Equity
€57,278 ▲ 37.3%
JEL-TECHNICS paid out €10,213 in dividends. That is 40% of the 2025 profit.
JEL-TECHNICS
Lifetime
6 annual accounts with figures on one time axispeak €40,572 (2025)
€40,572▲ 29.4%
peak €25,771 (2025)
€25,771▲ 57.3%
peak €57,278 (2025)
€57,278▲ 37.3%
€12,713▼ 36.6%
Board2 names since 2019
1 directorBRYS Jelmar
Documentsfilings and deeds
19-12-202543 days before the deadline
2025micro format
Gross margin from €31,352 to €40,572Result from €16,389 to €25,771Dividend €10,213Equity from €41,719 to €57,278Debts from €20,047 to €12,713Investments €11,920
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The accounts state no turnover.
Investments
€11,920 3.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
4.21 was 2.70 in 2024
Short-term debts fell from €20,047 to €12,713.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 0 to 44 days before the end of the period.
Position in the sector
81.8%
Higher solvency than 89% of companies in repair of computers and personal goods. Sector median 37.8% · 3,329 companies.
Checked score
99
Excellent
Financially stronger than 90% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%highest value
01-2025: 0.1%▼ -1.5 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2019
Size: total assets €69,990
lowers risk
Liquidity: current ratio 4.21, cash €43,260
Equity €57,278 (81.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 93% on liquidity, 94% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JEL-TECHNICS has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JEL-TECHNICS itself is lower: 0.1% within 12 months. It rests on far more data about JEL-TECHNICS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JEL-TECHNICS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.21 (2.7 in 2024), above the usual 1.5. Short-term debt is 18.2% and cash 61.8% of total assets. 18.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
43 days early
2024
44 days early
2023
42 days early
2022
on the day
2021
39 days early
2020
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 29 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0732580820
Appointment: Gwendolien Van Meervelt (director)
General meeting of 24-08-2023 · Gazette deed
Registered office moved to Waasmunster
New registered office: Nijverheidslaan 259 te 9250 Waasmunster · Board meeting of 06-12-2019 · Gazette deed
Incorporation
Founding capital of €3,000, 1,000 shares · Founder: BRYS Jelmar · Appointment: BRYS Jelmar (director) · published on 16-08-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JEL-TECHNICS Waasmunster | €69,990 | €40,572 | 81.8% | - |
| TINTMAN Wemmel | €60,755 | €30,172 | 33.9% | - |
| CAR CARE BELGIUM Pelt | €80,315 | €39,674 | 29.3% | - |
| PIT STOP PNEUS Namur | €105,856 | €41,322 | 30.7% | - |
| MESSAN MECANIQUE Grâce-Hollogne | €52,338 | €21,625 | -2.7% | - |
| Féno bestelwageninrichtingen Bilzen | €124,947 | €31,077 | 46.8% | - |
| VICIOUS CLASSICS Zedelgem | €99,645 | €42,213 | -55.2% | - |
These companies have the same main activity as JEL-TECHNICS: other maintenance and repair of motor vehicles (NACE 95319). They are comparable in size and age: total assets between €52,300 and €125,000, founded between 2017 and 2022.
Official details
Source: KBO- Status
- Active since 13-08-2019Normal situation
- Activity
- Other maintenance and repair of motor vehiclesNACE 95319and 5 others
- Establishment unit
- 2.292.327.7549250 Waasmunster, since 13-08-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 31-10-2023
Annual accounts to 30-06-2025
- €69,990▲ 13.3%
- Filing
- Filed on 19-12-2025, 43 days before the end of the filing period
Insights on JEL-TECHNICS
JEL-TECHNICS files the micro format. That format states no turnover. The gross margin rose from €12,393 in 2020 to €40,572 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JEL-TECHNICS
- What is the company number of JEL-TECHNICS?
- The company number of JEL-TECHNICS is 0732.580.820. The VAT number is the same number with BE in front: BE 0732.580.820.
- Where is JEL-TECHNICS based?
- The registered office is at Nijverheidslaan 259, 9250 Waasmunster.Company details
- What does JEL-TECHNICS do?
- According to the KBO register, the main activity is other maintenance and repair of motor vehicles (NACE 95319).
- What is the legal form of JEL-TECHNICS?
- JEL-TECHNICS is a private limited company (BV).
- When was JEL-TECHNICS founded?
- JEL-TECHNICS was founded on 13-08-2019.
- Is JEL-TECHNICS still active?
- Yes, JEL-TECHNICS is an active enterprise in the KBO register.
- What is the turnover of JEL-TECHNICS?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €40,572 and 52 comparable companies (NACE 953). It probably lies between €91,000 and €300,000.Financials
- Is JEL-TECHNICS profitable?
- In financial year 2025, JEL-TECHNICS made a profit of €25,771.
- Where can I find the annual accounts of JEL-TECHNICS?
- JEL-TECHNICS filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JEL-TECHNICS due?
- JEL-TECHNICS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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