Jef RYMEN
ActiveJef RYMEN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €33k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+36
Solvency46▼-54
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 2.22 in 2024), and 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
8.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 d early
2024
77 d early
2023
70 d early
2022
138 d early
2021
72 d early
2020
65 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 66.7%
2024 · €357k
2018: €237k
2019: €323k
2020: €437k
2021: €475k
2022: €447k
2023: €410k
2024: €357k
2018 → 2025
Total assets
€409k▼ 24.0%
2024 · €539k
2018: €420k
2019: €454k
2020: €596k
2021: €603k
2022: €546k
2023: €499k
2024: €539k
2018 → 2025
Net result
€33k▼ 26.9%
2024 · €46k
2018: €99k
2019: €86k
2020: €137k
2021: €71k
2022: €-12k
2023: €27k
2024: €46k
2018 → 2025
Working capital
€9k▼ 96.1%
2024 · €223k
2018: €-16k
2019: €95k
2020: €237k
2021: €301k
2022: €291k
2023: €257k
2024: €223k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€475k-€447k▼ 6.0%€410k▼ 8.2%€357k▼ 13.0%€119k▼ 66.7%
Operating result€109k-€-9k€47k€79k▲ 68.5%€32k▼ 59.0%
Net result€71k-€-12k€27k€46k▲ 68.4%€33k▼ 26.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€110k▼ 17.8%
Current assets
€299k▼ 26.1%
Equity and liabilities €409k
Equity
€119k▼ 66.7%
Debt
€291k▲ 59.5%
The debt ratio rises from 33.8% to 71.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€59k▼
2024 · €106k
Cash flow
€60k▼
2024 · €72k
Solvency
29.0%▼
2024 · 66.2%
Current ratio
1.03▼
2024 · 2.22
Quick ratio
1.03▼
2024 · 2.22
Debt / equity
2.45▲
2024 · 0.51
ROE
28.1%▲
2024 · 12.8%
ROA
8.2%▼
2024 · 8.5%
Interest coverage
3.97▼
2024 · 7.37
Debt
€291k▲
2024 · €182k
Debt ≤ 1 year
€291k▲
2024 · €182k
Income taxes
€14k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€539k€409k▼
Fixed assets21/28€134k€110k▼
Tangible fixed assets22/27€134k€110k▼
Land and buildings22€114k€91k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€15k€15k▼
Current assets29/58€405k€299k▼
Amounts receivable within one year40/41€31k€19k▼
Trade receivables40€26k€17k▼
Other amounts receivable41€5k€2k▼
Current investments50/53€149k€30k▼
Cash at bank and in hand54/58€223k€247k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€539k€409k▼
Equity10/15€357k€119k▼
Contributions10/11€19k€19k=
Reserves13€338k€100k▼
Distributable reserves133€338k€100k▼
Amounts payable17/49€182k€291k▲
Amounts payable within one year42/48€182k€291k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€175k€281k▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€109k€62k▼
Operating profit (loss)9901€79k€32k▼
Financial income75/76B€1k€30k▲
Recurring financial income75€1k€30k▲
Financial charges65/66B€14k€15k▲
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€66k€48k▼
Income taxes67/77€20k€14k▼
Profit (loss) for the period9904€46k€33k▼
Profit (loss) for the period to be appropriated9905€46k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€33k▼
Transfer from equity791/2€99k€271k▲
Transfer to equity691/2€46k€33k▼
To other reserves6921€46k€33k▼
Profit to be distributed694/7€99k€271k▲
Return on contributions (dividend)694€99k€271k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-12k ▼117%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €137k ▲58.6%
Operating result €193k, net result €137k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hondsstraat 192500 LierGround area
6,279 m²
Building footprint
289 m²
Volume, LiDAR
1,352 m³
Parcel 12392A0079/00B000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jef Rymen Bvba
since 20052.144.529.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0079/00B000 | Flanders | 6,279 m² | 1 · 288 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THICEGA
BE 0841.209.437
Heist-op-den-Berg · Eq €119k
CX-Expertise
BE 0749.706.763
Mortsel · Eq €119k
KPRM
BE 0760.438.230
Putte · Eq €119k
FOX & HEDGEHOG
BE 0738.429.920
Waterloo · Eq €119k
WRLP
BE 1006.371.238
Torhout · Eq €119k
Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 5,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2004
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
74131
74142
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:03/488.15.96
Fax:03/641.22.37