Liesbeth Van Laere
ActiveSummary
Liesbeth Van Laere has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €103k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 12% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-23
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.45 in 2024; short-term debt: 91.3% and cash: 46.6% of total assets), and 91.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.1%
Return on assets
44.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
149 d early
2024
140 d early
2023
153 d early
2022
137 d early
2021
94 d early
2020
50 d early
2019
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 83.2%
2024 · €110k
2018: €36k
2019: €108k
2020: €200k
2021: €200k
2022: €200k
2023: €183k
2024: €110k
2018 → 2025
Total assets
€230k▼ 35.8%
2024 · €359k
2018: €59k
2019: €154k
2020: €272k
2021: €332k
2022: €341k
2023: €309k
2024: €359k
2018 → 2025
Net result
€103k▼ 44.0%
2024 · €183k
2018: €17k
2019: €72k
2020: €92k
2021: €86k
2022: €83k
2023: €76k
2024: €183k
2018 → 2025
Working capital
€19k▼ 83.1%
2024 · €112k
2018: €38k
2019: €109k
2020: €201k
2021: €200k
2022: €201k
2023: €184k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€200k=€183k▼ 8.7%€110k▼ 39.5%€19k▼ 83.2%
Operating result€108k-€110k▲ 1.6%€107k▼ 2.3%€154k▲ 43.9%€138k▼ 10.5%
Net result€86k-€83k▼ 2.6%€76k▼ 8.5%€183k▲ 141%€103k▼ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€1k
Current assets
€229k
Equity and liabilities €230k
Equity
€19k ▼ 83.2%
Debt
€212k ▼ 14.8%
Debt's share of the balance-sheet total rises from 69.2% to 91.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€138k
Cash flow
€103k
Current ratio
1.09▼
2024 · 1.45
Debt to equity
11.40▲
2024 · 2.25
ROE
553.3%▲
2024 · 166.1%
ROA
44.6%▼
2024 · 51.1%
Interest coverage
61.20
Debt ≤ 1 year
€210k▼
2024 · €247k
Income taxes
€37k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€359k€230k▼
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€359k€229k▼
Amounts receivable within one year40/41-€18k
Trade receivables40-€17k
Other amounts receivable41-€1k
Current investments50/53€225k€100k▼
Cash at bank and in hand54/58€132k€107k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€359k€230k▼
Equity10/15€110k€19k▼
Contributions10/11€19k€19k=
Reserves13€92k-
Distributable reserves133€92k-
Amounts payable17/49€248k€212k▼
Amounts payable within one year42/48€247k€210k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€11k€8k▼
Other amounts payable47/48€235k€200k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€94
Other operating charges640/8€708€1k▲
Gross operating margin9900€155k€139k▼
Operating profit (loss)9901€154k€138k▼
Financial income75/76B€73k€4k▼
Recurring financial income75€4k€4k▲
Non-recurring financial income76B€69k-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€224k€139k▼
Income taxes67/77€41k€37k▼
Profit (loss) for the period9904€183k€103k▼
Profit (loss) for the period to be appropriated9905€183k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€183k€103k▼
Transfer from equity791/2€72k€92k▲
Profit to be distributed694/7€256k€194k▼
Return on contributions (dividend)694€256k€194k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €183k ▲141%
Operating result €154k, net result €183k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €200k ▲84.9%
3 profitable years in a row build equity to €200k.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €108k ▲201%
2 profitable years in a row build equity to €108k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Rentfort 142970 SchildeGround area
1,531 m²
Building footprint
124 m²
Volume, LiDAR
1,013 m³
Parcel 11922C0217/02X000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Rentfort 14, 2970 Schilde
since 20172.269.123.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0217/02X000 | Flanders | 1,531 m² | 1 · 123 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,011 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.