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CREPI-BEL

Active
Private limited companyfounded 2015active for 10 yearsIndustrielaan 38, 1740 Ternat, BelgiumKBO/BCE: BE 0644.996.451
Summary

CREPI-BEL has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500,546 and a net result of €23,664. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 65% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
CREPI-BELActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 31-12-2015 Normal situation
Registered office
21 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Plastering work NACE 43310and 3 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.249.840.368 1740 Ternat, since 31-12-2015
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Board and ownership

Board
Auditor
BAKER TILLY BEDRIJFSREVISOREN
Shareholders
  • K & R Holding· score 812025 annual accounts of K & R Holding
Board & ownership

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€287,475
▼ 14.8%
Turnover
≈ €840,000
estimated
Profit
€23,664
▼ 78.3%
Equity
€500,546
▲ 5.0%
Total assets
€875,959
▲ 13.2%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 31 days after the deadline
Financials
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.39, cash €187,484Equity €500,546 (57.1% of total assets)Size: 1.6 FTE, total assets €875,959Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in specialised construction (NACE 43)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 82-5
equity 57.1% of total assets
Liquidity 63+14
short-term debt 32.8% · cash 21.4%
Profitability 72-14
return on assets 2.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.39 (2.86 in 2024), above the usual 1.5. Short-term debt is 32.8% and cash 21.4% of total assets. 42.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 62% of them on solvency, 61% on liquidity, 42% on profitability and 47% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.39, cash €187,484
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €500,546 (57.1% of total assets)
NBB · annual accounts
lowers risk · Size: 1.6 FTE, total assets €875,959
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
21 days early
2023
9 days early
2022
25 days early
2021
13 days early
2020
32 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €109,132 to €23,664 ▼ 78.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €23,664 8 years View

Recent changes

  1. · Gazette deed Reappointment: Foqué & Partners BV (statutory auditor)
  2. · Gazette deed 1 director appointed, 1 director resigningResignation: DE BREUCKER Jimmy (director) · Appointment: DE BREUCKER Jimmy (director) · Permanent representative: Debruyne Thijs
  3. · Gazette deed Incorporation
All 18 events

Companies linked to CREPI-BEL

Comparable companies

These companies have the same main activity as CREPI-BEL: plastering work (NACE 43310). They are comparable in size and age: total assets between €637,000 and €1m, founded between 2012 and 2018.

CompanyTotal assetsGross margin
CREPI-BEL Ternat€0.9m€0.3m
Wall Systems Heusden-Zolder€0.9m€0.3m
OUTSIDE PROJECTS Peer€0.7m€0.3m
Allstuc Bilzen€0.7m€0.3m
ROMAN PLEISTERWERKEN Langemark-Poelkapelle€0.7m€0.3m
BUILDING FACADE Herve€1.0m€0.4m
JE GROUP Gembloux€0.6m€0.3m
Full comparison

Key facts about CREPI-BEL
What is the company number of CREPI-BEL?
The company number of CREPI-BEL is 0644.996.451. The VAT number is the same number with BE in front: BE 0644.996.451.
Where is CREPI-BEL based?
The registered office is at Industrielaan 38, 1740 Ternat.Company details
What does CREPI-BEL do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of CREPI-BEL?
The legal form of CREPI-BEL is Private limited company (BV).
When was CREPI-BEL founded?
CREPI-BEL was founded on 31-12-2015.
Is CREPI-BEL still active?
Yes, CREPI-BEL is an active enterprise in the KBO register.
How many employees does CREPI-BEL have?
CREPI-BEL had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CREPI-BEL fall under?
In its 2025 annual accounts, CREPI-BEL states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of CREPI-BEL?
The turnover in financial year 2025 is ≈ €840,000. This figure is estimated from the gross margin of €287,475 and 40 comparable companies (NACE 433). It probably lies between €630,000 and €1.0m.
Is CREPI-BEL profitable?
In financial year 2025, CREPI-BEL made a profit of €23,664.
Where can I find the annual accounts of CREPI-BEL?
CREPI-BEL filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREPI-BEL due?
CREPI-BEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark

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