JDG Engineering
ActiveJDG Engineering has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €2k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-30
Solvency74▲+17
Growth52=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.38 in 2024), but 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
130 d early
2024
100 d early
2023
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 5.4%
2024 · €37k
2023: €32k
2024: €37k
2023 → 2025
Total assets
€96k▼ 18.7%
2024 · €118k
2023: €147k
2024: €118k
2023 → 2025
Net result
€2k▼ 51.8%
2024 · €4k
2023: €31k
2024: €4k
2023 → 2025
Working capital
€27k▲ 13.4%
2024 · €24k
2023: €18k
2024: €24k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€32k-€37k▲ 12.6%€39k▲ 5.4%
Operating result€42k-€8k▼ 81.1%€4k▼ 46.7%
Net result€31k-€4k▼ 87.0%€2k▼ 51.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 47% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€22k▼ 33.5%
Current assets
€75k▼ 13.2%
Equity and liabilities €96k
Equity
€39k▲ 5.4%
Debt
€58k▼ 29.5%
The debt ratio falls from 69.1% to 60.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €19k
Cash flow
€13k▼
2024 · €15k
Solvency
40.0%▲
2024 · 30.9%
Current ratio
1.57▲
2024 · 1.38
Quick ratio
1.57▲
2024 · 1.38
Debt / equity
1.50▼
2024 · 2.24
ROE
5.1%▼
2024 · 11.2%
ROA
2.0%▼
2024 · 3.4%
Interest coverage
6.48▼
2024 · 7.03
Debt
€58k▼
2024 · €82k
Debt ≤ 1 year
€48k▼
2024 · €62k
Debt > 1 year
€10k▼
2024 · €20k
Income taxes
€908▼
2024 · €2k
Staff costs
€2k▲
2024 · €383
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€96k▼
Fixed assets21/28€32k€22k▼
Tangible fixed assets22/27€32k€22k▼
Plant, machinery and equipment23€603€423▼
Furniture and vehicles24€32k€21k▼
Current assets29/58€86k€75k▼
Amounts receivable after more than one year29€25k€45k▲
Other amounts receivable291€25k€45k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€57k€30k▼
Trade receivables40€56k€18k▼
Other amounts receivable41€908€12k▲
Deferred charges and accrued income490/1€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€118k€96k▼
Equity10/15€37k€39k▲
Contributions10/11€1k€1k=
Reserves13€36k€38k▲
Distributable reserves133€36k€38k▲
Amounts payable17/49€82k€58k▼
Amounts payable after more than one year17€20k€10k▼
Financial debts170/4€20k€10k▼
Amounts payable within one year42/48€62k€48k▼
Financial debts43€11k€20k▲
Credit institutions430/8€11k€20k▲
Trade debts44€28k€20k▼
Suppliers440/4€28k€20k▼
Taxes, remuneration and social security45€24k€7k▼
Taxes450/3€24k€7k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€383€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€596€996▲
Gross operating margin9900€20k€18k▼
Operating profit (loss)9901€8k€4k▼
Financial income75/76B€348€989▲
Recurring financial income75€348€989▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€6k€3k▼
Income taxes67/77€2k€908▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼51.8%
Net result drops to €2k, the lowest in the series.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenblookstraat 43690 ZutendaalGround area
816 m²
Building footprint
155 m²
Volume, LiDAR
750 m³
Parcel 71582E0059/00L000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JDG Engineering
since 20222.337.644.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582E0059/00L000 | Flanders | 816 m² | 1 · 155 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 4,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2022
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jandegraaf123@hotmail.com