Active BE 0459.378.439Coöperatieve vennootschap met onbeperkte aansprakelijkheid

JEFRA VERSICHERUNGEN

Rue Hors-Château 134 ·4000 Liège, Belgium· 29 yrs active

Conclusion Checked

The KBO register records legal situation 012 for JEFRA VERSICHERUNGEN (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2019 annual accounts show negative equity (€-14k) and a net result of €-42k.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-14k
Net result	€-42k
Active	29 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

34 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 100

Solvency 0

Growth 32

Stability 40

Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based

0 / 100

High riskRegister: dissolution or liquidation

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 012 for this company; it does not feed the figure above.

Trust signals 1 signals

Register: dissolution or liquidation

The KBO register records legal situation 012 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2019 · computed

0 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2019 and the legal situation the KBO register itself records. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 17-05-2020 with the NBB · fiscal year 2019 · micro

Operating resultNet result

EBITDA

€-2k

-205.2% 18-19

Net profit

€-42k

-11.8% 18-19

Cash flow

€-40k

-12.5% 18-19

Total assets

€3k

-38.7% 18-19

Equity

€-14k

-46.9% 18-19

Working capital

€-16k

-19.1% 18-19

Debt

€17k

+18.7% 18-19

Debt ≤ 1y

€17k

+18.7% 18-19

Show 5 other metrics

Current ratio

0.06

-4.8% 18-19

Quick ratio

0.06

-4.8% 18-19

Solvency

-488.6%

-139.6% 18-19

ROE

301.7%

-23.9% 18-19

ROA

-1474.2%

-82.5% 18-19

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2019
Deposit	micro
Revenue	-
EBITDA	€-2k
Net profit	€-42k
Cash flow	€-40k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€3k
Equity	€-14k
Debt	€17k
of which ≤ 1y	€17k
of which > 1y	-
Working capital	€-16k
Employees (FTE)	-

Ratios (computed)

	2019
Current ratio	0.06
Quick ratio	0.06
Working capital ratio	-555.5%
Solvency	-488.6%
Debt / equity	-
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-1474.2%
ROE	301.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2019

Assets

Fixed assets €2k · 67.0% Current assets €936 · 33.0%

Full annual accounts (17 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2019
Balance sheet, Assets
TOTAL ASSETS	20/58	€3k
Fixed assets	21/28	€2k
Intangible fixed assets	21	€2k
Current assets	29/58	€936
Cash & bank	54/58	€936
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3k
Equity	10/15	€-14k
Contributions / capital	10/11	€28k
Accumulated profits (losses)	14	€-42k
Amounts payable	17/49	€17k
Amounts payable within one year	42/48	€17k
Income statement
Gross operating margin	9900	€-2k
Operating result	9901	€-4k
Financial charges	65	€57
Result before taxes	9903	€-4k
Net result for the period	9904	€-4k
Result to be appropriated	9905	€-4k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Coöperatieve vennootschap met onbeperkte aansprakelijkheid(006)
Incorporation	04-12-1996
Status	Active
Postal code	4000

Establishment units 1 location

Schoppen 130, 4770 Amel

Verzekeringsmakelaars en -agenten

since 19962.079.446.012

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62810C0768/00K000	Wallonia	214 m²	1 · 134 m²	17.5 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2020

17-05-2020