Equity
€20,458 from €318,630 in 2017
Equity fell by 94% in 8 years.
JDL CONSULT
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989peak €112,877 (2009)
-€7,152▼ €298
lowest -€74,196 (2023)
-€8,175▼ €401
peak €318,630 (2017)
€20,458▼ 28.6%
€2,143▼ 75.5%
peak 3.5 FTE (2011)
-not published
Board1 name since 2021
1 directorDe Loose Jozef
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Loss of €8,175Equity from €28,633 to €20,458Debts from €8,742 to €2,143
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 38% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: 0.2%▼ -0.2 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €8,175, the second in a row (financial year 2025)
Liquidity: current ratio 10.55, cash €125
lowers risk
Founded in 1988
Size: turnover €2,060, total assets €22,601
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 41% on liquidity, 5% on profitability and 18% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as JDL CONSULT has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JDL CONSULT itself is lower: 0.2% within 12 months. It rests on far more data about JDL CONSULT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for JDL CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,175
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
53 days early
2023
62 days early
2022
32 days early
2021
51 days early
2020
30 days late
2019
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0436161983
Company renamed from J. De Loose & C°, accountants to JDL CONSULT
Change of role: De Loose Jozef, from manager to director · “Activiteiten die verband houden met informatica, ontwikkeling van systeemsoftware, applicatiesoftware, beheer…” (deed in Dutch) · Director discharge: De Loose Jozef · General meeting of 02-08-2022 · Gazette deed
First establishment
Guido Gezellestraat 58, Denderleeuw
Incorporation
published on 12-01-1989 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JDL CONSULT Denderleeuw | €2,060 | - | 90.5% | - |
| OGECO'S Wavre | - | - | 22.8% | - |
| NEW SUD IMPRESSION Charleroi | €131,558 | -6.3% | -83.6% | - |
| V.S.A. Brussels | - | - | -10.7% | - |
| COOK & DESIGN Antwerp | - | - | -1121.4% | 0 |
| EXPECT Stekene | - | - | -6.8% | - |
| KREASSIMMO Deinze | - | - | 91.9% | - |
These companies have the same main activity as JDL CONSULT: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €13,500 and €29,100, founded between 1988 and 2000.
Official details
Source: KBO- Status
- Active since 19-12-1988Normal situation
- Activity
- Office administrative and support servicesNACE 82100
- Establishment unit
- 2.157.768.3649470 Denderleeuw, since 10-11-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 16-10-2025
Annual accounts 2025
- €22,601▼ 39.5%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on JDL CONSULT
JDL CONSULT files the micro format. That format states no turnover. The gross margin fell from €88,777 in 2006 to -€7,152 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JDL CONSULT
- What is the company number of JDL CONSULT?
- The company number of JDL CONSULT is 0436.161.983. The VAT number is the same number with BE in front: BE 0436.161.983.
- Where is JDL CONSULT based?
- The registered office is at Guido Gezellestraat 58, 9470 Denderleeuw.Company details
- What does JDL CONSULT do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of JDL CONSULT?
- JDL CONSULT is a private limited company (BV).
- When was JDL CONSULT founded?
- JDL CONSULT was founded on 19-12-1988.
- Is JDL CONSULT still active?
- Yes, JDL CONSULT is an active enterprise in the KBO register.
- How many employees does JDL CONSULT have?
- JDL CONSULT had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of JDL CONSULT?
- The turnover of JDL CONSULT was €2,060 in financial year 2025, according to the filed annual accounts.
- Is JDL CONSULT profitable?
- In financial year 2025, JDL CONSULT made a loss of €8,175.
- Where can I find the annual accounts of JDL CONSULT?
- JDL CONSULT filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JDL CONSULT due?
- JDL CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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