FIT POINT
ActiveFIT POINT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-13k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 911 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-45
Solvency64▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.84 in 2024; short-term debt: 18.5% and cash: 5.6% of total assets), but 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
-7.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€67k▼ 16.3%
2024 · €80k
2018: €56k
2019: €61k
2020: €64k
2021: €57k
2022: €70k
2023: €80k
2024: €80k
2018 → 2025
Total assets
€170k▲ 3.9%
2024 · €164k
2018: €195k
2019: €178k
2020: €185k
2021: €170k
2022: €176k
2023: €174k
2024: €164k
2018 → 2025
Net result
€-13k
2024 · €384
2018: €8k
2019: €5k
2020: €3k
2021: €-7k
2022: €13k
2023: €10k
2024: €384
2018 → 2025
Working capital
€38k▲ 36.5%
2024 · €28k
2018: €39k
2019: €54k
2020: €23k
2021: €13k
2022: €20k
2023: €31k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€70k▲ 22.1%€80k▲ 14.0%€80k▲ 0.5%€67k▼ 16.3%
Operating result€-4k-€13k€14k▲ 6.2%€4k▼ 74.1%€-8k
Net result€-7k-€13k€10k▼ 23.0%€384▼ 96.1%€-13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€100k▼ 1.8%
Current assets
€70k▲ 13.3%
Equity and liabilities €170k
Equity
€67k▼ 16.3%
Debt
€103k▲ 23.2%
The debt ratio rises from 51.0% to 60.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €18k
Cash flow
€2k▼
2024 · €14k
Solvency
39.4%▼
2024 · 49.0%
Current ratio
2.22▲
2024 · 1.84
Quick ratio
2.21▲
2024 · 1.83
Debt / equity
1.54▲
2024 · 1.04
ROE
-19.5%▼
2024 · 0.5%
ROA
-7.7%▼
2024 · 0.2%
Interest coverage
1.19▼
2024 · 5.35
Debt
€103k▲
2024 · €84k
Debt ≤ 1 year
€32k▼
2024 · €34k
Debt > 1 year
€72k▲
2024 · €50k
Staff costs
€35k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€170k▲
Formation expenses20€0€0=
Fixed assets21/28€102k€100k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€92k€90k▼
Land and buildings22€71k€72k▲
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€0€0=
Leasing and similar rights25€12k€7k▼
Other tangible fixed assets26€4k€8k▲
Financial fixed assets28€10k€10k=
Current assets29/58€62k€70k▲
Stocks and contracts in progress3€320€69▼
Stocks30/36€320€69▼
Amounts receivable within one year40/41€57k€60k▲
Trade receivables40€57k€14k▼
Other amounts receivable41€271€47k▲
Cash at bank and in hand54/58€4k€10k▲
Equity and liabilities
Total equity and liabilities10/49€164k€170k▲
Equity10/15€80k€67k▼
Contributions10/11€42k€42k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14-€-13k
Amounts payable17/49€84k€103k▲
Amounts payable after more than one year17€50k€72k▲
Financial debts170/4€50k€72k▲
Amounts payable within one year42/48€34k€32k▼
Current portion of amounts payable after more than one year42€10k€20k▲
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€6k€970▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€58k€47k▼
Operating profit (loss)9901€4k€-8k▼
Financial income75/76B€222€477▲
Recurring financial income75€222€477▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€605€-13k▼
Income taxes67/77€220-
Profit (loss) for the period9904€384€-13k▼
Profit (loss) for the period to be appropriated9905€384€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€384€-13k▼
Transfer to equity691/2€384-
To other reserves6921€384-
Social balance
Average headcount (FTE)9087-0.8
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼3515%
Net result drops to €-13k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 3 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kallerstraat 53950 BocholtGround area
9,048 m²
Building footprint
2,595 m²
Volume, LiDAR
6,859 m³
3 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
FIT POINT BVBA
since 20052.145.140.548
FIT POINT
since 20132.216.406.745
FIT POINT
since 20132.216.407.339
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B1502/00D000 | Flanders | 4,954 m² | 1 · 939 m² | - |
| 71047A1440/00V009 | Flanders | 2,675 m² | 1 · 707 m² | 6.5 m · 2 fl. |
| 72003C0122/00C000 | Flanders | 1,419 m² | 1 · 949 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.216.406.745
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Florennes · Eq €70k
Of 881 companies in sector 77229 we hold annual accounts for 319. 239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2005
Fiscal year end31-12
Activities, NACEBEL
71402
77220Rental and leasing activities
77229Renting and leasing of other personal and household goods
93130Fitness centres
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
47540Retail sale of electrical household appliances
52240
52250Logistics services
52450
71403
77222Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@fitpointfitness.be