Checked.be
Active
BE 0834.764.380Private limited company
Jean-Pol LEGRAND
Neuvillers,La Remihage 32 ·6800 Libramont-Chevigny, Belgium· 15 yrs active
Sector: Site preparation
(43120)
Conclusion
Jean-Pol LEGRAND has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €30k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €309k |
| Net result | €30k |
| Better than sector | 30% |
| Active | 15 yrs |
Financial profile
69
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
71
Profitability
49
Solvency
49
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
71
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€22k
estimate, not credit advice
Score history
15
2021
51
2022
56
2023
58
2024
71
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.16 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.12 (≥ 1.0)
+5
Profitability
ROE 10%
+3
Interest coverage
Interest coverage 13.3× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~33.9%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.8% | 47.4% | |
| Net result | €30k | €10k | |
| Equity | €309k | €60k | |
| Gross operating margin | €471k | €39k | |
| Staff costs | €233k | €40k |
€230k
-26.5%
21-25
€30k
-61.0%
21-25
€195k
-22.4%
21-25
€1.07M
+11.9%
21-25
€309k
+10.8%
21-25
€63k
-
21-25
2
+50.0%
21-25
€233k
+68.8%
21-25
€18k
-61.1%
21-25
€763k
+12.3%
21-25
€383k
+25.7%
21-25
€380k
+1.4%
21-25
1.16
+19.9%
21-25
1.12
+17.8%
21-25
28.8%
-1.0%
21-25
2.47
+1.4%
21-25
9.7%
-64.8%
21-25
2.8%
-65.1%
21-25
13.27
-32.4%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €230k | €312k | €296k | €201k | €211k |
| Net profit | €30k | €77k | €85k | €33k | €-80k |
| Cash flow | €195k | €251k | €272k | €190k | €40k |
| Staff costs | €233k | €138k | €101k | €51k | - |
| Income taxes | €18k | €46k | €14k | €260 | €115 |
| Dividends | - | - | - | - | - |
| Total assets | €1.07M | €958k | €1.06M | €858k | €832k |
| Equity | €309k | €279k | €214k | €129k | €96k |
| Debt | €763k | €679k | €848k | €729k | €736k |
| of which ≤ 1y | €383k | €305k | €401k | €347k | €322k |
| of which > 1y | €380k | €375k | €447k | €382k | €413k |
| Working capital | €63k | €-9k | €-100k | €-161k | €-196k |
| Employees (FTE) | - | 2.4 | 1.6 | 1.0 | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.16 | 0.97 | 0.75 | 0.53 | 0.39 |
| Quick ratio | 1.12 | 0.95 | 0.73 | 0.50 | 0.38 |
| Working capital ratio | 5.9% | -0.9% | -9.4% | -18.8% | -23.6% |
| Solvency | 28.8% | 29.1% | 20.1% | 15.0% | 11.6% |
| Debt / equity | 2.47 | 2.44 | 3.96 | 5.66 | 4.30 |
| Long-term debt ratio | 1.23 | 1.34 | 2.09 | 2.97 | 4.30 |
| Interest coverage | 13.27 | 19.62 | 29.35 | 18.67 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 2.8% | 8.0% | 8.0% | 3.8% | -9.6% |
| ROE | 9.7% | 27.6% | 39.8% | 25.3% | -83.3% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.07M | €958k | €1.06M | €858k | €832k |
| Fixed assets | 21/28 | €626k | €662k | €762k | €672k | €706k |
| Formation expenses | 20 | €0 | €0 | €0 | - | - |
| Intangible fixed assets | 21 | €0 | €0 | €0 | - | - |
| Tangible fixed assets | 22/27 | €626k | €662k | €761k | €672k | €705k |
| Financial fixed assets | 28 | €360 | €360 | €360 | €360 | €360 |
| Current assets | 29/58 | €446k | €296k | €301k | €185k | €126k |
| Stocks & contracts in progress | 3 | €17k | €6k | €7k | €10k | €3k |
| Amounts receivable within one year | 40/41 | €319k | €257k | €223k | €107k | €73k |
| Cash & bank | 54/58 | €108k | €28k | €66k | €62k | €50k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.07M | €958k | €1.06M | €858k | €832k |
| Equity | 10/15 | €309k | €279k | €214k | €129k | €96k |
| Contributions / capital | 10/11 | €176k | €176k | €176k | €176k | - |
| Reserves | 13 | €133k | €103k | €38k | - | - |
| Accumulated profits (losses) | 14 | - | - | - | €-48k | €-80k |
| Amounts payable | 17/49 | €763k | €679k | €848k | €729k | €736k |
| Amounts payable after one year | 17 | €380k | €375k | €447k | €382k | €413k |
| Amounts payable within one year | 42/48 | €383k | €305k | €401k | €347k | €322k |
| Trade debts payable within one year | 44 | €192k | €108k | €161k | €110k | €76k |
| Income statement | ||||||
| Gross operating margin | 9900 | €471k | €455k | €406k | €255k | €297k |
| Operating result | 9901 | €65k | €138k | €109k | €44k | €91k |
| Financial income | 75 | €290 | €201 | €0 | €0 | €137 |
| Financial charges | 65 | €17k | €16k | €10k | €11k | €10k |
| Result before taxes | 9903 | €48k | €123k | €99k | €33k | €81k |
| Income taxes | 67/77 | €18k | €46k | €14k | €260 | €115 |
| Net result for the period | 9904 | €30k | €77k | €85k | €33k | €81k |
| Result to be appropriated | 9905 | €30k | €77k | €85k | €33k | €81k |
Legal Structure
| NACE primary | Site preparation(43120) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2011 |
| Status | Active |
| Postal code | 6800 |
Establishment units
Jean-pol LEGRAND
since 20112.198.391.271
Updates
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
01-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2021net €85k ▲162%
Net result €85k, the highest in the series.
30-06
Financial
Equity above €200kEq €214k ▲66.2%
2 profitable years in a row build equity to €214k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
30-06
Financial
Equity above €100kEq €129k ▲33.9%
Equity rises from €96k to €129k.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 89 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Site preparation43120Logging02200
Names & trade names
| Legal nameFR | Jean-Pol LEGRAND |
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