JE GROUP
ActiveJE GROUP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415k and a net result of €61k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+8
Solvency90▲+19
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 1.85 in 2024; short-term debt: 26.9% and cash: 13.4% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
9.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
97 d late
2023
1 d early
2022
95 d late
2021
19 d late
2020
30 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€61k▲ 132%
2024 · €26k
2018: €29k
2019: €44k
2020: €61k
2021: €-21k
2022: €-5k
2023: €49k
2024: €26k
2018 → 2025
Working capital
€377k▲ 19.3%
2024 · €316k
2018: €173k
2019: €223k
2020: €295k
2021: €269k
2022: €242k
2023: €300k
2024: €316k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€285k-€280k▼ 1.7%€328k▲ 17.4%€354k▲ 8.0%€415k▲ 17.2%
Operating result€-22k-€-4k▲ 80.7%€70k€46k▼ 34.1%€100k▲ 116%
Net result€-21k-€-5k▲ 75.8%€49k€26k▼ 46.0%€61k▲ 132%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 116% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637k
Fixed assets
€89k▲ 5.1%
Current assets
€549k▼ 20.4%
Equity and liabilities €637k
Equity
€415k▲ 17.2%
Debt
€222k▼ 47.0%
The debt ratio falls from 54.2% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2024 · €69k
Cash flow
€91k▲
2024 · €49k
Solvency
65.2%▲
2024 · 45.8%
Current ratio
3.20▲
2024 · 1.85
Quick ratio
2.65▲
2024 · 1.80
Debt / equity
0.53▼
2024 · 1.18
ROE
14.6%▲
2024 · 7.4%
ROA
9.5%▲
2024 · 3.4%
Interest coverage
14.54▲
2024 · 13.18
Debt
€222k▼
2024 · €419k
Debt ≤ 1 year
€171k▼
2024 · €373k
Debt > 1 year
€51k▲
2024 · €46k
Income taxes
€30k▲
2024 · €15k
Staff costs
€130k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€773k€637k▼
Fixed assets21/28€84k€89k▲
Tangible fixed assets22/27€84k€88k▲
Land and buildings22€1k€784▼
Plant, machinery and equipment23€789€557▼
Furniture and vehicles24€42k€31k▼
Leasing and similar rights25€40k€56k▲
Financial fixed assets28€633€633=
Current assets29/58€689k€549k▼
Stocks and contracts in progress3€20k€94k▲
Stocks30/36€20k€94k▲
Amounts receivable within one year40/41€525k€358k▼
Trade receivables40€486k€321k▼
Other amounts receivable41€39k€37k▼
Cash at bank and in hand54/58€142k€85k▼
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€773k€637k▼
Equity10/15€354k€415k▲
Contributions10/11€20k€20k=
Reserves13€326k€386k▲
Distributable reserves133€326k€386k▲
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€419k€222k▼
Amounts payable after more than one year17€46k€51k▲
Financial debts170/4€46k€51k▲
Amounts payable within one year42/48€373k€171k▼
Current portion of amounts payable after more than one year42€13k€19k▲
Trade debts44€306k€106k▼
Suppliers440/4€306k€106k▼
Taxes, remuneration and social security45€33k€26k▼
Taxes450/3€27k€25k▼
Remuneration and social security454/9€7k€1k▼
Other amounts payable47/48€21k€20k▼
Accrued charges and deferred income492/3€105€83▼
Income statement
Code20242025
Non-recurring operating income76A€9k-
Remuneration, social security and pensions62€95k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€30k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€43k
Other operating charges640/8€20k€17k▼
Gross operating margin9900€184k€320k▲
Operating profit (loss)9901€46k€100k▲
Financial income75/76B€54€236▲
Recurring financial income75€54€236▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€41k€91k▲
Income taxes67/77€15k€30k▲
Profit (loss) for the period9904€26k€61k▲
Profit (loss) for the period to be appropriated9905€26k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€69k▲
Profit (loss) brought forward from the previous period14P€8k€9k▲
Transfer to equity691/2€26k€61k▲
To other reserves6921€26k€61k▲
Social balance
Average headcount (FTE)90872.02.1▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 2025-12-12
- Registered-office move, 154, Chaussée de Wavre 5030 Ernage
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 97 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €49k
Net result €49k after 2 loss-making years.
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 95 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
31-12
Financial
Weakest financial yearnet €-21k ▼133%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €61k ▲39.4%
Net result €61k, the highest in the series.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Equity above €200kEq €244k ▲22.1%
2 profitable years in a row build equity to €244k.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Wavre, Ernage 1545030 GemblouxGround area
1,502 m²
Building footprint
220 m²
Volume, LiDAR
726 m³
2 parcels, Flanders, Wallonia · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.E PLAFONNAGE
since 20122.207.162.051
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0076/00M000indicative | Wallonia | 816 m² | 1 · 79 m² | - |
| 23546L0564/00F004 | Flanders | 686 m² | 1 · 141 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,091 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.