Equity
€909,516 ▲ 62.4%
CAVIRAN has made a profit without a break since 2021.
CAVIRAN
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1987peak €542,857 (2025)
€542,857▲ 389%
lowest -€34,097 (2008)
€349,412▲ 13×
peak €909,516 (2025)
€909,516▲ 62.4%
€258,097▲ 55.2%
Board3 names since 2013
2 directorsBrigitte de Lannoy and 1 other
Owners
97.67%Cerimo
Documentsfilings and deeds
05-10-202666 days late
2025abbreviated format
Gross margin from €111,124 to €542,857Result from €26,302 to €349,412Equity from €560,105 to €909,516Debts from €166,321 to €258,097Cash from €20,975 to €517,059
Key points
from the 2025 annual accountsResult
€349,412 ▲ 13×
The result rose in 2025: different schema filed.
Liquidity
2.41 was 0.73 in 2024
Short-term debts rose from €166,321 to €258,097.
Filings
36 annual accounts 66 days
Latest accounts filed late: after the legal deadline.
At the same address
17 companies
Position in the sector
€349,412
Higher net result than 91% of companies in real estate. Sector median €9,988 · 11,288 companies.
Checked score
97
Excellent
Financially stronger than 91% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.7%▲ +0.2 percentage points vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.2%▼ -0.5 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.5 percentage points vs 03-2026
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.1 percentage points vs 07-2026
09-2026: 1.0%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.9 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 66 days late; 3 of the last 3 accounts late
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.41, cash €517,059
Size: total assets €1.2m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 92% on liquidity, 95% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as CAVIRAN has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of CAVIRAN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for CAVIRAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.41 (0.73 in 2024), above the usual 1.5. Short-term debt is 22.1% and cash 44.3% of total assets. 22.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €909,516
raises risk · 2025 accounts filed 66 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-10-2026, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
66 days late
2024
112 days late
2023
65 days late
2022
60 days late
2021
88 days late
2020
108 days late
2019
115 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 88 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Ixelles to Woluwe-Saint-Lambert
New registered office: Rue de la Cambre 22 d, 1er étage, 1200 Woluwé-Saint-Lambert · Previous registered office: Chaussée de Boondael 339, 1050 Ixelles · Permanent representative: Maurice DE MONTJOYE · Board meeting of 06-02-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0429599637
2 directors reappointed
CERIMO (director) and Brigitte de Lannoy (director) · Permanent representative: Maurice de Montjoye · General meeting of 21-12-2023 · Gazette deed
Resignation: de Montjoye Maurice (managing director)
General meeting of 08-09-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAVIRAN Woluwe-Saint-Lambert | €1.2m | €542,857 | 77.9% | - |
| JECAMA Molenbeek-Saint-Jean | €1.1m | €586,180 | 52.9% | - |
| IMMOBILIERE GRANT ET COMPAGNIE Uccle | €1.3m | €560,301 | 62.3% | - |
| BUREAU D'ASSURANCES JACQUES GOBERT & FILS La Louvière | €1.3m | €600,613 | 41.7% | - |
| Société d'Exploitation de la Ferme de l'Abbaye de la RAMEE et/ou l'Abbaye de la Ramée Jodoigne | €1.2m | €553,457 | -10.0% | 1.7 |
| DULLE GRIET Woluwe-Saint-Lambert | €1.6m | €528,050 | 59.2% | - |
| Jeras Immo Koekelberg | €1.4m | €573,718 | 74.5% | - |
These companies have the same main activity as CAVIRAN: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.1m and €1.6m, founded between 1985 and 1993.
Official details
Source: KBO- Status
- Active since 09-10-1986Normal situation
- Registered office
- 18 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.034.418.7111200 Woluwe-Saint-Lambert, since 19-11-1986
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Insights on CAVIRAN
CAVIRAN files the abbreviated format. That format states no turnover. The gross margin rose from €92,329 in 2006 to €542,857 in 2025.
Cerimo holds 97.67% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CAVIRAN
- What is the company number of CAVIRAN?
- The company number of CAVIRAN is 0429.599.637. The VAT number is the same number with BE in front: BE 0429.599.637.
- Where is CAVIRAN based?
- The registered office is at Ter Kamerenstraat 22D, 1200 Woluwe-Saint-Lambert.Company details
- What does CAVIRAN do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of CAVIRAN?
- CAVIRAN is a public limited company (NV).
- When was CAVIRAN founded?
- CAVIRAN was founded on 09-10-1986.
- Is CAVIRAN still active?
- Yes, CAVIRAN is an active enterprise in the KBO register.
- What is the turnover of CAVIRAN?
- The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €542,857 and 38 comparable companies (NACE 68201). It probably lies between €550,000 and €680,000.Financials
- Is CAVIRAN profitable?
- In financial year 2025, CAVIRAN made a profit of €349,412.
- Where can I find the annual accounts of CAVIRAN?
- CAVIRAN filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAVIRAN due?
- CAVIRAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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