FL BIOCONSULTING
ActiveSummary
FL BIOCONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €53k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency72▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 2.58 in 2024; short-term debt: 50.4% and cash: 75.2% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
33.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
61 d late
2022
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 15.0%
2024 · €87k
2022: €22k
2023: €58k
2024: €87k
2022 → 2025
Total assets
€159k▲ 9.8%
2024 · €145k
2022: €35k
2023: €68k
2024: €145k
2022 → 2025
Net result
€53k▲ 49.9%
2024 · €35k
2022: €19k
2023: €36k
2024: €35k
2022 → 2025
Working capital
€62k▼ 18.2%
2024 · €76k
2022: €22k
2023: €58k
2024: €76k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€58k▲ 168%€87k▲ 50.2%€74k▼ 15.0%
Operating result€24k-€53k▲ 118%€52k▼ 2.2%€70k▲ 34.6%
Net result€19k-€36k▲ 95.4%€35k▼ 2.7%€53k▲ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€17k ▼ 20.0%
Current assets
€142k ▲ 14.9%
Equity and liabilities €159k
Equity
€74k ▼ 15.0%
Debt
€85k ▲ 47.2%
Debt's share of the balance-sheet total rises from 39.8% to 53.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k
Cash flow
€57k
Current ratio
1.77▼
2024 · 2.58
Debt to equity
1.14▲
2024 · 0.66
ROE
71.6%▲
2024 · 40.6%
ROA
33.4%▲
2024 · 24.4%
Interest coverage
119.22
Debt ≤ 1 year
€80k▲
2024 · €48k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€16k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€159k▲
Fixed assets21/28€21k€17k▼
Tangible fixed assets22/27€21k€17k▼
Furniture and vehicles24€21k€17k▼
Current assets29/58€124k€142k▲
Amounts receivable within one year40/41€39k€20k▼
Trade receivables40€33k€14k▼
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€83k€119k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€145k€159k▲
Equity10/15€87k€74k▼
Contributions10/11€3k€3k=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€13k€33▼
Amounts payable17/49€58k€85k▲
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€48k€80k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€22k€1k▼
Suppliers440/4€22k€1k▼
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€8k€17k▲
Other amounts payable47/48€13k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€271€277▲
Gross operating margin9900€52k€74k▲
Operating profit (loss)9901€52k€70k▲
Financial income75/76B€22-
Recurring financial income75€22-
Financial charges65/66B€2k€619▼
Recurring financial charges65€2k€619▼
Profit (loss) for the period before taxes9903€50k€69k▲
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€35k€53k▲
Profit (loss) for the period to be appropriated9905€35k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€66k▲
Profit (loss) brought forward from the previous period14P€19k€13k▼
Transfer to equity691/2€35k-
To other reserves6921€35k-
Profit to be distributed694/7€6k€66k▲
Return on contributions (dividend)694€6k€66k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €53k ▲49.9%
Operating result €70k, net result €53k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 7.01
Current ratio from 2.60 to 7.01; short-term debt falls from €14k to €10k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Walcourtstraat 2151070 AnderlechtGround area
249 m²
Building footprint
171 m²
Volume, LiDAR
2,160 m³
Parcel 21306D0221/00B011, Brussels · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FL BIOCONSULTING
since 20222.332.810.111
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0221/00B011 | Brussels | 249 m² | 1 · 170 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOMELLO'S
BE 0687.807.796
Beveren-Kruibeke-Zwijndrecht · Eq €74,040
LAURADIST
BE 0466.551.489
Brussel · Eq €74,023
FONTAINE MANAGEMENT
BE 0817.234.601
Namur · Eq €74,001
Dory Development
BE 0797.567.256
Deinze · Eq €73,996
APEROCON
BE 0551.989.782
Aartselaar · Eq €73,992
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.