Summary
JECAFLEX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €706k and a net result of €72k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 9863 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
42 d early
2022
27 d early
2021
16 d early
2020
22 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€706k▲ 11.4%
2023 · €634k
2018: €401klowest in 7 years
2019: €471k▲ +17.5% vs 2018
2020: €528k▲ +12.3% vs 2019
2021: €540k▲ +2.1% vs 2020
2022: €592k▲ +9.6% vs 2021
2023: €634k▲ +7.2% vs 2022
2024: €706k▲ +11.4% vs 2023highest in 7 years
2018 → 2024
Net result
€72k▼ 11.7%
2023 · €82k
2018: €68klowest in 7 years
2019: €70k▲ +3.7% vs 2018
2020: €91k▲ +30.2% vs 2019highest in 7 years
2021: €91k▼ -0.3% vs 2020
2022: €91k▼ -0.3% vs 2021
2023: €82k▼ -9.8% vs 2022
2024: €72k▼ -11.7% vs 2023
2018 → 2024
Total assets
€820k▼ 0.5%
2023 · €825k
2018: €529k
2019: €514k▼ -2.9% vs 2018lowest in 7 years
2020: €555k▲ +8.1% vs 2019
2021: €568k▲ +2.3% vs 2020
2022: €686k▲ +20.7% vs 2021
2023: €825k▲ +20.3% vs 2022highest in 7 years
2024: €820k▼ -0.5% vs 2023
2018 → 2024
Solvency
86.1%▲ 9.2pp
2023 · 76.9%
2018: 75.7%lowest in 7 years
2019: 91.6%▲ +21.0% vs 2018
2020: 95.2%▲ +3.9% vs 2019highest in 7 years
2021: 95.0%▼ -0.1% vs 2020
2022: 86.3%▼ -9.2% vs 2021
2023: 76.9%▼ -10.9% vs 2022
2024: 86.1%▲ +11.9% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€528k-€540k▲ 2.1%€592k▲ 9.6%€634k▲ 7.2%€706k▲ 11.4%
2020: €528klowest in 5 years
2021: €540k▲ +2.1% vs 2020
2022: €592k▲ +9.6% vs 2021
2023: €634k▲ +7.2% vs 2022
2024: €706k▲ +11.4% vs 2023highest in 5 years
Operating result€119k-€103k▼ 13.7%€110k▲ 6.6%€82k▼ 25.6%€77k▼ 6.0%
2020: €119khighest in 5 years
2021: €103k▼ -13.7% vs 2020
2022: €110k▲ +6.6% vs 2021
2023: €82k▼ -25.6% vs 2022
2024: €77k▼ -6.0% vs 2023lowest in 5 years
Net result€91k-€91k▼ 0.3%€91k▼ 0.3%€82k▼ 9.8%€72k▼ 11.7%
2020: €91khighest in 5 years
2021: €91k▼ -0.3% vs 2020
2022: €91k▼ -0.3% vs 2021
2023: €82k▼ -9.8% vs 2022
2024: €72k▼ -11.7% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 6% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €820k
Fixed assets
€708k ▼ 4.3%
Current assets
€112k ▲ 33.2%
Equity and liabilities €820k
Equity
€706k ▲ 11.4%
Debt
€114k ▼ 40.1%
Debt's share of the balance-sheet total falls from 23.1% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
10.2%▼
2023 · 12.9%
ROA
8.8%▼
2023 · 9.9%
Debt ≤ 1 year
€93k▼
2023 · €133k
Debt > 1 year
€21k▼
2023 · €33k
Income taxes
€27k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€825k€820k▼
Fixed assets21/28€740k€708k▼
Tangible fixed assets22/27€265k€233k▼
Land and buildings22€183k€169k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€69k€51k▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€475k€475k=
Current assets29/58€84k€112k▲
Amounts receivable within one year40/41€39k€25k▼
Trade receivables40€24k€0▼
Other amounts receivable41€16k€25k▲
Current investments50/53-€25k
Cash at bank and in hand54/58€44k€61k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€825k€820k▼
Equity10/15€634k€706k▲
Contributions10/11€130k€130k=
Reserves13€504k€577k▲
Distributable reserves133€504k€577k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€190k€114k▼
Amounts payable after more than one year17€33k€21k▼
Financial debts170/4€33k€21k▼
Amounts payable within one year42/48€133k€93k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€21k€20k▼
Taxes450/3€21k€20k▼
Remuneration and social security454/9€640€0▼
Other amounts payable47/48€93k€54k▼
Accrued charges and deferred income492/3€24k€0▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€35k▲
Other operating charges640/8€12k€718▼
Gross operating margin9900€119k€113k▼
Operating profit (loss)9901€82k€77k▼
Financial income75/76B€33k€28k▼
Recurring financial income75€33k€28k▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€111k€99k▼
Income taxes67/77€30k€27k▼
Profit (loss) for the period9904€82k€72k▼
Profit (loss) for the period to be appropriated9905€82k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€72k▼
Transfer from equity791/2€39k€0▼
Transfer to equity691/2€82k€72k▼
To other reserves6921€82k€72k▼
Profit to be distributed694/7€39k€0▼
Return on contributions (dividend)694€39k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €9k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €515 | €554 | €8k | €25k | €35k | ▲ 43.1% |
| Other operating charges640/8 | - | €1k | €1k | €12k | €718 | ▼ 94.1% |
| Gross operating margin9900 | €121k | €105k | €118k | €119k | €113k | ▼ 4.8% |
| Operating profit (loss)9901 | €119k | €103k | €110k | €82k | €77k | ▼ 6.0% |
| Financial income75/76B | - | €24k | €19k | €33k | €28k | ▼ 15.0% |
| Recurring financial income75 | €13k | €24k | €19k | €33k | €28k | ▼ 15.0% |
| Financial charges65/66B | - | €214 | €1k | €3k | €6k | ▲ 83.9% |
| Recurring financial charges65 | €206 | €214 | €1k | €3k | €6k | ▲ 83.9% |
| Profit (loss) for the period before taxes9903 | €132k | €127k | €128k | €111k | €99k | ▼ 11.4% |
| Income taxes67/77 | €40k | €36k | €37k | €30k | €27k | ▼ 10.5% |
| Profit (loss) for the period9904 | €91k | €91k | €91k | €82k | €72k | ▼ 11.7% |
| Profit (loss) for the period to be appropriated9905 | €91k | €91k | €91k | €82k | €72k | ▼ 11.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €555k | €568k | €686k | €825k | €820k | ▼ 0.5% |
| Fixed assets21/28 | €475k | €478k | €566k | €740k | €708k | ▼ 4.3% |
| Tangible fixed assets22/27 | €0 | €3k | €91k | €265k | €233k | ▼ 12.1% |
| Land and buildings22 | - | - | - | €183k | €169k | ▼ 7.7% |
| Plant, machinery and equipment23 | - | €3k | €2k | €2k | €3k | ▲ 69.1% |
| Furniture and vehicles24 | - | - | €88k | €69k | €51k | ▼ 26.0% |
| Other tangible fixed assets26 | - | - | - | €11k | €10k | ▼ 10.6% |
| Financial fixed assets28 | €475k | €475k | €475k | €475k | €475k | = |
| Current assets29/58 | €80k | €90k | €120k | €84k | €112k | ▲ 33.2% |
| Amounts receivable within one year40/41 | €19k | €11k | €19k | €39k | €25k | ▼ 35.9% |
| Trade receivables40 | - | €301 | €2k | €24k | €0 | ▼ 100% |
| Other amounts receivable41 | - | €11k | €17k | €16k | €25k | ▲ 60.8% |
| Current investments50/53 | - | - | - | - | €25k | - |
| Cash at bank and in hand54/58 | €59k | €78k | €100k | €44k | €61k | ▲ 38.9% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | €1k | €2k | ▲ 4.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €555k | €568k | €686k | €825k | €820k | ▼ 0.5% |
| Equity10/15 | €528k | €540k | €592k | €634k | €706k | ▲ 11.4% |
| Contributions10/11 | - | €130k | €130k | €130k | €130k | = |
| Reserves13 | €399k | €410k | €462k | €504k | €577k | ▲ 14.3% |
| Non-distributable reserves130/1 | - | €13k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €13k | €0 | - | - | - |
| Distributable reserves133 | - | €397k | €462k | €504k | €577k | ▲ 14.3% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €27k | €28k | €94k | €190k | €114k | ▼ 40.1% |
| Amounts payable after more than one year17 | - | - | €45k | €33k | €21k | ▼ 36.7% |
| Financial debts170/4 | - | - | €45k | €33k | €21k | ▼ 36.7% |
| Amounts payable within one year42/48 | €24k | €28k | €48k | €133k | €93k | ▼ 30.2% |
| Current portion of amounts payable after more than one year42 | - | - | €17k | €18k | €18k | ▲ 1.7% |
| Financial debts43 | - | €3k | - | - | - | - |
| Credit institutions430/8 | - | €3k | - | - | - | - |
| Trade debts44 | €84 | €46 | €135 | €1k | €1k | ▲ 1.6% |
| Suppliers440/4 | - | €46 | €135 | €1k | €1k | ▲ 1.6% |
| Taxes, remuneration and social security45 | - | €24k | €30k | €21k | €20k | ▼ 3.6% |
| Taxes450/3 | - | €24k | €30k | €21k | €20k | ▼ 0.7% |
| Remuneration and social security454/9 | - | - | - | €640 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €344 | €0 | €93k | €54k | ▼ 42.7% |
| Accrued charges and deferred income492/3 | - | €561 | €1k | €24k | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €91k | €91k | €91k | €82k | €72k | ▼ 11.7% |
| + Depreciation and write-downs630 | €515 | €554 | €8k | €25k | €35k | ▲ 43.1% |
| Operating cash flow (approximation) | €92k | €92k | €98k | €106k | €108k | ▲ 1.0% |
| Investment in fixed assets (approximation) | - | €-4k | €-95k | €-199k | €-3k | ▲ 98.3% |
| Change in cash | - | €19k | €22k | €-56k | €17k | ▲ 130% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €91k ▲30.2%
Net result €91k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 3.28
Current ratio from 0.92 to 3.28; short-term debt falls from €41k to €24k.
31-12
Financial
Equity above €500kEq €528k ▲12.3%
3 profitable years in a row build equity to €528k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Ground area
1,873 m²
Building footprint
22 m²
Volume, LiDAR
192 m³
Parcel 46016C0941/00P000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JECAFLEX
since 20112.195.557.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0941/00P000 | Flanders | 1,873 m² | 1 · 21 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,322 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.