INL
ActiveINL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €702k and a net result of €116k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 9863 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
74 d late
2023
30 d late
2022
662 d late
2021
30 d late
2020
25 d late
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€702k▲ 13.9%
2023 · €616k
2018: €270k
2019: €308k
2020: €376k
2021: €425k
2022: €514k
2023: €616k
2018 → 2024
Net result
€116k▼ 12.2%
2023 · €132k
2018: €43k
2019: €38k
2020: €68k
2021: €109k
2022: €119k
2023: €132k
2018 → 2024
Total assets
€797k▲ 8.3%
2023 · €736k
2018: €303k
2019: €323k
2020: €410k
2021: €465k
2022: €656k
2023: €736k
2018 → 2024
Solvency
88.1%▲ 4.3pp
2023 · 83.7%
2018: 89.2%
2019: 95.3%
2020: 91.7%
2021: 91.4%
2022: 78.4%
2023: 83.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€376k-€425k▲ 13.1%€514k▲ 21.0%€616k▲ 19.8%€702k▲ 13.9%
Operating result€93k-€149k▲ 60.4%€184k▲ 23.8%€188k▲ 2.4%€161k▼ 14.5%
Net result€68k-€109k▲ 61.9%€119k▲ 9.1%€132k▲ 10.6%€116k▼ 12.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €797k
Fixed assets
€24k▲ 267%
Current assets
€773k▲ 6.0%
Equity and liabilities €797k
Equity
€702k▲ 13.9%
Debt
€95k▼ 20.5%
The debt ratio falls from 16.3% to 11.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
88.1%▲
2023 · 83.7%
ROE
16.5%▼
2023 · 21.4%
ROA
14.5%▼
2023 · 17.9%
Debt
€95k▼
2023 · €120k
Debt ≤ 1 year
€95k▼
2023 · €120k
Income taxes
€52k▼
2023 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€736k€797k▲
Formation expenses20€0€0=
Fixed assets21/28€7k€24k▲
Tangible fixed assets22/27€6k€24k▲
Furniture and vehicles24€6k€5k▼
Leasing and similar rights25-€19k
Financial fixed assets28€86€86=
Current assets29/58€729k€773k▲
Amounts receivable within one year40/41€136k€110k▼
Other amounts receivable41€136k€110k▼
Current investments50/53€377k€577k▲
Cash at bank and in hand54/58€214k€84k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€736k€797k▲
Equity10/15€616k€702k▲
Contributions10/11€6k€6k=
Reserves13€382k€479k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€380k€477k▲
Profit (loss) carried forward14€228k€217k▼
Amounts payable17/49€120k€95k▼
Amounts payable within one year42/48€120k€95k▼
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€83k€64k▼
Taxes450/3€83k€64k▼
Other amounts payable47/48€30k€30k=
Income statement
Code20232024
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€195k€164k▼
Operating profit (loss)9901€188k€161k▼
Financial income75/76B€1k€7k▲
Recurring financial income75€1k€7k▲
Financial charges65/66B€342€490▲
Recurring financial charges65€342€490▲
Profit (loss) for the period before taxes9903€190k€167k▼
Income taxes67/77€58k€52k▼
Profit (loss) for the period9904€132k€116k▼
Profit (loss) for the period to be appropriated9905€132k€116k▼
Appropriation of the result
Profit (loss) to be appropriated9906€358k€344k▼
Profit (loss) brought forward from the previous period14P€226k€228k▲
Transfer from equity791/2€30k€30k=
Transfer to equity691/2€130k€127k▼
To other reserves6921€130k€127k▼
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 662 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €132k ▲10.6%
Operating result €188k, net result €132k, both a record.
2022
31-12
Financial
Equity above €500kEq €514k ▲21%
5 profitable years in a row build equity to €514k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €38k ▼12.7%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 21.42
Current ratio from 9.23 to 21.42; short-term debt falls from €33k to €15k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Julia Tulkenslaan 19120 Beveren-Kruibeke-ZwijndrechtGround area
893 m²
Building footprint
156 m²
Volume, LiDAR
933 m³
Parcel 46016C0082/00W000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INL
since 20112.199.546.858
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0082/00W000 | Flanders | 893 m² | 1 · 156 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JULIE BORMANS MANAGEMENT
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JDSB INVEST
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LUMIVAN
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.