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JECAMA

Active
Public limited companyfounded 198541 yrs activeNinoofsesteenweg 262, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0427.295.391
Summary

JECAMA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €587,526 and a net result of €256,190. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 67% of 11002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€1.1mtotal assets 2025
Staff
1 FTE
Equity
€587,526
Profit
€256,190
Turnover not published (abridged schema)Net result +2,671%: other schema
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
2 members
Holdings
1
Accounts on time1 of 4 deeds read
Why 96- 2 of the last 3 late+ Size: total assets €1.1m+ Founded in 1985+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 78+2
equity 52.9% of total assets
Liquidity 56-3
short-term debt 25.2% · cash 12.2%
Profitability 98+28
return on assets 23.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%▲ +2.0% vs 01-2025 03-2025: 0.1%▲ +3.9% vs 02-2025 04-2025: 0.1%▼ -5.7% vs 03-2025lowest value 05-2025: 0.1%▲ +4.0% vs 04-2025 06-2025: 0.1%▲ +7.7% vs 05-2025 07-2025: 0.1%▲ +64.3% vs 06-2025 08-2025: 0.1%▲ +59.8% vs 07-2025 09-2025: 0.2%▲ +8.8% vs 08-2025 10-2025: 0.2%▲ +45.0% vs 09-2025highest value 11-2025: 0.1%▼ -41.4% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -0.7% vs 12-2025 02-2026: 0.1%▲ +2.2% vs 01-2026 03-2026: 0.1%▲ +2.2% vs 02-2026 04-2026: 0.1%▼ -3.5% vs 03-2026 05-2026: 0.1%▼ -3.7% vs 04-2026 06-2026: 0.1%▲ +6.1% vs 05-2026 07-2026: 0.2%▲ +15.1% vs 06-2026 08-2026: 0.1%▼ -53.1% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • 2 of the last 3 late raises the probability
  • Size: total assets €1.1m lowers the probability for this profile
  • Founded in 1985 lowers the probability for this profile
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.34 in 2024; short-term debt: 25.2% and cash: 12.2% of total assets), and 47.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 66%, liquidity 66%, profitability 89%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
61 d late
2023
31 d late
2022
on the day
2021
on the day
2020
31 d late
2019
100 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignations & appointments · RestructuringAppointments: Laura Pereiro Arana (director)…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Highest result since 2018net €256,190 ▲2,671%

Key points

  • Positive: Result rose in 2025different schema filed ▲ 2,671% View
  • Positive: Among the best 11% on net resultsector median €10,255 · 10,990 companies €256,190 View
  • New directorslatest change 26-08-2026 · 2 in office 2 joined View
  • Positive: 5 profitable years in a rowprofit 2025: €256,190 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€256,190
Solvency
52.9%
Total assets▼ 6.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 26-08-2026Resignations & appointments · Restructuring
  2. 31-07-2026Annual accounts filed
  3. 31-12-2025Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
25-04-1985
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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