Jean Stoops
ActiveJean Stoops has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €842k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 1892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+4
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 20.1 against 20.32 in 2024), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
1.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
61 d early
2023
57 d early
2022
46 d early
2021
37 d early
2020
57 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€842k▲ 1.6%
2024 · €829k
2018: €840k
2019: €859k
2020: €965k
2021: €944k
2022: €820k
2023: €823k
2024: €829k
2018 → 2025
Total assets
€858k▲ 1.7%
2024 · €843k
2018: €1.19M
2019: €1.18M
2020: €1.13M
2021: €1.09M
2022: €832k
2023: €841k
2024: €843k
2018 → 2025
Net result
€14k▲ 112%
2024 · €7k
2018: €11k
2019: €20k
2020: €106k
2021: €-21k
2022: €-115k
2023: €14k
2024: €7k
2018 → 2025
Working capital
€307k▲ 8.4%
2024 · €283k
2018: €72k
2019: €64k
2020: €-60k
2021: €-53k
2022: €254k
2023: €268k
2024: €283k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€944k-€820k▼ 13.1%€823k▲ 0.4%€829k▲ 0.7%€842k▲ 1.6%
Operating result€-15k-€-114k▼ 675%€3k€7k▲ 117%€8k▲ 17.7%
Net result€-21k-€-115k▼ 444%€14k€7k▼ 54.0%€14k▲ 112%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 18% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €858k
Fixed assets
€535k▼ 2.0%
Current assets
€323k▲ 8.5%
Equity and liabilities €858k
Equity
€842k▲ 1.6%
Debt
€16k▲ 9.6%
The debt ratio rises from 1.8% to 1.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€19k▲
2024 · €18k
Cash flow
€25k▲
2024 · €17k
Solvency
98.1%▼
2024 · 98.2%
Current ratio
20.10▼
2024 · 20.32
Quick ratio
20.10▼
2024 · 20.32
Debt / equity
0.02▲
2024 · 0.02
ROE
1.6%▲
2024 · 0.8%
ROA
1.6%▲
2024 · 0.8%
Interest coverage
3.96▲
2024 · 2.16
Debt
€16k▲
2024 · €15k
Debt ≤ 1 year
€16k▲
2024 · €15k
Income taxes
€1k▲
2024 · €569
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€843k€858k▲
Fixed assets21/28€545k€535k▼
Intangible fixed assets21€751€573▼
Tangible fixed assets22/27€545k€534k▼
Land and buildings22€543k€533k▼
Plant, machinery and equipment23€1k€985▼
Furniture and vehicles24€458€405▼
Current assets29/58€298k€323k▲
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€3k€3k▼
Other amounts receivable41€3k€2k▼
Current investments50/53€265k€299k▲
Cash at bank and in hand54/58€22k€14k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€843k€858k▲
Equity10/15€829k€842k▲
Contributions10/11€90k€90k=
Reserves13€739k€752k▲
Distributable reserves133€739k€752k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€16k▲
Amounts payable within one year42/48€15k€16k▲
Trade debts44€0-
Suppliers440/4€0-
Advances received on contracts in progress46€174€179▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€13k€15k▲
Accrued charges and deferred income492/3€121€116▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-11k▼
Other operating charges640/8€2k€13k▲
Gross operating margin9900€20k€21k▲
Operating profit (loss)9901€7k€8k▲
Financial income75/76B€9k€12k▲
Recurring financial income75€9k€12k▲
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€7k€15k▲
Income taxes67/77€569€1k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€14k▲
Transfer to equity691/2€6k€13k▲
To other reserves6921€6k€13k▲
Profit to be distributed694/7€900€900=
Return on contributions (dividend)694€900€900=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-115k
Net result drops to €-115k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 34current ratio 22.04
Current ratio from 0.64 to 22.04; short-term debt falls from €148k to €12k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €106k ▲430%
Operating result €157k, net result €106k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veurnestraat 2898660 De PanneGround area
782 m²
Building footprint
129 m²
Parcel 38008C0332/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Jean Stoops
since 19832.184.752.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38008C0332/00A000 | Flanders | 782 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 366 EUR awarded · 300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 66 EUR | 90 EUR |
| 2024 | 1 | 138 EUR | 48 EUR |
| 2023 | 1 | 114 EUR | 114 EUR |
| 2022 | 1 | 48 EUR | 48 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
967600QNRYKNFMJOMV71
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BE 0643.767.521
Rijkevorsel · Eq €841k
GBP
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CONSVLT
BE 0844.035.206
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ALTERNATIVE INDUSTRY
BE 0810.996.511
Ukkel · Eq €830k
NEWS FIRST
BE 0733.954.062
Etterbeek · Eq €858k
Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 786 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-1983
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.