JDU IT Consulting
ActiveJDU IT Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 2680 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▼-38
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 6.44 in 2024; short-term debt: 38.7% and cash: 14.1% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
12 d late
2024
4 d late
2023
13 d late
2022
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€27k▼ 75.6%
2024 · €113k
2022: €6k
2023: €55k
2024: €113k
2022 → 2025
Total assets
€160k▼ 21.7%
2024 · €205k
2022: €23k
2023: €72k
2024: €205k
2022 → 2025
Net result
€50k▼ 14.0%
2024 · €58k
2022: €3k
2023: €49k
2024: €58k
2022 → 2025
Working capital
€6k▼ 94.3%
2024 · €100k
2022: €5k
2023: €51k
2024: €100k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€55k▲ 886%€113k▲ 106%€27k▼ 75.6%
Operating result€3k-€65k▲ 1,764%€81k▲ 24.7%€69k▼ 14.3%
Net result€3k-€49k▲ 1,827%€58k▲ 17.9%€50k▼ 14.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€92k▲ 7.5%
Current assets
€68k▼ 42.9%
Equity and liabilities €160k
Equity
€27k▼ 75.6%
Debt
€133k▲ 44.3%
The debt ratio rises from 44.9% to 82.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €84k
Cash flow
€54k▼
2024 · €61k
Solvency
17.1%▼
2024 · 55.1%
Current ratio
1.09▼
2024 · 6.44
Quick ratio
1.09▼
2024 · 6.44
Debt / equity
4.83▲
2024 · 0.82
ROE
181.4%▲
2024 · 51.4%
ROA
31.1%▲
2024 · 28.3%
Interest coverage
12.73▼
2024 · 12.80
Debt
€133k▲
2024 · €92k
Debt ≤ 1 year
€62k▲
2024 · €18k
Debt > 1 year
€71k▼
2024 · €73k
Income taxes
€13k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€160k▼
Fixed assets21/28€86k€92k▲
Tangible fixed assets22/27€86k€92k▲
Land and buildings22€10k€10k=
Furniture and vehicles24€3k€6k▲
Assets under construction and advance payments27€72k€76k▲
Current assets29/58€119k€68k▼
Amounts receivable within one year40/41€39k€45k▲
Trade receivables40€33k€41k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€79k€23k▼
Deferred charges and accrued income490/1€578€227▼
Equity and liabilities
Total equity and liabilities10/49€205k€160k▼
Equity10/15€113k€27k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Reserves13€109k€24k▼
Distributable reserves133€109k€24k▼
Profit (loss) carried forward14€644-
Amounts payable17/49€92k€133k▲
Amounts payable after more than one year17€73k€71k▼
Financial debts170/4€73k€71k▼
Amounts payable within one year42/48€18k€62k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3€3k€14k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48-€38k
Accrued charges and deferred income492/3€370-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€2k€320▼
Gross operating margin9900€86k€74k▼
Operating profit (loss)9901€81k€69k▼
Financial income75/76B-€23
Recurring financial income75-€23
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€74k€63k▼
Income taxes67/77€16k€13k▼
Profit (loss) for the period9904€58k€50k▼
Profit (loss) for the period to be appropriated9905€58k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€50k▼
Profit (loss) brought forward from the previous period14P€2k€644▼
Transfer from equity791/2-€109k
Transfer to equity691/2€59k€24k▼
To other reserves6921€59k€24k▼
Profit to be distributed694/7-€135k
Return on contributions (dividend)694-€135k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Highest result since 2022net €58k ▲17.9%
Operating result €81k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲106%
3 profitable years in a row build equity to €113k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 3.91
Current ratio from 1.33 to 3.91.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cybèle 2/327000 MonsGround area
2,860 m²
Building footprint
830 m²
Parcel 53030A0275/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JDU IT Consulting
since 20222.330.433.512
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030A0275/00A000 | Wallonia | 2,860 m² | 1 · 830 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Girardi-Kato
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LIVARCO
BE 0524.910.352
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TRAMPOLINE CONSULTING
BE 0631.893.533
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LA CHAPELLE
BE 0453.456.984
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Olivier Bouccin Consulting and Services
BE 0879.425.952
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 14,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
68110Buying and selling of own real estate
82300Organisation of conventions and trade shows
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.