JECES
ActiveSummary
JECES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €15k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+5
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 7.4 against 4.14 in 2024; short-term debt: 4.6% and cash: 33.6% of total assets), and 5.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
7.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
2 d early
2023
8 d late
2022
1 d late
2021
21 d late
2020
2 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▲ 8.6%
2024 · €178k
2019: €143k
2020: €152k
2021: €156k
2022: €163k
2023: €172k
2024: €178k
2019 → 2025
Total assets
€204k▲ 6.7%
2024 · €191k
2019: €206k
2020: €216k
2021: €216k
2022: €231k
2023: €238k
2024: €191k
2019 → 2025
Net result
€15k▲ 155%
2024 · €6k
2019: €9k
2020: €9k
2021: €4k
2022: €7k
2023: €9k
2024: €6k
2019 → 2025
Working capital
€59k▲ 60.6%
2024 · €37k
2019: €-35k
2020: €-17k
2021: €-5k
2022: €11k
2023: €24k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€163k▲ 4.5%€172k▲ 5.6%€178k▲ 3.5%€193k▲ 8.6%
Operating result€8k-€13k▲ 52.3%€15k▲ 21.2%€11k▼ 28.2%€21k▲ 90.6%
Net result€4k-€7k▲ 76.1%€9k▲ 29.5%€6k▼ 33.7%€15k▲ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€135k ▼ 5.0%
Current assets
€69k ▲ 40.9%
Equity and liabilities €204k
Equity
€193k ▲ 8.6%
Debt
€11k ▼ 18.7%
Debt's share of the balance-sheet total falls from 6.9% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €18k
Cash flow
€22k▲
2024 · €13k
Current ratio
7.40▲
2024 · 4.14
Debt to equity
0.06▼
2024 · 0.07
ROE
7.9%▲
2024 · 3.4%
ROA
7.5%▲
2024 · 3.1%
Interest coverage
109.93▲
2024 · 6.64
Debt ≤ 1 year
€9k▼
2024 · €12k
Debt > 1 year
€1k=
2024 · €1k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€191k€204k▲
Fixed assets21/28€142k€135k▼
Tangible fixed assets22/27€142k€135k▼
Land and buildings22€142k€135k▼
Current assets29/58€49k€69k▲
Amounts receivable within one year40/41-€107
Other amounts receivable41-€107
Cash at bank and in hand54/58€49k€69k▲
Equity and liabilities
Total equity and liabilities10/49€191k€204k▲
Equity10/15€178k€193k▲
Contributions10/11€62k€62k=
Reserves13€66k€66k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€50k€65k▲
Amounts payable17/49€13k€11k▼
Amounts payable after more than one year17€1k€1k=
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€12k€9k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€6k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€20k€30k▲
Operating profit (loss)9901€11k€21k▲
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€3k€254▼
Recurring financial charges65€3k€254▼
Profit (loss) for the period before taxes9903€8k€21k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€6k€15k▲
Profit (loss) for the period to be appropriated9905€6k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€65k▲
Profit (loss) brought forward from the previous period14P€44k€50k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Highest result since 2019net €15k ▲155%
Operating result €21k, net result €15k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 4.14
Current ratio from 1.37 to 4.14; short-term debt falls from €65k to €12k.
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
30-06
Financial
Weakest financial yearnet €4k ▼53.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €152k ▲6%
2 profitable years in a row build equity to €152k.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerstraat 528000 BruggeGround area
170 m²
Building footprint
113 m²
Volume, LiDAR
1,176 m³
Parcel 31804D0860/00B000, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Moerstraat 52, 8000 Brugge
since 20032.126.549.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0860/00B000 | Flanders | 170 m² | 1 · 113 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUDUM
BE 0635.555.678
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DE PAEPE-LAUWYCK
BE 0474.057.311
Koekelare · Eq €191k
Les Wc Cabines Namurois
BE 0599.790.392
Namur · Eq €190k
AKU
BE 0789.569.211
Halle · Eq €196k
ILKO
BE 0886.026.803
Genk · Eq €198k
Of 881 companies in sector 77229 we hold annual accounts for 319. 247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-02-2003
Fiscal year end30-06
Activities, NACEBEL 2025
77229Renting and leasing of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.