JDG Engineering
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
JDG Engineering has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,549 and a net result of €1,969. Equity is growing by about 8.3% per year across the filed financial years. Its solvency ranks better than 37% of 11,752 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Official details
KBO- Status
- Active since 25-10-2022 Normal situation
- Legal form
- Private limited company
- Registered office
- Molenblookstraat 4, 3690 Zutendaal
- Activity
- Engineering and related technical consultancy, excluding land surveyors NACE 71121
- Establishment unit
- 2.337.644.075 3690 Zutendaal, since 25-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 26-07-2024
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- €18,218
- ▼ 7.7%
- Turnover
- ≈ €95,000
- estimated
- Profit
- €1,969
- ▼ 51.8%
- Equity
- €38,549
- ▲ 5.4%
- Total assets
- €96,301
- ▼ 18.7%
- Staff
- ≈ 0.1 FTE
- estimated
Why 80raises riskLiquidity: current ratio 1.57Founded in 2022lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €96,301Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 38% on solvency, 34% on liquidity, 34% on profitability and 50% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 89 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 23-03-2026
- Format
- micro format
- Reference
- 2026-00061142
2023 to 2025, 3 financial years
The operating result has fallen two years in a row; 2025 is 47% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,223 | €383 | €2,163 | ▲ 465% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,167 | €10,846 | €10,846 | = |
| Other operating charges640/8 | €977 | €596 | €996 | ▲ 67.3% |
| Gross operating margin9900 | €55,206 | €19,734 | €18,218 | ▼ 7.7% |
| Operating profit (loss)9901 | €41,839 | €7,909 | €4,212 | ▼ 46.7% |
| Financial income75/76B | €1,204 | €348 | €989 | ▲ 184% |
| Recurring financial income75 | €1,204 | €348 | €989 | ▲ 184% |
| Financial charges65/66B | €3,074 | €2,667 | €2,324 | ▼ 12.9% |
| Recurring financial charges65 | €3,074 | €2,667 | €2,324 | ▼ 12.9% |
| Profit (loss) for the period before taxes9903 | €39,969 | €5,590 | €2,877 | ▼ 48.5% |
| Income taxes67/77 | €8,470 | €1,509 | €908 | ▼ 39.8% |
| Profit (loss) for the period9904 | €31,499 | €4,081 | €1,969 | ▼ 51.8% |
| Profit (loss) for the period to be appropriated9905 | €31,499 | €4,081 | €1,969 | ▼ 51.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €146,730 | €118,480 | €96,301 | ▼ 18.7% |
| Fixed assets21/28 | €42,930 | €32,355 | €21,508 | ▼ 33.5% |
| Tangible fixed assets22/27 | €42,930 | €32,355 | €21,508 | ▼ 33.5% |
| Plant, machinery and equipment23 | €783 | €603 | €423 | ▼ 29.9% |
| Furniture and vehicles24 | €42,147 | €31,752 | €21,086 | ▼ 33.6% |
| Current assets29/58 | €103,800 | €86,125 | €74,792 | ▼ 13.2% |
| Amounts receivable after more than one year29 | €8,822 | €25,221 | €44,977 | ▲ 78.3% |
| Other amounts receivable291 | €8,822 | €25,221 | €44,977 | ▲ 78.3% |
| Stocks and contracts in progress3 | €8,450 | €0 | - | - |
| Stocks30/36 | €8,450 | €0 | - | - |
| Amounts receivable within one year40/41 | €86,528 | €57,352 | €29,815 | ▼ 48.0% |
| Trade receivables40 | €86,528 | €56,445 | €17,815 | ▼ 68.4% |
| Other amounts receivable41 | - | €908 | €12,000 | ▲ 13× |
| Deferred charges and accrued income490/1 | - | €3,552 | €0 | ▼ 100% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €146,730 | €118,480 | €96,301 | ▼ 18.7% |
| Equity10/15 | €32,499 | €36,580 | €38,549 | ▲ 5.4% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €31,499 | €35,580 | €37,549 | ▲ 5.5% |
| Distributable reserves133 | €31,499 | €35,580 | €37,549 | ▲ 5.5% |
| Amounts payable17/49 | €114,231 | €81,900 | €57,752 | ▼ 29.5% |
| Amounts payable after more than one year17 | €28,769 | €19,640 | €10,018 | ▼ 49.0% |
| Financial debts170/4 | €28,769 | €19,640 | €10,018 | ▼ 49.0% |
| Amounts payable within one year42/48 | €85,463 | €62,260 | €47,733 | ▼ 23.3% |
| Financial debts43 | €16,504 | €11,052 | €20,270 | ▲ 83.4% |
| Credit institutions430/8 | €16,504 | €11,052 | €20,270 | ▲ 83.4% |
| Trade debts44 | €21,233 | €27,530 | €19,998 | ▼ 27.4% |
| Suppliers440/4 | €21,233 | €27,530 | €19,998 | ▼ 27.4% |
| Taxes, remuneration and social security45 | €17,506 | €23,679 | €7,466 | ▼ 68.5% |
| Taxes450/3 | €17,506 | €23,679 | €7,466 | ▼ 68.5% |
| Other amounts payable47/48 | €30,220 | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,499 | €4,081 | €1,969 | ▼ 51.8% |
| + Depreciation and write-downs630 | €11,167 | €10,846 | €10,846 | = |
| Operating cash flow (approximation) | €42,666 | €14,927 | €12,815 | ▼ 14.1% |
| Investment in fixed assets (approximation) | - | -€271 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DE GRAAF Jan |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Zoals inzake statutenwijziging, algemene vergadering”“Vormen vereist voor statutenwijziging, beslissing van de algemene vergadering”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed
Articles of association, deed of 27-10-2022
Owners and capital
Capital and shareholders
- DE GRAAF Jan 100 shares (100%) · in cash
- 27-10-2022 Incorporation · 100 shares
Shares according to the articles of association
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Nietigheid, ten minste helft”
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Aandelen moeten bij hun uitgifte worden volgestort, Stortingsplicht”Other provision: “Nieuwe aandelen waarop in geld wordt ingeschreven eerst aangeboden aan bestaande aandeelhouders naar evenredigheid van aantal aandelen dat…”Other provision: “Alle op naam, Aard van de aandelen”Other provision: “Alle op naam met volgnummer, Aard van de andere effecten”Other provision: “Ondeelbaarheid van de effecten, ondeelbaar een eigenaar voor uitoefening aandeelhoudersrechten”Other provision: “Alle handelingen nodig of nuttig voor verwezenlijking voorwerp, bevoegdheden bestuursorgaan”Other provision: “Bijeenkomsten-beraadslaging bestuursorgaan, oproeping bevat agenda”Other provision: “Besluiten bij eenparig schriftelijk akkoord van alle bestuurders, schriftelijke vergadering bestuursorgaan”Other provision: “Elektronische vergadering bestuursorgaan, middel moet hoedanigheid en identiteit laten controleren”Other provision: “Vergoeding bestuurders, algemene kosten,los van representatie-,reis- en verplaatsingskosten”Other provision: “Dagelijks bestuur, op elk ogenblik ontslaan”Other provision: “Controle vennootschap, één of meerdere commissarissen”Other provision: “Schriftelijke algemene vergadering, voorstel kan bepalen dat goedkeuring vóór welbepaalde datum op zetel moet toekomen”Other provision: “Bestemming van de winst - reserves, bestuurdersaansprakelijkheid en/of regresvordering op ontvangers bij strijd met balans- en…”Liquidation distribution: “Netto actief verdeeld onder alle aandeelhouders naar verhouding van aantal aandelen, na aanzuivering van alle schulden, lasten en kosten van…”Other provision: “Woonstkeuze, alle mededelingen, aanmaningen, dagvaardingen en betekeningen geldig”Other provision: “Rechtbank in wiens rechtsgebied zetel is gevestigd, elk betwisting omtrent zaken van vennootschap en uitvoering van statuten tussen…”Other provision: “Gemeen recht, bepalingen van Wetboek van Vennootschappen en Verenigingen waarvan niet geldig zou zijn afgeweken”Other provision: “Elektronische algemene vergadering, heldere en nauwkeurige beschrijving procedures deelname op afstand krachtens §1 in reglement”Other provision: “Zittingen processen-verbaal algemene vergadering, neergelegd in register bewaard op zetel,ondertekend door bureauleden en aanwezige…”Other provision: “Beraadslagingen algemene vergadering, alleen besluit over agendapunten tenzij alle op te roepen personen aanwezig of vertegenwoordigd en…”Other provision: “Bestuursorgaan tijdens zitting, verdaging algemene vergadering”3 more provisions in the deed, see the deed of 27-10-2022
Articles of association, deed of 27-10-2022 (in Dutch)
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
27-10
Gazette deed
IncorporationAppointment: DE GRAAF Jan (director) · Founder · Founding capital8 facts ▸
- Incorporation, 25-10-2022
- Founder, DE GRAAF Jan
- Founding capital
- Bank account, “BE93 1431 2124 6667, deponering stortingen” (deed in Dutch)
- Registered office clause, “3690 Zutendaal, Molenblookstraat 4C” (deed in Dutch)
- Board rule, 1
- Director appointment, DE GRAAF Jan (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen sinds 01-10-2022 door comparant in naam en voor reke…” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ingenieurs en aanverwante technische adviseurs, exclusief landmeters; Uitwerking en realisatie van projecten op het gebied van de…”
26 activities
- Ingenieurs en aanverwante technische adviseurs, exclusief landmeters
- Uitwerking en realisatie van projecten op het gebied van de elektriciteit en elektronica, mijnbouw, chemie, machine- en werktuigbouw, industriële systeemontwikkeling, veiligheid, enz.
- Algemene bouwinstallatie
- Handelsbemiddeling gespecialiseerd in andere goederen
- Groothandel in elektrisch materiaal, inclusief installatiemateriaal
- Groothandel in andere machines en werktuigen, n.e.g.
- Groothandel in installatiemateriaal voor loodgieterswerk en verwarming
- Niet-gespecialiseerde groothandel
- Management activiteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
- Op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren...
- Overige zakelijke dienstverlening, n.e.g.
- Overige reparaties van consumentenartikelen, n.e.g.
- Management-, ingenieurs-, studie-, en consultancy activiteiten inzake milieu, saneringen, bouwkunde, landscaping en energiebeheer;
- Projectmanagement
- Het waarnemen van alle bestuursopdrachten (alsook vereffenaar), het uitoefenen van opdrachten en functies
- Het aanleggen, oordeelkundig uitbouwen en beheren van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goeden; de vennootschap mag tevens de bedrijvigheden coördineren die betrekking hebben op de gehele en gedeeltelijke uitvoering van voltooiingwerken door onderaannemers;
- Het aanleggen, oordeelkundig uitbouwen en beheren van een roerend vermogen, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook; van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen;
- De verwerving voor eigen rekening van eender welke titels, rechten of roerende waarden door middel van participatie, inbreng, onderschrijving, intekening, plaatsing, waarborg, koop, aankoopoptie, verhandeling of op iedere andere wijze;
- De vennootschap zal in het algemeen alle burgerlijke, financiële, industriële, roerende of onroerende handelingen mogen verrichten, in rechtstreeks of onrechtstreeks, geheel of gedeeltelijk verband met haar doel of die van aard zouden zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden;
- Zij mag door alle middelen belangen nemen in zaken, ondernemingen of vennootschappen met identiek, analoog of samenhangend doel, of die van aard zijn de ontwikkeling van haar onderneming te bevorderen, haar grondstoffen te bezorgen of de afzet van haar producten in de hand te werken, zelfs met hen fusioneren;
- De vennootschap mag zich voor haar bestuurders, aandeelhouders en derden borg stellen of aval verlenen, voorschotten of kredieten toestaan, hypothecaire en andere waarborgen verstrekken.
- De aan- en verkoop van onroerende goederen, het bouwrijp maken van terreinen, het bebouwen ervan met woningen, appartementen, kantoren en bedrijfsgebouwen met het oog op de tekoopstelling, het verwerven, verbeteren, inrichten, bezitten en beheren van onroerende goederen van alle aard;
- Het verhuren en ter beschikking stellen onder alle vormen van alle onroerende goederen van alle bestemmingen;
- Adviesverlening inzake onroerende goederen en onroerende beleggingen;
- Het beleggen van vermogens, het beheer van onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, almede alle herstellingen die rechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen, zoals het onderhoud, de ontwikkeling, de verfraaiing, de aan- en verkoop, de huur en verhuring van deze goederen, alsmede de borgstelling voor de goede afloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- De verwerving, vervreemding, het beheer, de uitbating, de valorisatie, het huren en verhuren, de ordening, de verkaveling, het doen bouwen of verbouwen, het (doen) vestigen van een recht van opstal, de procuratie, de handel in onroerende goederen, dit alles in de ruimste zin van het woord, met inbegrip van onroerende leasing.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- JDG Engineering
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June
Articles of association, deed of 27-10-2022 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71582E0059/00L000 | Flanders | 816 m² | 1 · 155 m² | 6.9 m · 2 |