IMPEK
ActiveIMPEK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.42M and a net result of €-108k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 5491 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
3 d early
2023
37 d early
2022
30 d late
2021
31 d late
2020
25 d early
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.42M▼ 2.0%
2024 · €5.53M
2018: €6.80M
2019: €6.84M
2020: €6.64M
2021: €6.49M
2022: €6.43M
2023: €5.79M
2024: €5.53M
2018 → 2025
Net result
€-108k▲ 59.5%
2024 · €-267k
2018: €-210k
2019: €42k
2020: €-198k
2021: €-155k
2022: €-60k
2023: €-636k
2024: €-267k
2018 → 2025
Total assets
€8.50M▲ 12.8%
2024 · €7.54M
2018: €7.81M
2019: €7.83M
2020: €7.80M
2021: €8.12M
2022: €8.16M
2023: €7.87M
2024: €7.54M
2018 → 2025
Solvency
63.7%▼ 9.6pp
2024 · 73.3%
2018: 87.1%
2019: 87.4%
2020: 85.2%
2021: 79.9%
2022: 78.8%
2023: 73.6%
2024: 73.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.49M-€6.43M▼ 0.9%€5.79M▼ 9.9%€5.53M▼ 4.6%€5.42M▼ 2.0%
Operating result€-118k-€-19k▲ 84.3%€-72k▼ 287%€221k€-104k
Net result€-155k-€-60k▲ 61.5%€-636k▼ 968%€-267k▲ 57.9%€-108k▲ 59.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €104k after €221k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.50M
Fixed assets
€2.59M▼ 1.9%
Current assets
€5.91M▲ 20.6%
Equity and liabilities €8.50M
Equity
€5.42M▼ 2.0%
Debt
€3.08M▲ 53.3%
The debt ratio rises from 26.7% to 36.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
63.7%▼
2024 · 73.3%
ROE
-2.0%▲
2024 · -4.8%
ROA
-1.3%▲
2024 · -3.5%
Debt
€3.08M▲
2024 · €2.01M
Debt ≤ 1 year
€2.71M▲
2024 · €1.69M
Debt > 1 year
€10k=
2024 · €10k
Income taxes
€304▼
2024 · €685
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.54M€8.50M▲
Fixed assets21/28€2.63M€2.59M▼
Intangible fixed assets21€132k€131k▼
Tangible fixed assets22/27€523k€406k▼
Land and buildings22€446k€347k▼
Furniture and vehicles24€77k€59k▼
Financial fixed assets28€1.98M€2.05M▲
Current assets29/58€4.90M€5.91M▲
Amounts receivable after more than one year29€1.39M€2.34M▲
Other amounts receivable291€1.39M€2.34M▲
Stocks and contracts in progress3€37k€40k▲
Stocks30/36€37k€40k▲
Amounts receivable within one year40/41€3.03M€3.03M=
Trade receivables40€104k€80k▼
Other amounts receivable41€2.92M€2.95M▲
Current investments50/53€78k€78k▼
Cash at bank and in hand54/58€176k€243k▲
Deferred charges and accrued income490/1€197k€189k▼
Equity and liabilities
Total equity and liabilities10/49€7.54M€8.50M▲
Equity10/15€5.53M€5.42M▼
Contributions10/11€1.62M€1.62M=
Capital10€1.62M€1.62M=
Issued capital100€1.62M€1.62M=
Reserves13€162k€162k=
Non-distributable reserves130/1€162k€162k=
Legal reserve130€162k€162k=
Profit (loss) carried forward14€3.74M€3.63M▼
Amounts payable17/49€2.01M€3.08M▲
Amounts payable after more than one year17€10k€10k=
Financial debts170/4€10k€10k=
Amounts payable within one year42/48€1.69M€2.71M▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€23k€23k▲
Suppliers440/4€23k€23k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€1.66M€2.68M▲
Accrued charges and deferred income492/3€316k€365k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€42k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€0▼
Other operating charges640/8€17k€59k▲
Gross operating margin9900€293k€-2k▼
Operating profit (loss)9901€221k€-104k▼
Financial income75/76B€276k€73k▼
Recurring financial income75€26k€73k▲
Non-recurring financial income76B€250k€0▼
Financial charges65/66B€764k€78k▼
Recurring financial charges65€64k€78k▲
Non-recurring financial charges66B€700k€0▼
Profit (loss) for the period before taxes9903€-267k€-108k▲
Income taxes67/77€685€304▼
Profit (loss) for the period9904€-267k€-108k▲
Profit (loss) for the period to be appropriated9905€-267k€-108k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.74M€3.63M▼
Profit (loss) brought forward from the previous period14P€4.01M€3.74M▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-636k
Net result drops to €-636k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poincarélaan 311070 AnderlechtGround area
1,953 m²
Building footprint
216 m²
Volume, LiDAR
3,092 m³
Parcel 21305B0189/00L010, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Poincarélaan 31, 1070 Anderlecht
since 19902.049.314.941
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0189/00L010 | Brussels | 1,953 m² | 1 · 216 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 7,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-05-1990
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
46496Wholesale trade
46499Wholesale of other household goods
47120Other non-specialised retail sale
47639Retail sale of other sporting goods
47640Retail trade
47789Other retail sale of new goods
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.