JDW Consulting
ActiveSummary
JDW Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+84
Solvency34▲+26
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2566 sector peers (2025).
NBB · sector comparisonPosition among 2566 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
6 d late
2024
4 d late
2023
8 d late
2022
10 d late
2021
14 d late
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-6k
2020: €-638
2021: €12k▲ +1972% vs 2020highest in 6 years
2022: €-5k▼ -144% vs 2021
2023: €-1k▲ +76.2% vs 2022
2024: €-6k▼ -398% vs 2023lowest in 6 years
2025: €6k▲ +203% vs 2024
2020 → 2025
Total assets
€70k▲ 88.5%
2024 · €37k
2020: €18klowest in 6 years
2021: €23k▲ +27.5% vs 2020
2022: €22k▼ -5.5% vs 2021
2023: €26k▲ +18.8% vs 2022
2024: €37k▲ +43.2% vs 2023
2025: €70k▲ +88.5% vs 2024highest in 6 years
2020 → 2025
Net result
€13k
2024 · €-5k
2020: €-1k
2021: €13k▲ +1259% vs 2020highest in 6 years
2022: €-17k▼ -230% vs 2021lowest in 6 years
2023: €4k▲ +123% vs 2022
2024: €-5k▼ -225% vs 2023
2025: €13k▲ +354% vs 2024
2020 → 2025
Working capital
€-27k▼ 50.4%
2024 · €-18k
2020: €-2k
2021: €10k▲ +661% vs 2020highest in 6 years
2022: €-9k▼ -191% vs 2021
2023: €-2k▲ +75.2% vs 2022
2024: €-18k▼ -715% vs 2023
2025: €-27k▼ -50.4% vs 2024lowest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€-5k€-1k▲ 76.2%€-6k▼ 398%€6k
2021: €12khighest in 5 years
2022: €-5k▼ -144% vs 2021
2023: €-1k▲ +76.2% vs 2022
2024: €-6k▼ -398% vs 2023lowest in 5 years
2025: €6k▲ +203% vs 2024
Operating result€18k-€-15k€6k€-2k€19k
2021: €18k
2022: €-15k▼ -185% vs 2021lowest in 5 years
2023: €6k▲ +140% vs 2022
2024: €-2k▼ -131% vs 2023
2025: €19k▲ +1130% vs 2024highest in 5 years
Net result€13k-€-17k€4k€-5k€13k
2021: €13khighest in 5 years
2022: €-17k▼ -230% vs 2021lowest in 5 years
2023: €4k▲ +123% vs 2022
2024: €-5k▼ -225% vs 2023
2025: €13k▲ +354% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€33k ▲ 187%
Current assets
€37k ▲ 43.6%
Equity and liabilities €70k
Equity
€6k
Debt
€63k
Debt finances 90.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k▲
2024 · €2k
Cash flow
€26k▲
2024 · €-1k
Current ratio
0.58▼
2024 · 0.59
Quick ratio
0.31▼
2024 · 0.36
Debt to equity
9.86▲
2024 · -6.93
ROE
197.2%
ROA
18.2%▲
2024 · -13.5%
Interest coverage
20.10▲
2024 · 0.57
Debt ≤ 1 year
€63k▲
2024 · €43k
Income taxes
€5k▲
2024 · €156
Staff costs
€28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€70k▲
Fixed assets21/28€12k€33k▲
Tangible fixed assets22/27€12k€33k▲
Land and buildings22-€2k
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€10k€27k▲
Current assets29/58€25k€37k▲
Stocks and contracts in progress3€10k€17k▲
Stocks30/36€10k€17k▲
Amounts receivable within one year40/41€12k€4k▼
Trade receivables40€10k€1k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€73€735▲
Deferred charges and accrued income490/1€3k€15k▲
Equity and liabilities
Total equity and liabilities10/49€37k€70k▲
Equity10/15€-6k€6k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€-7k€6k▲
Amounts payable17/49€43k€63k▲
Amounts payable within one year42/48€43k€63k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€27k€29k▲
Suppliers440/4€27k€29k▲
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48-€20k
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62-€28k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€13k▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€7k€66k▲
Operating profit (loss)9901€-2k€19k▲
Financial income75/76B€82€5▼
Recurring financial income75€82€5▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-5k€17k▲
Income taxes67/77€156€5k▲
Profit (loss) for the period9904€-5k€13k▲
Profit (loss) for the period to be appropriated9905€-5k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€6k▲
Profit (loss) brought forward from the previous period14P€-2k€-7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €3k | - |
| Remuneration, social security and pensions62 | - | - | - | - | €28k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €2k | €1k | €4k | €13k | ▲ 269% |
| Other operating charges640/8 | - | €2k | €3k | €5k | €6k | ▲ 21.1% |
| Non-recurring operating charges66A | - | €0 | €378 | €0 | - | - |
| Gross operating margin9900 | €21k | €-11k | €11k | €7k | €66k | ▲ 898% |
| Operating profit (loss)9901 | €18k | €-15k | €6k | €-2k | €19k | ▲ 1,130% |
| Financial income75/76B | - | €354 | €0 | €82 | €5 | ▼ 93.8% |
| Recurring financial income75 | €30 | €354 | €0 | €82 | €5 | ▼ 93.8% |
| Financial charges65/66B | - | €2k | €2k | €3k | €2k | ▼ 47.8% |
| Recurring financial charges65 | €195 | €2k | €2k | €3k | €2k | ▼ 47.8% |
| Profit (loss) for the period before taxes9903 | €17k | €-17k | €4k | €-5k | €17k | ▲ 460% |
| Income taxes67/77 | €4k | €166 | €291 | €156 | €5k | ▲ 2,927% |
| Profit (loss) for the period9904 | €13k | €-17k | €4k | €-5k | €13k | ▲ 354% |
| Profit (loss) for the period to be appropriated9905 | €13k | €-17k | €4k | €-5k | €13k | ▲ 354% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23k | €22k | €26k | €37k | €70k | ▲ 88.5% |
| Fixed assets21/28 | €2k | €4k | €927 | €12k | €33k | ▲ 187% |
| Tangible fixed assets22/27 | €2k | €4k | €927 | €12k | €33k | ▲ 187% |
| Land and buildings22 | - | - | - | - | €2k | - |
| Plant, machinery and equipment23 | - | - | - | €2k | €4k | ▲ 164% |
| Furniture and vehicles24 | - | €4k | €927 | €10k | €27k | ▲ 172% |
| Current assets29/58 | €21k | €18k | €25k | €25k | €37k | ▲ 43.6% |
| Stocks and contracts in progress3 | €4k | €1k | €1k | €10k | €17k | ▲ 67.6% |
| Stocks30/36 | - | €1k | €1k | €10k | €17k | ▲ 67.6% |
| Amounts receivable within one year40/41 | €8k | €12k | €22k | €12k | €4k | ▼ 71.4% |
| Trade receivables40 | - | €2k | €8k | €10k | €1k | ▼ 89.5% |
| Other amounts receivable41 | - | €10k | €14k | €3k | €3k | ▼ 4.4% |
| Cash at bank and in hand54/58 | €7k | €0 | €14 | €73 | €735 | ▲ 905% |
| Deferred charges and accrued income490/1 | - | €5k | €2k | €3k | €15k | ▲ 426% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23k | €22k | €26k | €37k | €70k | ▲ 88.5% |
| Equity10/15 | €12k | €-5k | €-1k | €-6k | €6k | ▲ 203% |
| Contributions10/11 | €500 | €500 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €11k | €-6k | €-2k | €-7k | €6k | ▲ 188% |
| Amounts payable17/49 | €11k | €27k | €27k | €43k | €63k | ▲ 46.4% |
| Amounts payable within one year42/48 | €11k | €27k | €27k | €43k | €63k | ▲ 46.4% |
| Financial debts43 | - | €4k | €867 | €0 | - | - |
| Credit institutions430/8 | - | €4k | €867 | €0 | - | - |
| Trade debts44 | €8 | €17k | €15k | €27k | €29k | ▲ 5.8% |
| Suppliers440/4 | - | €17k | €15k | €27k | €29k | ▲ 5.8% |
| Advances received on contracts in progress46 | - | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €5k | €11k | €16k | €14k | ▼ 8.8% |
| Taxes450/3 | - | €5k | €8k | €12k | €8k | ▼ 34.7% |
| Remuneration and social security454/9 | - | - | €4k | €4k | €7k | ▲ 61.9% |
| Other amounts payable47/48 | - | - | - | - | €20k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €-17k | €4k | €-5k | €13k | ▲ 354% |
| + Depreciation and write-downs630 | €1k | €2k | €1k | €4k | €13k | ▲ 269% |
| Operating cash flow (approximation) | €14k | €-16k | €5k | €-1k | €26k | ▲ 1,958% |
| Investment in fixed assets (approximation) | - | €-3k | €1k | €-14k | €-35k | ▼ 145% |
| Change in cash | - | €-7k | €14 | €59 | €662 | ▲ 1,020% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.89
Current ratio from 0.90 to 1.89; short-term debt falls from €18k to €11k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2019
Ground area
944 m²
Building footprint
184 m²
Volume, LiDAR
929 m³
Parcel 23047C0107/00H003, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JDW Consulting
since 20192.287.510.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23047C0107/00H003 | Flanders | 943 m² | 1 · 184 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 394 EUR awarded · 394 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 394 EUR | 394 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 693 companies in sector 95240 we hold annual accounts for 95. 45 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formLimited partnership
Founded22-03-2019
Fiscal year end30-06
Activities, NACEBEL 2025
95240Repair and maintenance of furniture and upholstery
43240Other construction installation
70200Business and other management consultancy
73300Public relations and communication consultancy
85592Vocational training
Contact
Website
www.wrapmyroom.beMachelen (Brab.)
E-mail
info@jdw-consulting.beMachelen (Brab.)
Phone
0483404966Machelen (Brab.)
Scores and ratios are computed by Checked and are not a credit decision.