Summary
JEE - M - JEE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.5m and a net result of -€198,464. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 8091 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
29 d late
2022
34 d early
2021
12 d late
2020
31 d late
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3.5m▼ 5.4%
2024 · €3.7m
Net result
-€198,464▲ 32.3%
2024 · -€293,208
Total assets
€8.7m▼ 1.6%
2024 · €8.8m
Solvency
40.4%▼ 1.6pp
2024 · 42.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€152,015▼ 12.3%-€71,231-€52,329▲ 26.5%-€132,291▼ 153%-€128,537▲ 2.8%
Net result€68,612within the sector's middle half▼ 47.6%-€32,946below the sector's middle half-€60,624below the sector's middle half▼ 84.0%-€293,208below the sector's middle half▼ 384%-€198,464below the sector's middle half▲ 32.3%
Equity€1.2mwithin the sector's middle half▲ 6.2%€1.1mabove the sector's middle half▼ 2.8%€4.0mabove the sector's middle half▲ 252%€3.7mabove the sector's middle half▼ 7.3%€3.5mabove the sector's middle half▼ 5.4%
Total assets€1.7mwithin the sector's middle half▲ 3.8%€1.9mabove the sector's middle half▲ 10.2%€4.7mabove the sector's middle half▲ 143%€8.8mabove the sector's middle half▲ 88.6%€8.7mabove the sector's middle half▼ 1.6%
Debt€580,278▼ 0.7%€791,503▲ 36.4%€679,667▼ 14.1%€5.1m▲ 653%€5.2m▲ 1.1%
Working capital€567,506above the sector's middle half▲ 28.2%€374,636above the sector's middle half▼ 34.0%€250,212above the sector's middle half▼ 33.2%€2.6mabove the sector's middle half▲ 931%€2.5mabove the sector's middle half▼ 3.2%
Solvency66.8%within the sector's middle half▲ 1.5pp58.9%within the sector's middle half▼ 7.9pp85.5%above the sector's middle half▲ 26.5pp42.0%within the sector's middle half▼ 43.5pp40.4%within the sector's middle half▼ 1.6pp
Current ratio3.11above the sector's middle half▼ 0.152.40within the sector's middle half▼ 0.711.94within the sector's middle half▼ 0.4620.12above the sector's middle half▲ 18.1920.38above the sector's middle half▲ 0.25
Return on assets (ROA)3.9%within the sector's middle half▼ 3.9pp-1.7%below the sector's middle half▼ 5.6pp-1.3%below the sector's middle half▲ 0.4pp-3.3%below the sector's middle half▼ 2.0pp-2.3%below the sector's middle half▲ 1.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €128,537 in 2025 against €132,291 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.7m
Fixed assets
€6.1m ▼ 0.9%
Current assets
€2.6m ▼ 3.2%
Equity and liabilities €8.7m
Equity
€3.5m ▼ 5.4%
Debt
€5.2m ▲ 1.1%
Debt's share of the balance-sheet total rises from 58.0% to 59.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-5.7%▲
2024 · -7.9%
Debt ≤ 1 year
€128,916▼
2024 · €134,918
Debt > 1 year
€4.7m▼
2024 · €4.8m
Income taxes
€51,172▲
2024 · €919
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €12,590 | €0 | €13,906 | €3,159 | - | - |
| Remuneration, social security and pensions62 | -€14 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,963 | €51,599 | €53,166 | €48,655 | €39,023 | ▼ 19.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2,019 | €0 | - | - |
| Other operating charges640/8 | €7,207 | €18,041 | €7,930 | €5,951 | €5,783 | ▼ 2.8% |
| Non-recurring operating charges66A | - | - | €28,438 | €0 | €70,180 | - |
| Gross operating margin9900 | €198,172 | -€1,591 | €39,224 | -€77,686 | -€13,551 | ▲ 82.6% |
| Operating profit (loss)9901 | €152,015 | -€71,231 | -€52,329 | -€132,291 | -€128,537 | ▲ 2.8% |
| Financial income75/76B | €4,218 | €5,540 | €8,037 | €55,603 | €198,398 | ▲ 257% |
| Recurring financial income75 | €4,218 | €5,540 | €8,037 | €55,603 | €198,398 | ▲ 257% |
| Financial charges65/66B | €3,266 | €8,593 | €17,423 | €215,602 | €217,152 | ▲ 0.7% |
| Recurring financial charges65 | €3,266 | €8,593 | €17,423 | €215,602 | €217,152 | ▲ 0.7% |
| Profit (loss) for the period before taxes9903 | €152,967 | -€74,285 | -€61,715 | -€292,289 | -€147,291 | ▲ 49.6% |
| Income taxes67/77 | €84,355 | -€41,338 | -€1,091 | €919 | €51,172 | ▲ 5,471% |
| Profit (loss) for the period9904 | €68,612 | -€32,946 | -€60,624 | -€293,208 | -€198,464 | ▲ 32.3% |
| Profit (loss) for the period to be appropriated9905 | €68,612 | -€32,946 | -€60,624 | -€293,208 | -€198,464 | ▲ 32.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.9m | €4.7m | €8.8m | €8.7m | ▼ 1.6% |
| Fixed assets21/28 | €912,480 | €1.3m | €4.2m | €6.1m | €6.1m | ▼ 0.9% |
| Tangible fixed assets22/27 | €912,480 | €1.3m | €1.2m | €1.2m | €1.1m | ▼ 4.4% |
| Land and buildings22 | €878,547 | €1.2m | €1.2m | €1.1m | €1.1m | ▼ 4.7% |
| Plant, machinery and equipment23 | €14,364 | €14,364 | €14,364 | €14,364 | €8,000 | ▼ 44.3% |
| Furniture and vehicles24 | €8,286 | €45,642 | €42,232 | €33,510 | €34,536 | ▲ 3.1% |
| Leasing and similar rights25 | €11,284 | €9,021 | €6,758 | €0 | - | - |
| Other tangible fixed assets26 | €0 | - | - | - | €6,364 | - |
| Financial fixed assets28 | - | - | €2.9m | €4.9m | €4.9m | = |
| Current assets29/58 | €836,934 | €642,134 | €517,642 | €2.7m | €2.6m | ▼ 3.2% |
| Amounts receivable after more than one year29 | - | - | - | €500,000 | €500,000 | = |
| Other amounts receivable291 | - | - | - | €500,000 | €500,000 | = |
| Amounts receivable within one year40/41 | €131,741 | €71,724 | €80,091 | €53,377 | €4,091 | ▼ 92.3% |
| Trade receivables40 | €44,717 | €20,435 | €19,292 | €5,914 | €1,768 | ▼ 70.1% |
| Other amounts receivable41 | €87,024 | €51,289 | €60,799 | €47,463 | €2,323 | ▼ 95.1% |
| Current investments50/53 | €426,493 | €426,493 | €398,056 | €2.0m | €1.8m | ▼ 11.9% |
| Cash at bank and in hand54/58 | €278,699 | €143,917 | €39,495 | €113,139 | €319,287 | ▲ 182% |
| Deferred charges and accrued income490/1 | €0 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.9m | €4.7m | €8.8m | €8.7m | ▼ 1.6% |
| Equity10/15 | €1.2m | €1.1m | €4.0m | €3.7m | €3.5m | ▼ 5.4% |
| Contributions10/11 | €18,600 | €18,600 | €2.9m | €2.9m | €2.9m | = |
| Reserves13 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Profit (loss) carried forward14 | €103,521 | €70,575 | €9,951 | -€283,257 | -€481,721 | ▼ 70.1% |
| Amounts payable17/49 | €580,278 | €791,503 | €679,667 | €5.1m | €5.2m | ▲ 1.1% |
| Amounts payable after more than one year17 | €310,000 | €523,155 | €411,387 | €4.8m | €4.7m | ▼ 2.4% |
| Financial debts170/4 | €310,000 | €523,155 | €411,387 | €4.8m | €4.7m | ▼ 2.4% |
| Amounts payable within one year42/48 | €269,428 | €267,498 | €267,430 | €134,918 | €128,916 | ▼ 4.4% |
| Current portion of amounts payable after more than one year42 | €135,929 | €111,508 | €111,768 | €112,029 | €112,293 | ▲ 0.2% |
| Financial debts43 | - | - | - | - | €260 | - |
| Credit institutions430/8 | - | - | - | - | €260 | - |
| Trade debts44 | €35,538 | €28,502 | €14,487 | €5,537 | €10,619 | ▲ 91.8% |
| Suppliers440/4 | €35,538 | €28,502 | €14,487 | €5,537 | €10,619 | ▲ 91.8% |
| Taxes, remuneration and social security45 | €3,311 | €14,616 | €11,834 | €6,197 | €5,478 | ▼ 11.6% |
| Taxes450/3 | €940 | €7,612 | €10,037 | €6,197 | €5,478 | ▼ 11.6% |
| Remuneration and social security454/9 | €2,371 | €7,004 | €1,796 | €0 | - | - |
| Other amounts payable47/48 | €94,650 | €112,872 | €129,341 | €11,154 | €266 | ▼ 97.6% |
| Accrued charges and deferred income492/3 | €850 | €850 | €850 | €180,750 | €360,650 | ▲ 99.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €68,612 | -€32,946 | -€60,624 | -€293,208 | -€198,464 | ▲ 32.3% |
| + Depreciation and write-downs630 | €38,963 | €51,599 | €53,166 | €48,655 | €39,023 | ▼ 19.8% |
| Operating cash flow (approximation) | €107,575 | €18,653 | -€7,458 | -€244,553 | -€159,441 | ▲ 34.8% |
| Investment in fixed assets (approximation) | - | -€424,677 | -€2.9m | -€2.0m | €12,907 | ▲ 101% |
| Change in cash | - | -€134,783 | -€104,422 | €73,644 | €206,148 | ▲ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
30-03
State Gazette act
General meeting · Statutes amendment
Director appointment · Permanent representative
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€293,208
Net result drops to -€293,208, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 10current ratio 20.12
Current ratio from 1.94 to 20.12; short-term debt falls from €267,430 to €134,918.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €2mEq €4.0m ▲252%
Equity rises from €1.1m to €4.0m.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €1mEq €1.1m ▲12.3%
2 profitable years in a row build equity to €1.1m.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €473,712
Net result €473,712 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1995
Ground area
214 m²
Building footprint
175 m²
Volume, LiDAR
1,704 m³
Parcel 31013A0676/00A000, Flanders · tallest building 23.2 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JEE-M-JEE
since 19952.045.327.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0676/00A000 | Flanders | 214 m² | 1 · 175 m² | 23.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2023 list no shareholders, and no other source names one.
Holdings 1
- Ojvest KftHUsubsidiarySourceown accounts 2023100%
According to the 2023 annual accounts of JEE - M - JEE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
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Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
894500BVF8S09EXRBJ72
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 9,247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-08-1989
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438092184
Also
9925:BE0438092184
Registered
11-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.