Jean-Nicolas Maillard Avocat
ActiveJean-Nicolas Maillard Avocat has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €38k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 23% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▲+15
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.1 in 2024; short-term debt: 76.4% and cash: 74.8% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
49%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
25 d early
2024
31 d early
2023
61 d late
2022
80 d late
2021
30 d late
2020
11 d early
2019
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 9.1%
2024 · €20k
2018: €27k
2019: €92k
2020: €202k
2021: €280k
2022: €21k
2023: €21k
2024: €20k
2018 → 2025
Total assets
€79k▼ 66.0%
2024 · €231k
2018: €37k
2019: €322k
2020: €367k
2021: €378k
2022: €396k
2023: €208k
2024: €231k
2018 → 2025
Net result
€38k▼ 77.0%
2024 · €168k
2018: €9k
2019: €65k
2020: €111k
2021: €79k
2022: €60k
2023: €154k
2024: €168k
2018 → 2025
Working capital
€19k▼ 8.5%
2024 · €20k
2018: €27k
2019: €91k
2020: €192k
2021: €275k
2022: €20k
2023: €20k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€21k▼ 92.6%€21k▲ 0.3%€20k▼ 1.7%€19k▼ 9.1%
Operating result€101k-€78k▼ 22.9%€203k▲ 161%€220k▲ 8.2%€49k▼ 77.6%
Net result€79k-€60k▼ 24.4%€154k▲ 158%€168k▲ 8.8%€38k▼ 77.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €79k
Equity
€19k▼ 9.1%
Debt
€60k▼ 71.6%
The debt ratio falls from 91.2% to 76.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €220k
Cash flow
€39k▼
2024 · €168k
Solvency
23.6%▲
2024 · 8.8%
Current ratio
1.31▲
2024 · 1.10
Quick ratio
1.31▲
2024 · 1.10
Debt / equity
3.23▼
2024 · 10.33
ROE
207.5%▼
2024 · 821.7%
ROA
49.0%▼
2024 · 72.5%
Interest coverage
310.81▼
2024 · 437.09
Debt
€60k▼
2024 · €211k
Debt ≤ 1 year
€60k▼
2024 · €211k
Income taxes
€10k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€231k€79k▼
Fixed assets21/28€132-
Tangible fixed assets22/27€132-
Furniture and vehicles24€132-
Current assets29/58€231k€79k▼
Amounts receivable within one year40/41-€20k
Other amounts receivable41-€20k
Cash at bank and in hand54/58€231k€59k▼
Equity and liabilities
Total equity and liabilities10/49€231k€79k▼
Equity10/15€20k€19k▼
Contributions10/11€19k€19k=
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Amounts payable17/49€211k€60k▼
Amounts payable within one year42/48€211k€60k▼
Trade debts44€2k€507▼
Suppliers440/4€2k€507▼
Taxes, remuneration and social security45€29k€2k▼
Taxes450/3€29k€2k▼
Other amounts payable47/48€179k€58k▼
Income statement
Code20242025
Non-recurring operating income76A€908-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278€132▼
Other operating charges640/8€285€295▲
Gross operating margin9900€220k€50k▼
Operating profit (loss)9901€220k€49k▼
Financial charges65/66B€503€159▼
Recurring financial charges65€503€159▼
Profit (loss) for the period before taxes9903€219k€49k▼
Income taxes67/77€52k€10k▼
Profit (loss) for the period9904€168k€38k▼
Profit (loss) for the period to be appropriated9905€168k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€168k€38k▼
Profit (loss) brought forward from the previous period14P€357-
Transfer from equity791/2-€2k
Profit to be distributed694/7€168k€40k▼
Return on contributions (dividend)694€168k€40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €168k ▲8.8%
Operating result €220k, net result €168k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €202k ▲120%
3 profitable years in a row build equity to €202k.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Jacqueslaan 1331050 ElseneGround area
189 m²
Building footprint
101 m²
Volume, LiDAR
1,390 m³
Parcel 21445C0236/00Z003, Brussels · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0236/00Z003 | Brussels | 189 m² | 1 · 101 m² | 19.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 6,012 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-12-2018
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.