20172.269.600.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0033/00X000 | Flanders | 166 m² | 1 · 122 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GALLE
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ATELIER 7
BE 0457.403.795
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MEUBELEN BLOCK
BE 0861.995.349
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Young's
BE 0404.620.949
Mortsel · Eq €126k
Of 1,496 companies in sector 31004 we hold annual accounts for 614. 463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2017
Fiscal year end31-12
Abbreviation NL
Con Pro
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
31009Manufacture of furniture
43240Other construction installation
43310Plastering work
43331Floor and wall tiling
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.