Active BE 0792.497.423Private limited company

JDL-Service

Beekstraat 14 ·9140 Temse, Belgium· 3 yrs active

Sector: Business and other management consultancy (70200)

Conclusion Checked

JDL-Service has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €126k and a net result of €7k. Its solvency ranks better than 38% of 12490 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€126k
Net result	€7k
Better than sector	38%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

63 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 69

Profitability 30

Solvency 70

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

69 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€9k

estimate, not credit advice

Score history

81 2023

69 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.02 (≥ 1.0) +5

Quick ratio Quick ratio 1.02 (≥ 1.0) +5

Leverage Debt/equity 1.12 (< 2.0) +3

Profitability ROE 6% +3

Interest coverage Interest coverage 2.4× +3

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	47.1%	60.5%	better than 38% of 12490 sector peers
Net result	€7k	€31k	better than 25% of 12492 sector peers
Equity	€126k	€63k	better than 73% of 12498 sector peers
Gross operating margin	€33k	€52k	better than 36% of 12477 sector peers
Total assets	€268k	€124k	better than 76% of 12491 sector peers

EBITDA

€32k

-81.3% 23-24

Net profit

€7k

-93.4% 23-24

Cash flow

€16k

-86.2% 23-24

Total assets

€268k

-18.8% 23-24

Equity

€126k

+6.3% 23-24

Working capital

€2k

-94.5% 23-24

Income taxes

€5k

-89.2% 23-24

Debt

€142k

-33.0% 23-24

Debt ≤ 1y

€135k

-26.7% 23-24

Debt > 1y

€25k

- 23-24

Current ratio

1.02

-15.5% 23-24

Quick ratio

1.02

-15.5% 23-24

Solvency

47.1%

+31.0% 23-24

Debt / equity

1.12

-36.9% 23-24

ROE

5.9%

-93.8% 23-24

ROA

2.8%

-91.9% 23-24

Interest coverage

2.37

-90.5% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€32k	€170k
Net profit	€7k	€114k
Cash flow	€16k	€118k
Staff costs	-	-
Income taxes	€5k	€46k
Dividends	-	-
Total assets	€268k	€330k
Equity	€126k	€119k
Debt	€142k	€211k
of which ≤ 1y	€135k	€184k
of which > 1y	-	€25k
Working capital	€2k	€37k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	1.02	1.20
Quick ratio	1.02	1.20
Working capital ratio	0.8%	11.3%
Solvency	47.1%	36.0%
Debt / equity	1.12	1.78
Long-term debt ratio	-	0.21
Interest coverage	2.37	24.94
Gross margin	-	-
Net margin	-	-
ROA	2.8%	34.5%
ROE	5.9%	95.8%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €131k · 48.8% Current assets €137k · 51.2%

Equity & liabilities

Equity €126k · 47.1% Debt €142k · 52.9%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€268k	€330k
Fixed assets	21/28	€131k	€108k
Intangible fixed assets	21	€7k	€8k
Tangible fixed assets	22/27	€123k	€100k
Financial fixed assets	28	€400	€400
Current assets	29/58	€137k	€221k
Amounts receivable within one year	40/41	€102k	€115k
Cash & bank	54/58	€27k	€106k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€268k	€330k
Equity	10/15	€126k	€119k
Contributions / capital	10/11	€5k	€5k
Reserves	13	€121k	€114k
Amounts payable	17/49	€142k	€211k
Amounts payable after one year	17	-	€25k
Amounts payable within one year	42/48	€135k	€184k
Trade debts payable within one year	44	€43k	€59k
Income statement
Gross operating margin	9900	€33k	€211k
Operating result	9901	€23k	€166k
Financial income	75	€3k	€327
Financial charges	65	€13k	€7k
Result before taxes	9903	€12k	€160k
Income taxes	67/77	€5k	€46k
Net result for the period	9904	€7k	€114k
Result to be appropriated	9905	€7k	€114k

Legal Structure

NACE primary	Business and other management consultancy(70200)
Legal form	Private limited company(610)
Incorporation	14-10-2022
Status	Active
Postal code	9140

Establishment units 1 location

JDL-Service

Beekstraat 14, 9140 TemseBusiness consulting

since 20222.337.001.994

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46302D1566/00K000	Flanders	951 m²	1 · 154 m²	0.1 m

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2Filings 2

2025

09-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

24-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Business and other management consultancy70200Business consulting70220Floor and wall tiling43331Other specialised construction activities43990Specialised construction activities43999Renting and operating of own or leased residential real estate, excluding social housing68201

Names & trade names

Legal nameNL

JDL-Service

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