JEFAR-T-SERVICES
ActiveSummary
JEFAR-T-SERVICES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €945k and a net result of €9k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-12
Solvency96▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 3.63 in 2024; short-term debt: 28.5% and cash: 26.7% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
38 d early
2023
35 d early
2022
38 d early
2021
39 d early
2020
46 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▼ 93.3%
2024 · €138k
2018: €101k
2019: €156k
2020: €20k
2021: €206k
2022: €124k
2023: €2k
2024: €138k
2018 → 2025
Working capital
€911k▲ 2.1%
2024 · €892k
2018: €301k
2019: €473k
2020: €498k
2021: €702k
2022: €818k
2023: €769k
2024: €892k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€720k-€835k▲ 15.9%€798k▼ 4.4%€936k▲ 17.3%€945k▲ 1.0%
Operating result€207k-€124k▼ 39.9%€2k▼ 98.2%€136k▲ 6,094%€-5k
Net result€206k-€124k▼ 40.0%€2k▼ 98.4%€138k▲ 7,024%€9k▼ 93.3%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €136k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€46k ▼ 25.5%
Current assets
€1.29M ▲ 5.0%
Equity and liabilities €1.34M
Equity
€945k ▲ 1.0%
Debt
€393k ▲ 10.2%
Debt's share of the balance-sheet total rises from 27.6% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €148k
Cash flow
€25k▼
2024 · €150k
Current ratio
3.39▼
2024 · 3.63
Debt to equity
0.42▲
2024 · 0.38
ROE
1.0%▼
2024 · 14.8%
ROA
0.7%▼
2024 · 10.7%
Interest coverage
28.19▼
2024 · 395.35
Debt ≤ 1 year
€381k▲
2024 · €339k
Income taxes
€289▲
2024 · €139
Staff costs
€2.51M▲
2024 · €2.42M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.34M▲
Fixed assets21/28€62k€46k▼
Tangible fixed assets22/27€56k€41k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€32k€25k▼
Other tangible fixed assets26€15k€11k▼
Financial fixed assets28€6k€5k▼
Current assets29/58€1.23M€1.29M▲
Amounts receivable within one year40/41€354k€592k▲
Trade receivables40€299k€239k▼
Other amounts receivable41€55k€352k▲
Current investments50/53€500k€250k▼
Cash at bank and in hand54/58€311k€357k▲
Deferred charges and accrued income490/1€67k€94k▲
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.34M▲
Equity10/15€936k€945k▲
Contributions10/11€81k€81k=
Reserves13€218k€218k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€215k€215k=
Profit (loss) carried forward14€637k€646k▲
Amounts payable17/49€357k€393k▲
Amounts payable within one year42/48€339k€381k▲
Trade debts44€42k€2k▼
Suppliers440/4€42k€2k▼
Taxes, remuneration and social security45€296k€378k▲
Taxes450/3€436€5k▲
Remuneration and social security454/9€295k€373k▲
Other amounts payable47/48€900€900=
Accrued charges and deferred income492/3€18k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2.42M€2.51M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€2.57M€2.53M▼
Operating profit (loss)9901€136k€-5k▼
Financial income75/76B€3k€15k▲
Recurring financial income75€3k€15k▲
Financial charges65/66B€374€384▲
Recurring financial charges65€374€384▲
Profit (loss) for the period before taxes9903€138k€10k▼
Income taxes67/77€139€289▲
Profit (loss) for the period9904€138k€9k▼
Profit (loss) for the period to be appropriated9905€138k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€637k€646k▲
Profit (loss) brought forward from the previous period14P€499k€637k▲
Social balance
Average headcount (FTE)908770.063.3▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼98.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €206k ▲947%
Operating result €207k, net result €206k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500kEq €514k ▲4%
3 profitable years in a row build equity to €514k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 4 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fétinne 504020 LiègeGround area
8.6 ha
Building footprint
485 m²
Volume, LiDAR
10,953 m³
4 parcels, Wallonia · tallest building 46.4 m, ±11 floors. Linked by address, not a title deed.
4 establishment units
HERCULE SERVICES
since 20102.229.991.495
TEMPS LIBRE
since 20112.220.599.917
HERCULE SERVICES
since 20152.245.574.150
Centrale MontLégia
since 20202.318.235.464
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62042B0366/00B007 | Wallonia | 8.1 ha | - | - |
| 62806C0397/00B003 | Wallonia | 2,676 m² | 1 · 112 m² | 13.9 m · 4 fl. |
| 62814C0050/00G002 | Wallonia | 1,439 m² | 1 · 242 m² | 46.4 m · 11 fl. |
| 62104A0607/00L000 | Wallonia | 231 m² | 1 · 131 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,207 EUR awarded · 1,207 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 204 EUR | 204 EUR |
| 2024 | 1 | 381 EUR | 381 EUR |
| 2023 | 1 | 388 EUR | 388 EUR |
| 2022 | 1 | 234 EUR | 234 EUR |
Schemes
Dienstencheques
Recognitions: source did not answer, try again later.
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LES P'TITES FEES BLEUES
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Sint-Pieters-Woluwe · Eq €978k
Of 810 companies in sector 96910 we hold annual accounts for 618. 321 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded21-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.