Result
€81,844 €81,844
Back in profit in 2025, after a loss of €14,037 in 2024.
JDW INVEST GROUP
Lifetime
2 annual accounts with figures on one time axispeak €211,683 (2025)
€211,683▲ 160%
lowest -€14,037 (2024)
€81,844▲ €95,880
peak €242,807 (2025)
€242,807▲ 50.8%
€1.8m▲ 13.6%
peak 0 FTE (2024)
-not published
Board1 name since 2023
1 directorDE WAEL Jonathan Hassina Gérard
Documentsfilings and deeds
14-07-202617 days before the deadline
2025abbreviated format
Gross margin from €81,454 to €211,683Back to profit: €81,844Equity from €160,963 to €242,807Cash from €3,468 to €39,913
Key points
from the 2025 annual accountsTurnover
≈ €750,000 estimated
The accounts state no turnover.
Debts
€1.8m 88% of the balance sheet
Financial debts 65%Suppliers 3%Taxes and wages 3%Other 29%
€1.6m of the debts are secured on the company's own assets. In 2024 that was €628,008.
Securities
€577,500
Mortgage mandates, new in 2025. 2.4 times equity · not in the 2024 accounts.
Liquidity
0.56 was 0.10 in 2024
Short-term debts rose from €449,817 to €635,131.
Position in the sector
11.9%
Lower solvency than 80% of companies in construction of buildings. Sector median 38.6% · 2,808 companies.
Checked score
66
Healthy
Financially stronger than 49% of small companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 910 companies (NACE 41, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.8%
01-2025: 7.0%▲ +0.2 percentage points vs 12-2024
02-2025: 7.5%▲ +0.5 percentage points vs 01-2025
03-2025: 7.5%● unchanged vs 02-2025
04-2025: 7.8%▲ +0.3 percentage points vs 03-2025
05-2025: 7.6%▼ -0.2 percentage points vs 04-2025
06-2025: 7.6%● unchanged vs 05-2025
07-2025: 8.0%▲ +0.4 percentage points vs 06-2025
08-2025: 8.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 8.1%● unchanged vs 08-2025highest value
10-2025: 4.3%▼ -3.8 percentage points vs 09-2025
11-2025: 4.3%● unchanged vs 10-2025
12-2025: 4.3%● unchanged vs 11-2025
01-2026: 4.3%● unchanged vs 12-2025
02-2026: 2.7%▼ -1.6 percentage points vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.7%● unchanged vs 03-2026
05-2026: 2.8%▲ +0.1 percentage points vs 04-2026
06-2026: 3.0%▲ +0.2 percentage points vs 05-2026
07-2026: 3.2%▲ +0.2 percentage points vs 06-2026
08-2026: 1.1%▼ -2.1 percentage points vs 07-2026lowest value
09-2026: 1.1%● unchanged vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2023
lowers risk
Size: total assets €2.0m
Figures for financial year 2025 (filed on 14-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 21% of them on solvency, 47% on liquidity, 38% on profitability and 91% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as JDW INVEST GROUP has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JDW INVEST GROUP itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for JDW INVEST GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.56 (0.1 in 2024), below 1. Short-term debt is 31.1% and cash 2% of total assets. 88.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2808 sector peers (2025).
NBB · sector comparisonPosition among 2808 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
17 days early
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from JDW Immo Invest to JDW INVEST GROUP
Gazette deed
Registered office moved from Court-Saint-Etienne to Marbisoux
New registered office: Rue de l'Eglise, 16 à 1495 Marbisoux · Previous registered office: Rue François 4 B à 1490 Court-Saint-Etienne · General meeting of 29-11-2023 · Gazette deed
First establishment
JDW Immo Invest, Rue de l'Eglise 16, Villers-la-Ville
Incorporation
Founding capital of €175,000, 1,750 shares · Founder: DE WAEL Jonathan Hassina Gérard · Appointment: DE WAEL Jonathan Hassina Gérard (director) · published on 23-08-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JDW INVEST GROUP Villers-la-Ville | €2.0m | €211,683 | 11.9% | - |
| DARIMED GROUP Ecaussinnes | €2.1m | €236,188 | 13.1% | - |
| G2U Projects Antwerp | €2.6m | €179,183 | 8.3% | - |
| DC TECH'S Bastogne | €2.0m | €224,961 | 4.2% | - |
| STERQ Wuustwezel | €1.5m | €198,125 | 19.0% | - |
| Quality for building Pelt | €2.2m | €192,508 | -5.4% | 0 |
| ISOPROF Aartselaar | €1.4m | €220,197 | 18.4% | 0 |
These companies have the same main activity as JDW INVEST GROUP: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.4m and €2.6m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 21-08-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.372.184.6861495 Villers-la-Ville, since 01-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €2.0m▲ 17.0%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on JDW INVEST GROUP
JDW INVEST GROUP has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242,807 and a net result of €81,844.
Its solvency ranks better than 20% of 2,808 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JDW INVEST GROUP
- What is the company number of JDW INVEST GROUP?
- The company number of JDW INVEST GROUP is 0804.949.649. The VAT number is the same number with BE in front: BE 0804.949.649.
- Where is JDW INVEST GROUP based?
- The registered office is at Rue de l'Eglise 16, 1495 Villers-la-Ville.Company details
- What does JDW INVEST GROUP do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of JDW INVEST GROUP?
- JDW INVEST GROUP is a private limited company (BV).
- When was JDW INVEST GROUP founded?
- JDW INVEST GROUP was founded on 21-08-2023.
- Is JDW INVEST GROUP still active?
- Yes, JDW INVEST GROUP is an active enterprise in the KBO register.
- How many employees does JDW INVEST GROUP have?
- JDW INVEST GROUP had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of JDW INVEST GROUP?
- The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €211,683 and 127 comparable companies (NACE 41001). It probably lies between €510,000 and €1.2m.
- Is JDW INVEST GROUP profitable?
- In financial year 2025, JDW INVEST GROUP made a profit of €81,844.
- Where can I find the annual accounts of JDW INVEST GROUP?
- JDW INVEST GROUP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JDW INVEST GROUP due?
- JDW INVEST GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.