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JEFAR IMMO

Active
Non-profit association· 12 yrs active
Quai Mativa 38 ·4020 Liège, Belgium
BE 0553.508.328
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age12 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JEFAR IMMO is 0.1% (very low). The 2022 annual accounts show equity of €202k and a net result of €30k. Equity is growing by ~24.8% per year across the filed fiscal years. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Trust signals

3 signals
Established
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€30k+10.0%
Working capital€-82k+10.1%

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 15-07-2024 with the NBB · fiscal year 2023 · micro
€-25k€0€25k€50k€75kOperating result 2018: €46k€46kNet result 2018: €-8k€-8kOperating result 2019: €76k€76kNet result 2019: €28k€28kOperating result 2020: €69k€69kNet result 2020: €67k€67kOperating result 2021: €57k€57kNet result 2021: €27k€27kOperating result 2022: €58k€58kNet result 2022: €30k€30k20182019202020212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~24.8%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2023: €240k (€224k - €256k)2024: €277k (€261k - €293k)2025: €314k (€298k - €330k)2018: €55k2019: €91k2020: €149k2021: €174k2022: €202k20182019202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€121k
+4.2% 18-22
Net profit
€30k
+10.0% 18-22
Cash flow
€93k
+7.7% 18-22
Total assets
€991k
-8.9% 18-22
Equity
€202k
+16.0% 18-22
Working capital
€-82k
+10.1% 18-22
Income taxes
€9k
+3.2% 18-22
Debt
€788k
-13.6% 18-22
Debt ≤ 1y
€142k
-22.9% 18-22
Debt > 1y
€644k
-11.3% 18-22
Current ratio
0.42
-16.4% 18-22
Quick ratio
0.42
-16.4% 18-22
Solvency
20.4%
+27.3% 18-22
Debt / equity
3.89
-25.6% 18-22
ROE
14.8%
-5.2% 18-22
ROA
3.0%
+20.7% 18-22
Interest coverage
5.86
+14.8% 18-22
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€121k
Net profit€30k
Cash flow€93k
Staff costs-
Income taxes€9k
Dividends-
Total assets€991k
Equity€202k
Debt€788k
of which ≤ 1y€142k
of which > 1y€644k
Working capital€-82k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.42
Quick ratio0.42
Working capital ratio-8.3%
Solvency20.4%
Debt / equity3.89
Long-term debt ratio3.18
Interest coverage5.86
Gross margin-
Net margin-
ROA3.0%
ROE14.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€991k
Fixed assets 21/28€931k
Tangible fixed assets 22/27€931k
Current assets 29/58€60k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€38k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€991k
Equity 10/15€202k
Contributions / capital 10/11€62k
Reserves 13€5k
Accumulated profits (losses) 14€121k
Amounts payable 17/49€788k
Amounts payable after one year 17€644k
Amounts payable within one year 42/48€142k
Trade debts payable within one year 44€36k
Income statement
Gross operating margin 9900€132k
Operating result 9901€58k
Financial income 75€2k
Financial charges 65€21k
Result before taxes 9903€39k
Income taxes 67/77€9k
Net result for the period 9904€30k
Result to be appropriated 9905€30k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
51 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
3 companies at this address See who is registered here

Establishment units

1 location
Rue de Serbie 42, 4000 Liège
Handel in eigen onroerend goed
since 20142.231.411.358
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,056 m²
Buildings2
Building footprint1,435 m²
Volume (LiDAR)20,736 m³
Tallest building22.0 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62806C0397/00B003 Wallonia 2,676 m² 1 · 812 m² 21.9 m · 5 fl.
62805B0472/00V005 Wallonia 1,380 m² 1 · 623 m² 21.7 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability74Solvency15Growth78Stability100
64 / 100

Strong profile, led by stability.

Health 51
Profitability 74
Solvency 15
Growth 78
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR JEFAR IMMO
Registered office
Quai Mativa 38
4020 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.