JEAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55k and a net result of €659. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 8% of 5521 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 5521 sector peers (2025).
NBB · sector comparisonPosition among 5521 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
25 d late
2022
30 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€55k▲ 1.2%
2024 · €55k
2021: €61k
2022: €57k
2023: €56k
2024: €55k
2021 → 2025
Net result
€659
2024 · €-2k
2021: €-2k
2022: €-4k
2023: €-791
2024: €-2k
2021 → 2025
Total assets
€1.44M▲ 2,516%
2024 · €55k
2021: €63k
2022: €57k
2023: €56k
2024: €55k
2021 → 2025
Solvency
3.8%▼ 95.5pp
2024 · 99.3%
2021: 97.0%
2022: 99.4%
2023: 100.0%
2024: 99.3%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€57k▼ 6.3%€56k▼ 1.4%€55k▼ 3.1%€55k▲ 1.2%
Operating result€-2k-€-4k▼ 137%€-492▲ 87.1%€-2k▼ 248%€705
Net result€-2k-€-4k▼ 139%€-791▲ 79.3%€-2k▼ 122%€659
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €705 after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€1.38M
Current assets
€53k
Equity and liabilities €1.44M
Equity
€55k▲ 1.2%
Debt
€1.38M▲ 356,824%
The debt ratio rises from 0.7% to 96.2%. Equity and debt are higher.
Key figures and ratios
Solvency
3.8%▼
2024 · 99.3%
ROE
1.2%▲
2024 · -3.2%
ROA
0.0%▲
2024 · -3.2%
Debt
€1.38M▲
2024 · €387
Debt ≤ 1 year
€1.38M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€1.44M▲
Fixed assets21/28-€1.38M
Tangible fixed assets22/27-€1.38M
Land and buildings22-€1.38M
Current assets29/58€55k€53k▼
Cash at bank and in hand54/58€55k€53k▼
Equity and liabilities
Total equity and liabilities10/49€55k€1.44M▲
Equity10/15€55k€55k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Profit (loss) carried forward14€-8k€-7k▲
Amounts payable17/49€387€1.38M▲
Amounts payable within one year42/48-€1.38M
Other amounts payable47/48-€1.38M
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Other operating charges640/8€110€110=
Gross operating margin9900€-2k€815▲
Operating profit (loss)9901€-2k€705▲
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€-2k€659▲
Profit (loss) for the period9904€-2k€659▲
Profit (loss) for the period to be appropriated9905€-2k€659▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-7k▲
Profit (loss) brought forward from the previous period14P€-6k€-8k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Back to profitnet €659
Net result €659 after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dikkemeerweg 211653 BeerselGround area
2,734 m²
Building footprint
245 m²
Parcel 23017C0291/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
JEAN
since 20212.325.332.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017C0291/00E000 | Flanders | 2,734 m² | 1 · 245 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 10,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.