Equity
Equity fell by 77% in 16 years.
Equity fell by 77% in 16 years.
From profit to loss in 2025, after a profit of €110,235 in 2024.
Of this, €1.3m falls due within a year.
Between 2012 and 2025, 27% of the full-time equivalents disappeared.
The 2023 accounts came 288 days late. The other nine of the last ten were filed on time.
Lower net result than 95% of companies in repair of computers and personal goods. Sector median €28,482 · 1,314 companies.
The dashed line is the sector median: 0.4% across 327 companies (NACE 95, small).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small). It does better than 36% of them on solvency, 11% on liquidity, 8% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,507 companies had the same profile as DMC Leefdaal has now. Each dot stands for 7 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DMC Leefdaal itself is higher: 2.3% within 12 months. It rests on far more data about DMC Leefdaal than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for DMC Leefdaal. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.04 (1.18 in 2024), below the usual 1.5. Short-term debt is 77.9% and cash 2.5% of total assets. 79.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 44 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DMC Leefdaal Bertem | €1.7m | €1.3m | 20.2% | 15.8 |
| VDB-ENGELS Meise | €1.7m | €1.7m | 41.4% | 15.3 |
| GARAGE LEO JACOBS Merksplas | €2.2m | €1.1m | 79.8% | 17 |
| Patrick RENAUD Tournai | €1.9m | €1.0m | 16.1% | 16.3 |
| Genker Kartshop Genk | €2.0m | €1.2m | 55.4% | 11.7 |
| GARAGE CENTRAL Waimes | €2.7m | €1.2m | 33.6% | 17.1 |
| DE LIM - MOL Mol | €2.3m | €1.0m | 39.5% | 14.2 |
These companies have the same main activity as DMC Leefdaal: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €1.7m and €2.7m, founded between 1968 and 1993.
DMC Leefdaal files the abbreviated format. That format states no turnover. The gross margin fell from €1.3m in 2006 to €1.3m in 2025.
D’Ieteren Mobility Company holds all the shares. In January 2023, three directors stepped down. In September 2023, the Official Gazette published the appointment of VDMF CONSULTING as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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